Iyogin Holdings,Inc.

5830 株式会社いよぎんホールディングス

Banks · Prime · TSE: Disclosed

PRICE: ¥3,075 · MKT CAP: ¥913.3B · P/E: 17.3x · P/B: 1.13x · DIV YIELD: 1.5%

PRICE — 5Y

Characteristics & Business Summary

Iyogin Holdings,Inc., together with its subsidiaries, provides banking and financial services. The company operates through Commercial Banking and Leasing segments. It offers deposit services, lending services, securities investment services, and exchange...

Income Statement Highlights (¥ Billion, except EPS/DPS in ¥)

Fiscal Period	FY 2022	FY 2023	FY 2024
Net Sales	173	193	232
Operating Profit	42	59	75
Ordinary Profit	42	59	75
Net Profit	28	39	53
EPS	¥90	¥130	¥180
DPS	¥9	¥30	¥45

Balance Sheet & Valuation Highlights

Total Assets ¥9,202B

Net Assets (Equity) ¥803B

Equity Ratio 8.7%

ROE (Return on Equity) 9.1%

Cash & Equivalents ¥1,120B

Interest-Bearing Debt ¥0B

Capital Expenditure (CapEx) ¥15B

Depreciation & Amort. ¥7B

Major Shareholders

1. Japan Master Trust Bank 12.1%
2. Japan Custody Bank 6.8%
3. Nippon Life Insurance 3.0%
4. IYOTETSU Group Co., Ltd. 2.4%
5. Meiji Yasuda Life Insurance 2.1%
6. 大王海運株式会社 2.0%
7. Sumitomo Forestry Co., Ltd. 2.0%
8. State Street Bank and Trust Company 1.9%
9. Sumitomo Life Insurance 1.8%
10. Employee Stock Ownership Plan 1.5%

Activist Activity

No large shareholder activist campaigns detected.

Historical Per-Share Data & Valuation Ratios

Per Share Metric	FY 2022	FY 2023	FY 2024
Revenues per share	¥559	¥634	¥781
FCF/Share	¥-1,200	¥955	¥-588
EPS	¥90	¥130	¥180
DPS	¥9	¥30	¥45
Capital Spending per share	¥9	¥21	¥49
Book Value per share	¥1,703	¥1,829	¥1,970
Common Shares Outstanding	309M	304M	297M

Financial Aggregates & Margins

Financial Aggregate	FY 2022	FY 2023	FY 2024
Revenues (Net Sales)	¥173B	¥193B	¥232B
Operating Margin (%)	24.5%	30.4%	32.4%
Net Profit (owners)	¥28B	¥39B	¥53B
Net Profit Margin (%)	16.1%	20.5%	23.0%
Working Capital	—	—	—
Total Debt (Interest-bearing)	¥0B	¥0B	¥0B
Net Worth (Common Equity)	¥527B	¥556B	¥585B
Return on Total Assets (ROA)	0.3%	0.4%	0.6%
Return on Common Equity (ROE)	5.3%	7.1%	9.1%

Business Summary & Analysis

Capital Strategy Targets

No active capital policy disclosure records found.