Zenhoren Co., Ltd.

5845 全保連株式会社

Specialty Business Services · Standard · TSE: Disclosed

PRICE: ¥994 · MKT CAP: ¥27.0B · P/E: 14.9x · P/B: 3.60x · DIV YIELD: 3.5%

PRICE — 5Y

Characteristics & Business Summary

Zenhoren Co.,Ltd. provides rent liability guarantee services in Japan. It offers rent guarantee services for residential buildings, stores and offices, parking lots, warehouses and trunk rooms, and fire insurance and real estate companies, as well as tuition...

Income Statement Highlights (¥ Million, except EPS/DPS in ¥)

Fiscal Period	FY 2023	FY 2024
Net Sales	24,510	25,658
Operating Profit	2,224	2,548
Ordinary Profit	2,189	2,538
Net Profit	1,538	1,621
EPS	¥67	¥60
DPS	¥30	¥35

Balance Sheet & Valuation Highlights

Total Assets ¥23B

Net Assets (Equity) ¥7B

Equity Ratio 31.6%

ROE (Return on Equity) 22.5%

Cash & Equivalents ¥8B

Interest-Bearing Debt ¥1B

Capital Expenditure (CapEx) ¥0B

Depreciation & Amort. ¥1B

Major Shareholders

1. ＡＺ－Ｓｔａｒ３号投資事業有限責任組合 25.2%
2. 迫幸治(注）２ 11.1%
3. インベストメントZ１号投資事業有限責任組合（注）２ 8.7%
4. 茨木英彦 4.7%
5. ヨシダトモヒロ 3.1%
6. Hikari Tsushin, Inc. 1.9%
7. Nomura Securities Co., Ltd. 1.5%
8. 株式会社沖縄海邦銀行 1.5%
9. 三菱ＵＦＪファクター株式会社 1.5%
10. Custody Bank of Japan, Ltd. (Trust Account) 1.5%

Activist Activity

Mitsubishi UFJ Financial Group Inc. 50.47%

2025-10-20 · change

Daiwa Securities Co.Ltd. 4.12%

2025-08-21 · change

Daiwa Securities Co.Ltd. 5.53%

2025-06-05 · initial_5pct

Mitsubishi UFJ Financial Group Inc. 50.71%

2025-04-23 · change

Mitsubishi UFJ Financial Group Inc. 49.58%

2025-04-10 · initial_5pct

Historical Per-Share Data & Valuation Ratios

Per Share Metric	FY 2023	FY 2024
Revenues per share	¥1,066	¥946
FCF/Share	¥141	¥111
EPS	¥67	¥60
DPS	¥30	¥35
Capital Spending per share	¥3	¥2
Book Value per share	¥207	¥265
Common Shares Outstanding	23M	27M

Financial Aggregates & Margins

Financial Aggregate	FY 2023	FY 2024
Revenues (Net Sales)	¥25B	¥26B
Operating Margin (%)	9.1%	9.9%
Net Profit (owners)	¥2B	¥2B
Net Profit Margin (%)	6.3%	6.3%
Working Capital	¥-2B	¥1B
Total Debt (Interest-bearing)	¥1B	¥1B
Net Worth (Common Equity)	¥5B	¥7B
Return on Total Assets (ROA)	7.1%	7.1%
Return on Common Equity (ROE)	32.3%	22.5%

Business Summary & Analysis

Capital Strategy Targets

No active capital policy disclosure records found.