The Hachijuni Bank, Ltd.

8359 株式会社八十二銀行

Banks - Regional · Prime · TSE: Disclosed

PRICE: ¥2,342 · MKT CAP: ¥1.1T · P/E: 23.1x · P/B: 1.12x · DIV YIELD: 1.8%

PRICE — 5Y

Characteristics & Business Summary

Hachijuni Nagano Bank, Ltd. provides various banking products and services to individuals, corporations, and sole proprietors. It offers foreign currency, structured, time, property, public, payment, savings, and fixed deposits; housing, car, education card...

Income Statement Highlights (¥ Billion, except EPS/DPS in ¥)

Fiscal Period	FY 2020	FY 2021	FY 2022	FY 2023	FY 2024
Net Sales	154	151	202	212	254
Operating Profit	32	38	35	35	64
Ordinary Profit	32	38	35	35	64
Net Profit	22	27	24	37	48
EPS	¥46	¥54	¥51	¥77	¥104
DPS	¥14	¥16	¥20	¥24	¥42

Balance Sheet & Valuation Highlights

Total Assets ¥13,515B

Net Assets (Equity) ¥968B

Equity Ratio 7.1%

ROE (Return on Equity) 7.2%

Cash & Equivalents ¥3,027B

Interest-Bearing Debt ¥0B

Capital Expenditure (CapEx) ¥0B

Depreciation & Amort. ¥6B

Major Shareholders

1. Japan Master Trust Bank 14.2%
2. Japan Custody Bank 6.7%
3. Nippon Life Insurance 2.9%
4. Meiji Yasuda Life Insurance 2.9%
5. 昭和商事株式会社 2.6%
6. SHIMIZU CORPORATION 1.5%
7. Aioi Nissay Dowa Insurance Co. 1.4%
8. JPMorgan Chase Bank, N.A. 1.3%
9. 八十二銀行職員持株会 1.3%
10. State Street Bank and Trust Company 1.2%

Activist Activity

Sumitomo Mitsui Trust Asset Management Co.,Ltd. 4.15%

2023-07-21 · change

Historical Per-Share Data & Valuation Ratios

Per Share Metric	FY 2020	FY 2021	FY 2022	FY 2023	FY 2024
Revenues per share	¥315	¥309	¥429	¥440	¥551
FCF/Share	¥2,789	¥1,655	¥-1,248	¥943	¥-1,385
EPS	¥46	¥54	¥51	¥77	¥104
DPS	¥14	¥16	¥20	¥24	¥42
Capital Spending per share	¥0	¥0	¥0	¥0	¥0
Book Value per share	¥1,211	¥1,250	¥1,310	¥1,346	¥1,438
Common Shares Outstanding	490M	490M	471M	482M	462M

Financial Aggregates & Margins

Financial Aggregate	FY 2020	FY 2021	FY 2022	FY 2023	FY 2024
Revenues (Net Sales)	¥154B	¥151B	¥202B	¥212B	¥254B
Operating Margin (%)	20.9%	25.1%	17.3%	16.6%	25.1%
Net Profit (owners)	¥22B	¥27B	¥24B	¥37B	¥48B
Net Profit Margin (%)	14.5%	17.6%	11.9%	17.5%	18.9%
Working Capital	—	—	—	—	—
Total Debt (Interest-bearing)	¥0B	¥0B	¥0B	¥0B	¥0B
Net Worth (Common Equity)	¥593B	¥612B	¥617B	¥649B	¥664B
Return on Total Assets (ROA)	0.2%	0.2%	0.2%	0.3%	0.4%
Return on Common Equity (ROE)	3.8%	4.4%	3.9%	5.7%	7.2%

Business Summary & Analysis

Capital Strategy Targets

No active capital policy disclosure records found.