The Yamanashi Chuo Bank,Ltd.

8360 株式会社山梨中央銀行

Banks · Prime · TSE: Disclosed

PRICE: ¥6,120 · MKT CAP: ¥191.0B · P/E: 24.3x · P/B: 0.88x · DIV YIELD: 1.2%

PRICE — 5Y

Characteristics & Business Summary

The Yamanashi Chuo Bank,Ltd., together with its subsidiaries, provides various banking products and services to individual and corporate customers in Japan. It accepts deposits and offers loans. The company also provides insurance products, credit guarantees...

Income Statement Highlights (¥ Billion, except EPS/DPS in ¥)

Fiscal Period	FY 2020	FY 2021	FY 2022	FY 2023	FY 2024
Net Sales	50	46	61	57	60
Operating Profit	6	7	8	8	11
Ordinary Profit	6	7	8	8	11
Net Profit	3	4	5	6	8
EPS	¥97	¥133	¥163	¥181	¥246
DPS	¥35	¥40	¥45	¥56	¥76

Balance Sheet & Valuation Highlights

Total Assets ¥4,527B

Net Assets (Equity) ¥213B

Equity Ratio 4.7%

ROE (Return on Equity) 3.7%

Cash & Equivalents ¥555B

Interest-Bearing Debt ¥0B

Capital Expenditure (CapEx) ¥1B

Depreciation & Amort. ¥2B

Major Shareholders

1. Japan Master Trust Bank 11.1%
2. Stock Ownership Plan 4.4%
3. Meiji Yasuda Life Insurance 3.1%
4. Japan Custody Bank 2.6%
5. Nomura Trust and Banking Co., Ltd. 2.0%
6. 学校法人帝京大学 2.0%
7. Citibank, N.A. 1.9%
8. Fukoku Mutual Life Insurance 1.9%
9. FUJI KYUKO CO., LTD. 1.7%
10. ARIAKE MASTER FUND (常任代理人立花証券株式会社) 1.6%

Activist Activity

Neuberger Berman East Asia Limited 8.38%

2025-12-01 · change

Neuberger Berman East Asia Limited 7.33%

2025-07-16 · change

Neuberger Berman East Asia Limited 7.33%

2025-07-16 · correction

Neuberger Berman East Asia Limited 6.29%

2025-05-01 · initial_5pct

Historical Per-Share Data & Valuation Ratios

Per Share Metric	FY 2020	FY 2021	FY 2022	FY 2023	FY 2024
Revenues per share	¥1,555	¥1,448	¥1,946	¥1,813	¥1,938
FCF/Share	¥13,958	¥8,348	¥-9,470	¥-9,350	¥-500
EPS	¥97	¥133	¥163	¥181	¥246
DPS	¥35	¥40	¥45	¥56	¥76
Capital Spending per share	¥34	¥32	¥26	¥26	¥37
Book Value per share	¥5,939	¥6,026	¥6,295	¥6,422	¥6,609
Common Shares Outstanding	32M	32M	31M	31M	31M

Financial Aggregates & Margins

Financial Aggregate	FY 2020	FY 2021	FY 2022	FY 2023	FY 2024
Revenues (Net Sales)	¥50B	¥46B	¥61B	¥57B	¥60B
Operating Margin (%)	12.6%	14.3%	12.8%	13.5%	17.6%
Net Profit (owners)	¥3B	¥4B	¥5B	¥6B	¥8B
Net Profit Margin (%)	6.2%	9.2%	8.4%	10.0%	12.7%
Working Capital	—	—	—	—	—
Total Debt (Interest-bearing)	¥0B	¥0B	¥0B	¥0B	¥0B
Net Worth (Common Equity)	¥189B	¥193B	¥196B	¥200B	¥206B
Return on Total Assets (ROA)	0.1%	0.1%	0.1%	0.1%	0.2%
Return on Common Equity (ROE)	1.6%	2.2%	2.6%	2.8%	3.7%

Business Summary & Analysis

Capital Strategy Targets

No active capital policy disclosure records found.