The Kiyo Bank, Ltd.

8370 株式会社紀陽銀行

Banks · Prime · TSE: Disclosed

PRICE: ¥4,515 · MKT CAP: ¥289.3B · P/E: 16.6x · P/B: 1.23x · DIV YIELD: 2.4%

PRICE — 5Y

Characteristics & Business Summary

The Kiyo Bank, Ltd. provides various banking products and services to individual and corporate customers in Japan. It offers deposits, loans, securities investment, domestic foreign exchange, foreign exchange, buying and selling of government bonds, agency...

Income Statement Highlights (¥ Billion, except EPS/DPS in ¥)

Fiscal Period	FY 2020	FY 2021	FY 2022	FY 2023	FY 2024
Net Sales	79	82	84	85	99
Operating Profit	20	24	5	20	23
Ordinary Profit	20	24	5	20	23
Net Profit	14	15	4	15	18
EPS	¥201	¥231	¥60	¥229	¥275
DPS	¥35	¥40	¥40	¥50	¥110

Balance Sheet & Valuation Highlights

Total Assets ¥5,926B

Net Assets (Equity) ¥236B

Equity Ratio 4.0%

ROE (Return on Equity) 7.0%

Cash & Equivalents ¥807B

Interest-Bearing Debt ¥0B

Capital Expenditure (CapEx) ¥3B

Depreciation & Amort. ¥3B

Major Shareholders

1. Japan Master Trust Bank 15.1%
2. Japan Custody Bank 3.5%
3. Employee Stock Ownership Plan 3.4%
4. STATE STREET BANK AND TRUST COMPANY 1.7%
5. Meiji Yasuda Life Insurance 1.6%
6. 株式会社ヤマヨテクスタイル 1.6%
7. STATE STREET BANK WEST CLIENT - TREATY 1.4%
8. JP MORGAN CHASE BANK 1.3%
9. Shima Seiki Manufacturing Co., Ltd. 1.1%
10. 南海電気鉄道株式会社 1.1%

Activist Activity

Nomura Asset Management Co., Ltd. 3.99%

2026-02-20 · change

Nomura Securities Co.,Ltd. 5.01%

2024-09-24 · initial_5pct

Historical Per-Share Data & Valuation Ratios

Per Share Metric	FY 2020	FY 2021	FY 2022	FY 2023	FY 2024
Revenues per share	¥1,166	¥1,217	¥1,286	¥1,290	¥1,541
FCF/Share	¥10,546	¥1,105	¥-8,884	¥1,723	¥-2,950
EPS	¥201	¥231	¥60	¥229	¥275
DPS	¥35	¥40	¥40	¥50	¥110
Capital Spending per share	¥21	¥22	¥18	¥28	¥44
Book Value per share	¥3,253	¥3,448	¥3,495	¥3,697	¥3,953
Common Shares Outstanding	68M	67M	66M	66M	64M

Financial Aggregates & Margins

Financial Aggregate	FY 2020	FY 2021	FY 2022	FY 2023	FY 2024
Revenues (Net Sales)	¥79B	¥82B	¥84B	¥85B	¥99B
Operating Margin (%)	25.9%	29.8%	6.0%	23.8%	23.6%
Net Profit (owners)	¥14B	¥15B	¥4B	¥15B	¥18B
Net Profit Margin (%)	17.2%	18.9%	4.6%	17.7%	17.8%
Working Capital	—	—	—	—	—
Total Debt (Interest-bearing)	¥0B	¥0B	¥0B	¥0B	¥0B
Net Worth (Common Equity)	¥220B	¥231B	¥230B	¥243B	¥253B
Return on Total Assets (ROA)	0.2%	0.3%	0.1%	0.3%	0.3%
Return on Common Equity (ROE)	6.2%	6.7%	1.7%	6.2%	7.0%

Business Summary & Analysis

Capital Strategy Targets

No active capital policy disclosure records found.