Seven Bank, Ltd.

8410 株式会社セブン銀行

Banks · Prime · TSE: Disclosed

PRICE: ¥290 · MKT CAP: ¥340.4B · P/E: 23.9x · P/B: 1.21x · DIV YIELD: 3.8%

PRICE — 5Y

Characteristics & Business Summary

Seven Bank, Ltd. provides various banking products and services to individual and corporate customers in Japan and internationally. The company offers account services, including deposits, post payment, financial product intermediary, loan, and debit...

Income Statement Highlights (¥ Billion, except EPS/DPS in ¥)

Fiscal Period	FY 2020	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	Forecast
Net Sales	137	137	155	198	214	—	—
Operating Profit	36	28	29	10	12	—	—
Ordinary Profit	36	28	29	31	30	30	—
Net Profit	26	21	19	32	18	13	9
EPS	¥22	¥18	¥16	¥27	¥16	¥11	—
DPS	¥11	¥11	¥11	¥11	¥11	¥6	—

Balance Sheet & Valuation Highlights

Total Assets ¥1,546B

Net Assets (Equity) ¥286B

Equity Ratio 18.1%

ROE (Return on Equity) 5.0%

Cash & Equivalents ¥893B

Interest-Bearing Debt ¥100B

Capital Expenditure (CapEx) ¥10B

Depreciation & Amort. ¥31B

Major Shareholders

1. 株式会社セブン‐イレブン・ジャパン 38.6%
2. The Master Trust Bank of Japan, Ltd. (Trust Account) 8.0%
3. 株式会社イトーヨーカ堂 4.0%
4. 株式会社ヨークベニマル 3.8%
5. Custody Bank of Japan, Ltd. (Trust Account) 3.4%
6. Sumitomo Mitsui Banking Corporation 1.3%
7. Dai-ichi Life Insurance Company, Ltd. 1.3%
8. BNY Mellon (Nominee) 1.1%
9. Goldman Sachs 0.9%
10. Citibank, N.A. 0.9%

Activist Activity

ITOCHU Corporation 19.88%

2026-01-05 · increase

ITOCHU Corporation 18.57%

2025-12-09 · increase

ITOCHU Corporation 17.52%

2025-11-21 · increase

ITOCHU Corporation 16.5%

2025-10-21 · increase

SEVEN-ELEVEN JAPAN CO.,LTD. 33.21%

2025-06-27 · change

Historical Per-Share Data & Valuation Ratios

Per Share Metric	FY 2020	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	Forecast
Revenues per share	¥116	¥116	¥131	¥168	¥182	—	—
FCF/Share	¥107	¥24	¥45	¥71	¥-53	¥63	—
EPS	¥22	¥18	¥16	¥27	¥16	¥11	—
DPS	¥11	¥11	¥11	¥11	¥11	¥6	—
Capital Spending per share	¥9	¥11	¥11	¥15	¥20	¥8	—
Book Value per share	¥194	¥201	¥206	¥222	¥226	¥228	—
Common Shares Outstanding	1,179M	1,179M	1,179M	1,175M	1,175M	—	—

Financial Aggregates & Margins

Financial Aggregate	FY 2020	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	Forecast
Revenues (Net Sales)	¥137B	¥137B	¥155B	¥198B	¥214B	—	—
Operating Margin (%)	26.0%	20.7%	18.7%	5.1%	5.7%	—	—
Net Profit (owners)	¥26B	¥21B	¥19B	¥32B	¥18B	¥13B	¥9B
Net Profit Margin (%)	18.9%	15.2%	12.2%	16.2%	8.5%	—	—
Working Capital	—	—	—	—	—	—	—
Total Debt (Interest-bearing)	¥105B	¥105B	¥85B	¥65B	¥50B	¥100B	—
Net Worth (Common Equity)	¥229B	¥237B	¥243B	¥261B	¥266B	¥268B	—
Return on Total Assets (ROA)	2.2%	1.7%	1.4%	1.9%	1.2%	0.9%	—
Return on Common Equity (ROE)	11.3%	8.8%	7.8%	12.3%	6.8%	5.0%	—

Business Summary & Analysis

Capital Strategy Targets

No active capital policy disclosure records found.