7181
Kanpo Life Insurance Co., Ltd.
株式会社かんぽ生命保険
Insurance
Japan Post Insurance Co., Ltd. provides life insurance products and services in Japan. It also offers agency services for other insurance companies, including foreign insurance companies and financial institutions; personal and asset accumulation pension insurances; and reinsurances, as well as handles the administration of postal life insurance contracts. In addition, the company is involved in the acquisition of real estate and securities, securities lending, and deposits businesses; information system design, development, maintenance, and operation contracting; and investment management business, such as investment advisory and agency business. It offers its products through directly managed sales offices and post offices to individual and corporate customers. The company was incorporated in 2006 and is headquartered in Tokyo, Japan.
Price
¥1,430
Market Cap
¥547.8B
Ent. Value
¥-928,326M
Net Cash
¥1.5T
Shares Out.
383.2M
P / E
4.4×
EV / EBIT
—
⚠ TSE Capital Mandate
P / Book
0.17×
P / NCAV
N/M
Div. Yield
7.28%
Financials
| Metric |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
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|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | ¥59,555.7B | ¥60,855.9B | ¥62,687.4B | ¥67,174.8B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| PP&E | ¥141.1B | ¥136.9B | ¥92.7B | ¥94.5B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Intangible Assets | ¥113.6B | ¥97.8B | ¥92.3B | ¥93.6B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Deferred Tax Assets | ¥728.9B | ¥636.6B | ¥1,028.8B | ¥1,005.3B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Liabilities | ¥56,314.3B | ¥57,460.2B | ¥60,312.0B | ¥64,753.7B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total LT Borrowings | ¥500.0B | ¥400.0B | ¥300.0B | ¥300.0B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Pension Obligations | ¥107.9B | ¥95.9B | ¥69.3B | ¥68.3B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Equity | ¥3,241.4B | ¥3,395.7B | ¥2,375.4B | ¥2,421.1B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Capital Stock | ¥500.0B | ¥500.0B | ¥500.0B | ¥500.0B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Capital Surplus | ¥405.0B | ¥405.0B | ¥405.0B | ¥405.0B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Retained Earnings | ¥803.5B | ¥718.0B | ¥701.5B | ¥639.8B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Treasury Stock | ¥-901M | ¥-948M | ¥-36.1B | ¥-355M | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| AOCI | ¥1,533.8B | ¥1,773.7B | ¥804.9B | ¥876.6B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Equity (owners) | ¥1,707.6B | ¥1,622.1B | ¥1,570.5B | ¥1,544.5B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Interest-Bearing Debt ⓘ | ¥500.0B | ¥400.0B | ¥300.0B | ¥300.0B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Cash ⓘ | ¥1,476.1B | ¥757.3B | ¥1,136.5B | ¥970.8B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| BV/Share | ¥4,456 | ¥4,233 | ¥4,099 | ¥3,864 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Metric |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
|---|---|---|---|---|
| Operating CF | ¥-1,627.8B | ¥-3,063.2B | ¥-2,978.1B | ¥-2,755.7B |
| Interest Paid | ¥-10.8B | ¥-4.9B | ¥-4.5B | ¥-2.5B |
| D&A | ¥39.1B | ¥41.2B | ¥39.5B | ¥54.6B |
| Investing CF | ¥2,386.5B | ¥2,721.8B | ¥3,216.8B | ¥3,111.7B |
| CapEx | ¥12.4B | ¥48.7B | ¥4.0B | ¥3.8B |
| Financing CF | ¥60.1B | ¥62.2B | ¥-72.9B | ¥-420.3B |
| Dividends Paid | ¥-37.9B | ¥-35.6B | ¥-35.9B | ¥-60.7B |
| Share Buybacks | ¥0M | — | ¥-35.7B | ¥-358.9B |
| Free Cash Flow | ¥-1,640.2B | ¥-3,111.9B | ¥-2,982.1B | ¥-2,759.5B |
| Net Change in Cash | ¥818.8B | ¥-279.2B | ¥165.8B | ¥-64.3B |
| Metric |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
|---|---|---|---|---|
| ROE | 3.7% | 3.0% | 4.1% | 6.0% |
| ROA | 0.2% | 0.1% | 0.2% | 0.2% |
| EPS | ¥322.57 | ¥227.45 | ¥249.48 | ¥375.14 |
| DPS | ¥104.00 | ¥94.00 | ¥92.00 | ¥90.00 |
| BPS | ¥8,467.97 | ¥8,871.61 | ¥6,206.80 | ¥6,059.59 |
| FCF/Share | ¥-4,280 | ¥-8,121 | ¥-7,782 | ¥-6,904 |
| Payout Ratio | 32.2% | 41.3% | 36.9% | 24.0% |
No filings or capital allocation signals recorded for this company.
| # | Shareholder | Shares (thou.) | % of Total |
|---|---|---|---|
| 1 | 日本郵政株式会社 | 190,963 | 49.84% |
| 2 |
The Master Trust Bank of Japan, Ltd. (Trust Account)
日本マスタートラスト信託銀行株式会社(信託口)
|
33,737 | 8.80% |
| 3 |
Custody Bank of Japan, Ltd. (Trust Account)
株式会社日本カストディ銀行(信託口)
|
12,545 | 3.27% |
| 4 |
State Street Bank and Trust Company
STATE STREET BANK AND TRUST COMPANY 505001(常任代理人 株式会社みずほ銀行決済営業部)
|
7,287 | 1.90% |
| 5 | CGML PB CLIENT ACCOUNT/COLLATERAL(常任代理人 シティバンク、エヌ・エイ東京支店) | 4,590 | 1.20% |
| 6 | JPモルガン証券株式会社 | 3,956 | 1.03% |
| 7 |
State Street Bank and Trust Company
STATE STREET BANK WEST CLIENT - TREATY 505234(常任代理人 株式会社みずほ銀行決済営業部)
|
3,753 | 0.98% |
| 8 | かんぽ生命保険社員持株会 | 3,467 | 0.90% |
| 9 |
State Street Bank and Trust Company
STATE STREET BANK AND TRUST COMPANY 505103(常任代理人 株式会社みずほ銀行決済営業部)
|
3,222 | 0.84% |
| 10 |
JPMorgan Chase Bank, N.A.
JP MORGAN CHASE BANK 385781(常任代理人 株式会社みずほ銀行決済営業部)
|
2,678 | 0.70% |
as of 2025-03-31
Source: EDINET ↗
Ownership by year — hover bars for detail
Domestic Nominees
12.1%
+1.3% vs 2024
Trust bank custodians — GPIF, pensions, investment trusts
Foreign Custodians
4.4%
+0.9% vs 2024
Sub-custodians for foreign asset managers
Direct / Strategic
53.0%
+0.5% vs 2024
Named entities with disclosed investment intent
Bar = % of shares outstanding · top-10 covers 69.5% · grey = other shareholders · 2025
| Shareholder | Trend | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 日本郵政 | 49.84% | 49.84% | 49.84% | |
| 日本マスタートラスト信託銀行 | 8.54% | 7.83% | 8.80% +0.97% | |
| State Street | 2.27% | 2.82% | 3.72% +0.90% | |
| 日本カストディ銀行 | 2.97% | 2.97% | 3.27% +0.30% | |
| CGML PB CLIENT ACCOUNT/COLLATERAL NEW ENTRY | — | — | — | 1.20% NEW |
| JPモルガン証券 | 0.87% | 1.08% | 1.03% -0.05% | |
| かんぽ生命保険社員持株会 | 0.88% | 0.89% | 0.90% +0.01% | |
| JP Morgan | 0.60% | 0.68% | 0.70% +0.02% | |
| Morgan Stanley last seen 2024 | Exited Top 10 | — | 0.68% | — |
| JP JPMSE LUX RE MERRILL LYNCH INTERNATI EQ CO last seen 2023 | Exited Top 10 | 0.82% | — | — |
| Concentration (HHI) ⓘ | 2573 | 2565 | 2590 |
3 fiscal years · top-10 holders per year · >2,500 HHI = high concentration · entity-resolved