7199
Premium Group Co., Ltd.
プレミアグループ株式会社
Other Financing Business
Premium Group Co., Ltd. engages in the provision of financing and services worldwide. The company operates through Finance Business, Automobile Warranty Business, and Auto Mobility Services Business segments. It offers automobile leasing, debt collection, salvaging, and financing services; auto credit services for automobile purchases in installments; inspection, repair, maintenance of automobiles and related services, as well as engages in the bodywork and paintwork for automobiles. The company is also involved in sale of used auto parts and business-use software; and wholesaling of automobile. In addition, the company develops and sells warranty products; provides consultancy services; and sells and rents IoT devices. The company was incorporated in 2015 and is headquartered in Tokyo, Japan.
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Overview
Filings & Signals
Ownership
Financials
▾ Collapse Charts
Income Statement
Balance Sheet
Cash Flow
Ratios & Per Share
Metric
FY 2025
TDnet
FY 2024
TDnet
FY 2023
EDINET ↗
FY 2022
EDINET ↗
FY 2021
EDINET ↗
Net Sales
¥44.0B
¥36.4B
¥31.5B
¥25.3B
¥21.1B
Operating Income
¥8.4B
¥8.4B
¥6.2B
¥4.2B
—
Non-Operating Income
—
¥17.7B
¥15.0B
¥59M
¥17M
Interest Income
—
¥31M
¥7M
¥4M
¥3M
Non-Operating Expenses
—
¥497M
¥336M
¥35M
¥41M
Interest Expense
—
¥32M
¥23M
¥25M
¥38M
Ordinary Income
¥8.6B
¥6.9B
—
—
—
Pre-tax Income
¥8.6B
¥8.6B
¥6.2B
¥5.3B
¥4.0B
Net Income (owners)
¥6.1B
¥6.1B
¥4.6B
¥4.0B
¥2.9B
Minority Interest
—
¥-3M
¥10M
¥9M
¥23M
Comprehensive Income
—
¥4.8B
¥4.7B
¥4.1B
¥3.0B
EBITDA
¥10.5B
¥10.5B
¥7.8B
¥5.7B
—
EPS
¥157.22
¥157.22
¥119.39
¥103.45
¥229.39
Shares Outstanding
—
38.0M
37.9M
38.9M
12.9M
Shares Issued (total)
—
40.5M
40.5M
40.3M
13.4M
Treasury Shares
—
2.5M
2.6M
1.4M
0.5M
Metric
FY 2025
TDnet
FY 2024
TDnet
FY 2023
EDINET ↗
FY 2022
EDINET ↗
FY 2021
EDINET ↗
Total Assets
¥199.0B
¥199.0B
¥125.3B
¥102.0B
¥81.8B
Cash & Deposits
¥26.1B
¥26.1B
¥21.1B
¥14.9B
¥11.4B
PP&E
¥5.0B
¥5.0B
¥2.8B
¥3.1B
¥3.6B
Goodwill
—
¥4.0B
¥4.0B
¥4.0B
¥4.0B
Intangible Assets
—
¥9.2B
¥8.9B
¥7.9B
¥6.3B
Deferred Tax Assets
—
¥50M
¥14M
¥5M
¥3M
Total Liabilities
¥173.7B
¥173.7B
¥109.9B
¥88.6B
¥72.0B
Deferred Tax Liab.
—
¥836M
¥1.2B
¥1.3B
¥1.2B
Total Equity
¥25.3B
¥25.3B
¥15.4B
¥13.4B
¥9.8B
Capital Surplus
—
¥1.6B
¥1.5B
¥1.4B
¥1.3B
Retained Earnings
¥22.2B
¥22.2B
¥14.6B
¥11.0B
¥7.7B
Treasury Stock
—
¥-3.0B
¥-3.1B
¥-1.1B
¥-1.2B
AOCI
—
¥734M
¥559M
¥343M
¥194M
Equity (owners)
¥25.3B
¥25.3B
¥15.3B
¥13.4B
¥9.7B
Minority Interests
—
¥26M
¥40M
¥31M
¥103M
Net Cash ⓘ
¥26.1B
¥26.1B
¥21.1B
¥14.9B
¥11.4B
BV/Share
—
¥664
¥404
¥344
¥755
Metric
FY 2025
TDnet
FY 2024
TDnet
FY 2023
EDINET ↗
FY 2022
EDINET ↗
FY 2021
EDINET ↗
Operating CF
¥-21.3B
¥-21.3B
¥2.5B
¥-449M
¥1.6B
D&A
¥2.2B
¥2.2B
¥1.6B
¥1.4B
¥1.3B
Investing CF
¥-1.9B
¥-1.9B
¥-3.1B
¥-2.3B
¥-1.0B
CapEx
¥757M
¥757M
¥385M
¥319M
¥243M
Purchase Investments
—
¥-1M
¥-350M
¥-100M
¥-1M
Financing CF
¥32.1B
¥32.1B
¥6.9B
¥6.2B
¥2.8B
Free Cash Flow
¥-22.0B
¥-22.0B
¥2.1B
¥-768M
¥1.4B
Metric
FY 2025
TDnet
FY 2024
TDnet
FY 2023
EDINET ↗
FY 2022
EDINET ↗
FY 2021
EDINET ↗
ROE
24.0%
29.9%
32.0%
34.5%
30.0%
ROA
3.1%
3.7%
4.1%
4.4%
3.6%
EPS
¥157.22
¥157.22
¥119.39
¥103.45
¥229.39
DPS
¥27.00
¥27.00
¥28.00
¥21.00
¥51.00
BPS
¥649.87
¥649.87
—
—
—
FCF/Share
—
¥-580
¥56
¥-20
¥106
Payout Ratio
17.2%
17.2%
23.5%
20.3%
22.2%
Event Timeline
S Shareholder
A Capital Signal
▾ Hide Chart
Large Shareholder Reports 14
Date Activist Stake Event Flag Demands Source
2026-05-22
Nomura Securities Co.,Ltd.
6.5%
-0.41%
change
Passive
—
2026-05-12
Nomura Securities Co.,Ltd.
6.91%
+0.14%
change
Passive
—
2026-04-07
Nomura Securities Co.,Ltd.
6.77%
+1.67%
change
Passive
—
2026-03-06
Capital Research and Management Company
3.11%
-2.12%
change
Passive
—
2026-02-20
Capital Research and Management Company
5.23%
-1.69%
change
Passive
—
2026-02-20
Nomura Asset Management Co., Ltd.
6.34%
change
Passive
—
2025-07-23
Nomura Securities Co.,Ltd.
5.1%
+1.06%
initial_5pct
Passive
—
2025-02-07
Capital Research and Management Company
6.92%
+1.09%
change
Passive
—
2024-06-07
Nomura Securities Co.,Ltd.
4.04%
-1.19%
change
Passive
—
2024-03-07
Capital Research and Management Company
5.83%
initial_5pct
Passive
—
2024-02-07
Nomura Securities Co.,Ltd.
5.23%
-0.73%
change
Passive
—
2023-12-05
Chikara Investments LLP
4.11%
-1.09%
change
Passive
—
2023-10-30
Chikara Investments LLP
5.2%
change
Passive
—
2023-06-07
Nomura Securities Co.,Ltd.
5.96%
change
Passive
—
Top 10 Shareholders
Ownership DNA
#
Shareholder
Shares (thou.)
% of Total
1
Japan Master Trust Bank
日本マスタートラスト信託銀行株式会社(信託口)
6,047,600
15.90%
2
Japan Custody Bank
株式会社日本カストディ銀行(信託口)
5,867,300
15.43%
3
STATE STREET BANK AND TRUST COMPANY 505001 (常任代理人 株式会社みずほ銀行)
3,133,357
8.24%
4
株式会社リクリート
1,800,000
4.73%
5
柴田 洋一
876,748
2.31%
6
Aozora Bank, Ltd.
株式会社あおぞら銀行
775,800
2.04%
7
損害保険ジャパン株式会社 (常任代理人 株式会社日本カストディ銀行)
775,800
2.04%
8
JPモルガン証券株式会社
637,683
1.68%
9
GOVERNMENT OF NORWAY
GOVERNMENT OF NORWAY (常任代理人 シティバンク、エヌ・エイ東京支店)
544,692
1.43%
10
BNY GCM CLIENT ACCOUNT JPRD AC ISG (FE-AC) (常任代理人 株式会社三菱UFJ銀行)
495,140
1.30%
Domestic Nominees
31.3%
+3.7% vs 2024
Trust bank custodians — GPIF, pensions, investment trusts
Foreign Custodians
0.0%
+0.0% vs 2024
Sub-custodians for foreign asset managers
Direct / Strategic
23.8%
-3.2% vs 2024
Named entities with disclosed investment intent
Shareholder
Trend
2023
2024
2025
Japan Master Trust Bank
日本マスタートラスト信託銀行
17.85%
14.23%
15.90%
+1.67%
Japan Custody Bank
日本カストディ銀行
14.43%
13.41%
15.43%
+2.02%
STATE STREET BANK AND TRUST COMPANY 505001
NEW ENTRY
—
—
—
8.24%
NEW
式会社リクリート
NEW ENTRY
—
—
—
4.73%
NEW
柴田 洋一
1.91%
2.11%
2.31%
+0.20%
Aozora Bank, Ltd.
式会社あおぞら銀行
1.99%
2.05%
2.04%
-0.01%
Sompo Japan Insurance Inc.
損害保険ジャパン
1.99%
2.05%
2.04%
-0.01%
JPモルガン証券
NEW ENTRY
—
—
—
1.68%
NEW
GOVERNMENT OF NORWAY
GOVERNMENT OF NORWAY
3.22%
4.77%
1.43%
-3.34%
BNY GCM CLIENT ACCOUNT JPRD AC ISG (FE-AC)
BNY GCM CLIENT ACCOUNT JPRD AC ISG (FE-AC)
—
1.71%
1.30%
-0.41%
SSBTC CLIENT OMNIBUS ACCOUNT
SSBTC CLIENT OMNIBUS ACCOUNT
last seen 2024
Exited Top 10
5.86%
7.79%
—
式会社リクルート
last seen 2024
Exited Top 10
4.63%
4.75%
—
MSIP CLIENT SECURITIES
MSIP CLIENT SECURITIES
last seen 2024
Exited Top 10
—
1.76%
—
STATE STREET BANK AND TRUST COMPANY 505303
last seen 2023
Exited Top 10
3.04%
—
—
STATE STREET BANK AND TRUST COMPANY 505019
last seen 2023
Exited Top 10
2.19%
—
—
Concentration (HHI)
ⓘ
619
507
601
3 fiscal years · top-10 holders per year · >2,500 HHI = high concentration · entity-resolved