7322
San ju San Financial Group,Inc
株式会社三十三フィナンシャルグループ
Banks
San ju San Financial Group,Inc. provides various banking products and services. It operates in two segments, Retail and Leasing. The company offers deposit, lending, domestic and foreign exchange services, sales of government bonds, investment trusts and insurance, and the acceptance and registration of corporate bonds services. It is also involved in leasing; credit card; and credit guarantee businesses. The company was founded in 1895 and is headquartered in Yokkaichi, Japan.
Price
¥1,598
Market Cap
¥41.8B
Ent. Value
—
Net Cash
est
—
Shares Out.
26.1M
P / E
4.8×
EV / EBIT
—
⚠ TSE Capital Mandate
P / Book
0.20×
P / NCAV
N/M
Div. Yield
6.26%
Financials
| Metric |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
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| Total Assets | ¥4,510.8B | ¥4,434.9B | ¥4,285.8B | ¥4,636.0B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| PP&E | ¥22.9B | ¥22.8B | ¥22.3B | ¥24.0B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Intangible Assets | ¥4.5B | ¥5.6B | ¥7.6B | ¥9.9B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Deferred Tax Assets | ¥4.5B | ¥592M | ¥5.7B | ¥2.8B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Liabilities | ¥4,304.8B | ¥4,221.8B | ¥4,090.7B | ¥4,406.4B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Pension Obligations | ¥120M | ¥134M | ¥129M | ¥129M | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Deferred Tax Liab. | ¥857M | ¥2.1B | ¥679M | ¥889M | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Equity | ¥206.0B | ¥213.1B | ¥195.0B | ¥229.6B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Capital Stock | ¥10.0B | ¥10.0B | ¥10.0B | ¥10.0B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Capital Surplus | ¥48.6B | ¥49.3B | ¥49.3B | ¥79.4B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Retained Earnings | ¥147.7B | ¥141.2B | ¥136.1B | ¥131.9B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Treasury Stock | ¥-280M | ¥-315M | ¥-325M | ¥-265M | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| AOCI | ¥0M | ¥13.0B | ¥-448M | ¥8.3B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Equity (owners) | ¥206.0B | ¥200.1B | ¥195.1B | ¥221.0B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minority Interests | ¥39M | ¥38M | ¥364M | ¥334M | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| BV/Share | ¥7,877 | ¥7,652 | ¥7,460 | ¥7,281 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Metric |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
|---|---|---|---|---|
| Operating CF | ¥9.7B | ¥67.1B | ¥-382.5B | ¥374.9B |
| D&A | ¥4.4B | ¥4.4B | ¥4.6B | ¥5.3B |
| Investing CF | ¥-11.7B | ¥23.4B | ¥-143.9B | ¥-5.0B |
| CapEx | ¥2.5B | ¥3.4B | ¥1.8B | ¥2.0B |
| Financing CF | ¥-2.1B | ¥-2.3B | ¥-32.3B | ¥-2.3B |
| Dividends Paid | ¥-2.1B | ¥-1.9B | ¥-2.1B | ¥-2.2B |
| Share Buybacks | ¥-4M | ¥-4M | ¥-30.2B | ¥-2M |
| Free Cash Flow | ¥7.3B | ¥63.7B | ¥-384.3B | ¥372.9B |
| Net Change in Cash | ¥-4.0B | ¥88.2B | ¥-558.7B | ¥367.6B |
| Metric |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
|---|---|---|---|---|
| ROE | 4.1% | 3.4% | 3.1% | 2.2% |
| ROA | 0.2% | 0.2% | 0.1% | 0.1% |
| EPS | ¥332.53 | ¥265.48 | ¥238.41 | ¥175.00 |
| DPS | ¥100.00 | ¥80.00 | ¥72.00 | ¥72.00 |
| BPS | ¥7,914.29 | ¥8,194.14 | ¥7,486.03 | ¥7,643.77 |
| FCF/Share | ¥278 | ¥2,435 | ¥-14,693 | ¥12,283 |
| Payout Ratio | 30.1% | 30.1% | 30.2% | 41.1% |
Event Timeline
S Shareholder
A Capital Signal
Large Shareholder Reports 3
Capital Allocation Signals 1
| Date | Type | Amount | Summary | |
|---|---|---|---|---|
|
2026-05-15
15:40
|
Div Increase | ¥80.0/sh | DPS of ¥80.0 announced. | |
|
Summary
DPS of ¥80.0 announced.
Source (JP)
基準日
2026年3月31日
1株当たり配当金
80円00銭
配当金総額
効力発生日
配当原資
2,091百万円
2026年6月26日
利益剰余金
同左
64円00銭
－
－
－
2025年3月31日
63円00銭
1,647百万円
2025年6月23
剰余金の配当（増配）に関するお知らせ
TDnet PDF
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| # | Shareholder | Shares (thou.) | % of Total |
|---|---|---|---|
| 1 |
The Master Trust Bank of Japan, Ltd. (Trust Account)
日本マスタートラスト信託銀行 株式会社（信託口）
|
2,943 | 11.25% |
| 2 |
Japan Custody Bank
株式会社日本カストディ銀行（信託口）
|
1,236 | 4.72% |
| 3 |
Stock Ownership Plan
三十三フィナンシャルグループ 職員持株会
|
1,126 | 4.30% |
| 4 | 銀泉株式会社 | 1,062 | 4.06% |
| 5 |
Sumitomo Mitsui Banking Corporation
株式会社三井住友銀行
|
776 | 2.96% |
| 6 | 三井住友カード株式会社 | 670 | 2.56% |
| 7 |
JP MORGAN CHASE BANK
JP MORGAN CHASE BANK 385781 （常任代理人 株式会社みずほ銀行 決済営業部）
|
325 | 1.24% |
| 8 | ＳＭＢＣ日興証券株式会社 | 269 | 1.03% |
| 9 | 株式会社みずほ銀行 | 225 | 0.86% |
| 10 |
State Street Bank and Trust Company
STATE STREET BANK AND TRUST COMPANY 505001 （常任代理人 株式会社みずほ銀行 決済営業部）
|
221 | 0.84% |
as of 2025-03-31
Source: EDINET ↗
Ownership by year — hover bars for detail
Domestic Nominees
16.0%
-0.7% vs 2024
Trust bank custodians — GPIF, pensions, investment trusts
Foreign Custodians
2.1%
+1.0% vs 2024
Sub-custodians for foreign asset managers
Direct / Strategic
15.8%
-0.0% vs 2024
Named entities with disclosed investment intent
Bar = % of shares outstanding · top-10 covers 33.8% · grey = other shareholders · 2025
| Shareholder | Trend | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Japan Master Trust Bank 日本マスタートラスト信託銀行 | 8.78% | 8.41% | 11.25% +2.84% | |
| Japan Custody Bank 日本カストディ銀行 | 8.40% | 8.21% | 4.72% -3.49% | |
| Stock Ownership Plan 三十三フィナンシャルグループ 職員持株会 | 4.95% | 4.91% | 4.30% -0.61% | |
| 銀泉 | 4.06% | 4.06% | 4.06% | |
| Sumitomo Mitsui Banking Corporation 三井住友銀行 | 2.96% | 2.96% | 2.96% | |
| 三井住友カード ↑ | — | 1.26% | 2.56% +1.30% | |
| JP Morgan ↑ | — | 1.04% | 1.24% +0.20% | |
| ＳＭＢＣ日興証券 NEW ENTRY | 1.30% | — | 1.03% NEW | |
| みずほ銀行 NEW ENTRY | 1.70% | — | 0.86% NEW | |
| State Street NEW ENTRY | — | — | — | 0.84% NEW |
| Sompo Japan Insurance Inc. 損害保険ジャパン last seen 2024 | Exited Top 10 | 1.33% | 1.33% | — |
| ＳＭＢＣファイナンスサービス last seen 2024 | Exited Top 10 | 1.29% | 1.29% | — |
| Concentration (HHI) ⓘ | 205 | 194 | 203 |
3 fiscal years · top-10 holders per year · >2,500 HHI = high concentration · entity-resolved