8308
Resona Holdings, Inc.
株式会社 りそなホールディングス
Banks
Resona Holdings, Inc., through its subsidiaries, engages in the provision retail and commercial banking products and services in Japan and internationally. The company operates through Consumer Banking, Corporate Banking, and Market Trading segments. The Consumer Banking segment provides consulting services, that includes consumer loan, asset management, and asset succession services to individuals. The Corporate Banking segment offers services, such as corporate loan, trust asset management, real estate business, corporate pension, and asset succession services to corporates. The Market Trading segment engages in financial market services, that includes short term lending, borrowing, purchase and sale of bonds, and derivatives trading. It also engages in the private equity businesses; collection of bills and receivables, factoring, credit card administration, business process outsourcing services, and placement services; and provision of credit guarantee, general leasing, and system development services. Resona Holdings, Inc. was founded in 1918 and is headquartered in Tokyo, Japan.
Price
¥2,040
Market Cap
¥4.7T
Ent. Value
¥-8,475,350M
Net Cash
¥13.2T
Shares Out.
2.3B
P / E
17.9×
EV / EBIT
—
P / Book
1.58×
P / NCAV
N/M
Div. Yield
0.71%
Financials
| Metric |
FY 2025
TDnet |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
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|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | ¥76,297.9B | ¥77,370.8B | ¥76,150.9B | ¥74,812.7B | ¥78,155.1B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| PP&E | ¥307.3B | ¥312.0B | ¥349.8B | ¥352.4B | ¥356.6B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Intangible Assets | — | ¥50.0B | ¥45.6B | ¥51.9B | ¥55.1B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Deferred Tax Assets | — | ¥9.9B | ¥3.8B | ¥23.0B | ¥27.2B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Liabilities | ¥73,369.5B | ¥74,618.0B | ¥73,372.7B | ¥72,278.7B | ¥75,696.0B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total LT Borrowings | ¥287.0B | ¥195.9B | ¥181.0B | ¥196.0B | ¥201.0B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Pension Obligations | — | ¥5.4B | ¥8.0B | ¥9.5B | ¥12.4B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Deferred Tax Liab. | — | ¥22.1B | ¥78.6B | ¥22.7B | ¥22.3B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Equity | ¥2,928.4B | ¥2,752.8B | ¥2,778.2B | ¥2,534.1B | ¥2,459.0B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Capital Stock | — | ¥50.6B | ¥50.6B | ¥50.6B | ¥50.6B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Capital Surplus | — | ¥69.8B | ¥109.5B | ¥134.5B | ¥149.3B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Retained Earnings | ¥2,434.9B | ¥2,238.8B | ¥2,072.7B | ¥1,963.5B | ¥1,853.5B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Treasury Stock | — | ¥-6.6B | ¥-7.3B | ¥-8.2B | ¥-9.2B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| AOCI | — | ¥376.7B | ¥534.9B | ¥375.5B | ¥398.1B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Equity (owners) | ¥2,484.7B | ¥2,352.5B | ¥2,225.4B | ¥2,140.4B | ¥2,044.1B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minority Interests | — | ¥23.5B | ¥17.7B | ¥18.0B | ¥16.6B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Interest-Bearing Debt ⓘ | ¥287.0B | ¥195.9B | ¥181.0B | ¥196.0B | ¥201.0B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Cash ⓘ | ¥13,179.2B | ¥19,121.0B | ¥20,557.1B | ¥22,061.6B | ¥27,718.5B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| BV/Share | — | ¥1,020 | ¥950 | ¥901 | ¥852 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Metric |
FY 2025
TDnet |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
|---|---|---|---|---|---|
| Operating CF | ¥-4,737.6B | ¥-293.4B | ¥-733.8B | ¥-5,207.6B | ¥3,890.9B |
| Taxes Paid | — | ¥-59.0B | ¥-48.4B | ¥-49.1B | ¥-79.1B |
| D&A | ¥37.6B | ¥39.3B | ¥38.6B | ¥38.5B | ¥37.0B |
| Investing CF | ¥-983.9B | ¥-1,045.5B | ¥-711.5B | ¥-390.4B | ¥-926.0B |
| CapEx | ¥17.2B | ¥17.6B | ¥13.0B | ¥12.9B | ¥12.0B |
| Financing CF | ¥-127.9B | ¥-89.0B | ¥-75.0B | ¥-64.0B | ¥-170.3B |
| Dividends Paid | — | ¥-52.5B | ¥-50.9B | ¥-50.4B | ¥-51.1B |
| Share Buybacks | — | ¥-40.0B | ¥-26.1B | ¥-15.0B | ¥-58.5B |
| Free Cash Flow | ¥-4,754.8B | ¥-311.0B | ¥-746.8B | ¥-5,220.5B | ¥3,879.0B |
| Net Change in Cash | — | ¥-1,421.2B | ¥-1,519.5B | ¥-5,662.0B | ¥2,794.7B |
| Metric |
FY 2025
TDnet |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
|---|---|---|---|---|---|
| ROE | 9.1% | 7.8% | 6.0% | 6.5% | 4.6% |
| ROA | 0.3% | 0.3% | 0.2% | 0.2% | 0.1% |
| EPS | ¥113.82 | ¥92.40 | ¥67.78 | ¥67.49 | ¥45.42 |
| DPS | ¥14.50 | ¥25.00 | ¥22.00 | ¥21.00 | ¥21.00 |
| BPS | ¥1,289.54 | ¥1,188.70 | ¥1,184.76 | ¥1,065.31 | ¥1,025.01 |
| FCF/Share | — | ¥-135 | ¥-319 | ¥-2,196 | ¥1,616 |
| Payout Ratio | 12.7% | 27.1% | 32.5% | 31.1% | 46.2% |
Event Timeline
S Shareholder
A Capital Signal
Large Shareholder Reports 4
Capital Allocation Signals 1
| Date | Type | Amount | Summary | |
|---|---|---|---|---|
|
2026-05-12
16:00
|
Buyback | — | Board resolved to repurchase up to 25,000,000 shares. | |
|
Summary
Board resolved to repurchase up to 25,000,000 shares.
Shares: 25,000,000
Source (JP)
株式の種類
当社普通株式
(2)取得する株式の総数
25,000,000 株(上限)
(発行済普通株式総数(自己株式を除く)に対する割合 1.11%)
(3)取得価額の総額
350 億円(上限)
(4)取得
剰余金の配当および自己株式取得に係る事項の決定に関するお知らせ
TDnet PDF
|
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| # | Shareholder | Shares (thou.) | % of Total |
|---|---|---|---|
| 1 |
Japan Master Trust Bank
日本マスタートラスト信託銀行株式会社(信託口)
|
378,709,600 | 16.42% |
| 2 |
Custody Bank of Japan, Ltd. (Trust Account)
株式会社日本カストディ銀行(信託口)
|
129,328,150 | 5.60% |
| 3 |
JPMorgan Chase Bank, N.A.
JP MORGAN CHASE BANK 385632 (常任代理人 株式会社みずほ銀行決済営業部)
|
97,376,587 | 4.22% |
| 4 |
STATE STREET BANK AND TRUST COMPANY
STATE STREET BANK AND TRUST COMPANY 505001(常任代理人 株式会社みずほ銀行決済営業部)
|
83,449,015 | 3.61% |
| 5 |
STATE STREET BANK AND TRUST COMPANY
STATE STREET BANK AND TRUST COMPANY 505223(常任代理人 株式会社みずほ銀行決済営業部)
|
82,690,847 | 3.58% |
| 6 |
Dai-ichi Life Insurance
第一生命保険株式会社
|
75,145,200 | 3.25% |
| 7 |
Nippon Life Insurance
日本生命保険相互会社
|
54,355,095 | 2.35% |
| 8 |
AMUNDI GROUP
AMUNDI GROUP(常任代理人 香港上海銀行東京支店)
|
45,133,700 | 1.95% |
| 9 |
STATE STREET BANK WEST CLIENT - TREATY
STATE STREET BANK WEST CLIENT - TREATY 505234(常任代理人 株式会社みずほ銀行決済営業部)
|
41,897,391 | 1.81% |
| 10 |
JPMorgan Chase Bank, N.A.
JP MORGAN CHASE BANK 385781(常任代理人 株式会社みずほ銀行決済営業部)
|
35,567,062 | 1.54% |
as of 2025-03-31
Source: EDINET ↗
Ownership by year — hover bars for detail
Domestic Nominees
22.0%
+1.5% vs 2024
Trust bank custodians — GPIF, pensions, investment trusts
Foreign Custodians
14.8%
+3.1% vs 2024
Sub-custodians for foreign asset managers
Direct / Strategic
7.5%
+0.1% vs 2024
Named entities with disclosed investment intent
Bar = % of shares outstanding · top-10 covers 44.3% · grey = other shareholders · 2025
| Shareholder | Trend | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Japan Master Trust Bank 日本マスタートラスト信託銀行 | 16.56% | 14.81% | 16.42% +1.61% | |
| State Street | 9.09% | 10.01% | 9.00% -1.01% | |
| JP Morgan ↑ | — | 1.67% | 5.76% +4.09% | |
| Japan Custody Bank 日本カストディ銀行 | 7.14% | 5.72% | 5.60% -0.12% | |
| Dai-ichi Life Insurance 第一生命保険 | 3.16% | 3.20% | 3.25% +0.05% | |
| Nippon Life Insurance 日本生命保険 | 2.28% | 2.32% | 2.35% +0.03% | |
| AMUNDI GROUP | 1.89% | 1.92% | 1.95% +0.03% | |
| 大同生命保険 last seen 2023 | Exited Top 10 | 1.20% | — | — |
| Concentration (HHI) ⓘ | 428 | 374 | 435 |
3 fiscal years · top-10 holders per year · >2,500 HHI = high concentration · entity-resolved
Portfolio Book Value
¥26,907M
+492% since 2023
Holdings
2
Trend
1 building
vs 2023
| Held Company | FY2025 ¥26,907M total | FY2023 ¥4,543M total | |||
|---|---|---|---|---|---|
| Book Val ¥M | Shares | Book Val ¥M | Shares | ||
|
Digital Garage, Inc.
株式会社デジタルガレージ
|
26,336 |
+500.1%
↑
5,713,000
|
4,145 | 952,000 | |
|
BrainPad Inc.
株式会社ブレインパッド
|
571 |
557,500
|
398 | 557,500 | |
| Portfolio total | 26,907 | 4,543 | |||
Book value in ¥M · ↓ reduced · ↑ increased vs prior year · M = mutual holding