8316
Sumitomo Mitsui Financial Group, Inc.
株式会社三井住友フィナンシャルグループ
Banks
Sumitomo Mitsui Financial Group, Inc., together with its subsidiaries, provides banking, leasing, securities, consumer finance, and other services in Japan, the Americas, Europe, the Middle East, Asia, and Oceania. It operates through four segments: Wholesale Business Unit, Retail Business Unit, Global Business Unit, and Global Markets Business Unit. The Wholesale Business Unit segment offers bilateral loans, syndicated loans, commitment lines, structured finance, project finance, and nonrecourse loans; deposits and investment trusts; risk hedging services, including forward exchange contracts and derivatives; stand-by credit, and performance bond and credit guarantee services; remittance, cash management, trade finance, and supply chain finance services; merger and acquisition, and other advisory services; digital services; and equipment, operating and leveraged leasing services. The Retail Business Unit segment provides wealth management services, such as time deposits and foreign currency deposits, investment trusts, equities, bonds, insurance products, and trust services; credit card, installment, and transaction services; and consumer finance and housing loans. The Global Business Unit segment offers loans, deposits, clearing, trade finance, project finance, loan syndication, derivatives, and global cash management services; equity and fixed income sales and trading, and underwriting services; and construction machinery, transportation equipment, industrial machinery, medical equipment, and other leasing services. The Global Markets Business Unit segment provides asset liability management and portfolio management, foreign currency funding, and sales and trading services. The company offers system development, data processing, management consulting, economic research, and asset management services. Sumitomo Mitsui Financial Group, Inc. was incorporated in 2002 and is headquartered in Tokyo, Japan.
Price
¥5,819
Market Cap
¥22.5T
Ent. Value
¥-21,518,408M
Net Cash
¥44.1T
Shares Out.
3.9B
P / E
14.1×
EV / EBIT
—
P / Book
1.41×
P / NCAV
N/M
Div. Yield
1.34%
Financials
| Metric |
FY 2025
TDnet |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
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|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | ¥328,511.1B | ¥306,282.0B | ¥295,236.7B | ¥270,428.6B | ¥257,704.6B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| PP&E | ¥1,074.7B | ¥1,006.6B | ¥1,006.9B | ¥1,494.5B | ¥1,457.3B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Goodwill | — | ¥230.1B | ¥268.8B | ¥277.3B | ¥320.6B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Intangible Assets | — | ¥1,017.3B | ¥976.7B | ¥897.8B | ¥898.8B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Deferred Tax Assets | — | ¥71.3B | ¥71.4B | ¥74.1B | ¥66.7B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Liabilities | ¥312,578.0B | ¥291,440.5B | ¥280,436.7B | ¥257,637.5B | ¥245,507.3B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total LT Borrowings | ¥15,369.2B | ¥13,352.4B | ¥13,120.3B | ¥10,365.0B | ¥9,808.1B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Pension Obligations | — | ¥33.9B | ¥37.3B | ¥35.4B | ¥40.9B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Deferred Tax Liab. | — | ¥422.1B | ¥698.6B | ¥265.4B | ¥275.6B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Equity | ¥15,933.1B | ¥14,841.5B | ¥14,800.0B | ¥12,791.1B | ¥12,197.3B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Capital Stock | — | ¥2,346.0B | ¥2,344.0B | ¥2,342.5B | ¥2,341.9B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Capital Surplus | — | ¥611.4B | ¥610.1B | ¥694.1B | ¥693.7B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Retained Earnings | ¥8,871.1B | ¥8,290.2B | ¥7,843.5B | ¥7,423.6B | ¥6,916.5B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Treasury Stock | — | ¥-38.5B | ¥-167.7B | ¥-151.8B | ¥-13.4B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| AOCI | — | ¥3,494.4B | ¥4,030.1B | ¥2,372.1B | ¥2,159.6B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Equity (owners) | ¥11,752.0B | ¥11,209.0B | ¥10,630.0B | ¥10,308.4B | ¥9,938.6B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minority Interests | — | ¥137.3B | ¥138.9B | ¥109.5B | ¥97.6B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Interest-Bearing Debt ⓘ | ¥15,369.2B | ¥13,352.4B | ¥13,120.3B | ¥10,365.0B | ¥9,808.1B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Cash ⓘ | ¥44,062.6B | ¥52,835.3B | ¥53,260.1B | ¥55,499.2B | ¥56,024.0B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| BV/Share | — | ¥2,893 | ¥8,090 | ¥7,666 | ¥7,250 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Metric |
FY 2025
TDnet |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
|---|---|---|---|---|---|
| Operating CF | ¥-10,283.1B | ¥4,848.5B | ¥642.9B | ¥-5,895.2B | ¥1,545.4B |
| D&A | ¥264.8B | ¥247.9B | ¥253.8B | ¥238.7B | ¥222.3B |
| Goodwill Amort. | — | ¥32.9B | ¥39.2B | ¥29.2B | ¥19.6B |
| Investing CF | ¥3,254.2B | ¥-4,512.9B | ¥-918.9B | ¥5,931.1B | ¥-2,406.8B |
| CapEx | ¥185.1B | ¥110.9B | ¥141.7B | ¥100.0B | ¥92.6B |
| Financing CF | ¥-46.4B | ¥-480.1B | ¥280.7B | ¥-357.8B | ¥-485.3B |
| Dividends Paid | — | ¥-412.1B | ¥-348.0B | ¥-301.6B | ¥-274.1B |
| Share Buybacks | — | ¥-251.6B | ¥-211.4B | ¥-138.8B | ¥-74M |
| Free Cash Flow | ¥-10,468.2B | ¥4,737.5B | ¥501.2B | ¥-5,995.2B | ¥1,452.8B |
| Net Change in Cash | — | ¥-192.7B | ¥516.1B | ¥32.2B | ¥-979.1B |
| Metric |
FY 2025
TDnet |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
|---|---|---|---|---|---|
| ROE | 10.3% | 8.0% | 7.0% | 6.5% | 5.9% |
| ROA | 0.5% | 0.4% | 0.3% | 0.3% | 0.3% |
| EPS | ¥411.97 | ¥301.55 | ¥724.55 | ¥590.46 | ¥515.51 |
| DPS | ¥78.00 | ¥122.00 | ¥270.00 | ¥240.00 | ¥210.00 |
| BPS | ¥4,135.71 | ¥3,795.62 | ¥11,157.36 | ¥9,430.52 | ¥8,825.53 |
| FCF/Share | — | ¥1,223 | ¥381 | ¥-4,459 | ¥1,060 |
| Payout Ratio | 18.9% | 40.5% | 37.3% | 40.6% | 40.7% |
Event Timeline
S Shareholder
A Capital Signal
Large Shareholder Reports 2
Capital Allocation Signals 1
| Date | Type | Amount | Summary | |
|---|---|---|---|---|
|
2026-05-13
16:30
|
Buyback | ¥180.0B ¥4500.0/sh 1.0% | Sumitomo Mitsui Financial Group, (8316) announced a share buyback program authorized at the board meeting on May 13, 202… | |
|
Summary
Sumitomo Mitsui Financial Group, (8316) announced a share buyback program authorized at the board meeting on May 13, 2026. The company will repurchase up to 40 million shares (1.0% of outstanding shares) for a maximum of ¥180 billion through market purchases between May 14 and July 31, 2026. All repurchased shares will be cancelled on August 20, 2026, aimed at enhancing shareholder returns and improving capital efficiency.
Deadline: 2026-07-31
% of Shares: 1.0%
Shares: 40,000,000
Source (JP)
自己株式取得に係る事項を決議するとともに、会社法第178条の規定に基づき、自己株式を消却することを決議いたしました。取得し得る株式の総数40,000,000株(上限)、株式の取得価額の総額1,800億円(上限)
自己株式取得に係る事項の決定および自己株式消却に係る事項の決定に関するお知らせ
TDnet PDF
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| # | Shareholder | Shares (thou.) | % of Total |
|---|---|---|---|
| 1 |
The Master Trust Bank of Japan, Ltd. (Trust Account)
日本マスタートラスト信託銀行株式会社(信託口)
|
635,472,900 | 16.40% |
| 2 |
Custody Bank of Japan, Ltd. (Trust Account)
株式会社日本カストディ銀行(信託口)
|
221,036,100 | 5.70% |
| 3 |
State Street Bank and Trust Company
STATE STREET BANK AND TRUST COMPANY 505001 (常任代理人 株式会社みずほ銀行 決済営業部)
|
106,052,661 | 2.73% |
| 4 |
State Street Bank and Trust Company
STATE STREET BANK WEST CLIENT - TREATY 505234 (常任代理人 株式会社みずほ銀行 決済営業部)
|
77,562,181 | 2.00% |
| 5 | NATSCUMCO(常任代理人 株式会社三井住友銀行) | 73,125,966 | 1.88% |
| 6 |
JPMorgan Chase Bank, N.A.
JP MORGAN CHASE BANK 385781(常任代理人 株式会社みずほ銀行 決済営業部)
|
52,795,679 | 1.36% |
| 7 | GOVERNMENT OF NORWAY(常任代理人 シティバンク、エヌ・エイ東京支店) | 50,656,867 | 1.30% |
| 8 | JPモルガン証券株式会社 | 48,010,432 | 1.23% |
| 9 | バークレイズ証券株式会社 | 44,065,000 | 1.13% |
| 10 | 野村信託銀行株式会社(投信口) | 41,824,300 | 1.07% |
as of 2025-03-31
Source: EDINET ↗
Ownership by year — hover bars for detail
Domestic Nominees
22.1%
-0.4% vs 2024
Trust bank custodians — GPIF, pensions, investment trusts
Foreign Custodians
6.1%
-0.4% vs 2024
Sub-custodians for foreign asset managers
Direct / Strategic
6.6%
+2.2% vs 2024
Named entities with disclosed investment intent
Bar = % of shares outstanding · top-10 covers 34.8% · grey = other shareholders · 2025
| Shareholder | Trend | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 日本マスタートラスト信託銀行 | 16.95% | 16.36% | 16.40% +0.04% | |
| 日本カストディ銀行 | 6.32% | 6.14% | 5.70% -0.44% | |
| State Street | 3.30% | 5.12% | 4.73% -0.39% | |
| NATSCUMCO | 1.69% | 1.53% | 1.88% +0.35% | |
| JP Morgan | 0.94% | 1.32% | 1.36% +0.04% | |
| GOVERNMENT OF NORWAY NEW ENTRY | — | — | — | 1.30% NEW |
| JPモルガン証券 | 1.74% | 1.68% | 1.23% -0.45% | |
| Barclays | 1.37% | 1.18% | 1.13% -0.05% | |
| 野村信託銀行株式会社(投信口) NEW ENTRY | — | — | — | 1.07% NEW |
| BNY Mellon last seen 2023 | Exited Top 10 | 1.01% | — | — |
| 日本証券金融 last seen 2023 | Exited Top 10 | 1.08% | — | — |
| Concentration (HHI) ⓘ | 349 | 340 | 335 |
3 fiscal years · top-10 holders per year · >2,500 HHI = high concentration · entity-resolved
Portfolio Book Value
¥107,541M
+52% since 2023
Holdings
1
Trend
Stable
vs 2023
| Held Company | FY2025 ¥107,541M total | FY2023 ¥70,848M total | |||
|---|---|---|---|---|---|
| Book Val ¥M | Shares | Book Val ¥M | Shares | ||
|
SBI Holdings, Inc.
SBIホールディングス株式会社
|
107,541 |
27,000,000
|
70,848 | 27,000,000 | |
| Portfolio total | 107,541 | 70,848 | |||
Book value in ¥M · ↓ reduced · ↑ increased vs prior year · M = mutual holding