8354
Fukuoka Financial Group, Inc.
株式会社ふくおかフィナンシャルグループ
Financial Services · Banks - Regional
Fukuoka Financial Group, Inc., together with its subsidiaries, provides various banking services to individual and corporate customers. The company accepts various deposits, such as current deposits, ordinary and other demand deposits, time deposits, and negotiable certificates of deposit, as well as provides loan products. It involves in securities, office work agent, loan guarantee, system development and operation, credit card services, collateral valuation, credit management and collection, consulting, insurance, research and development, investments and loans, and factoring businesses. In addition, the company engages in the M&A advisory service; promotion of SDGs business; provision of information processing and communications services businesses; research and development of banking system construction; research activities; and general trading company. Fukuoka Financial Group, Inc. was founded in 1877 and is headquartered in Fukuoka City, Japan.
Price
¥6,556
Market Cap
¥1.2T
Ent. Value
—
Net Cash
est
—
Shares Out.
189.3M
P / E
17.2×
EV / EBIT
—
P / Book
1.33×
P / NCAV
N/M
Div. Yield
2.06%
Financials
| Metric |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
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| Total Assets | ¥32,262.6B | ¥32,649.7B | ¥29,924.3B | ¥29,171.9B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| PP&E | ¥214.4B | ¥216.1B | ¥200.1B | ¥203.1B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Intangible Assets | ¥29.2B | ¥23.6B | ¥17.9B | ¥18.9B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Deferred Tax Assets | ¥79.2B | ¥20.8B | ¥52.2B | ¥37.3B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Liabilities | ¥31,333.0B | ¥31,628.0B | ¥29,022.5B | ¥28,230.8B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Pension Obligations | ¥835M | ¥1.2B | ¥1.1B | ¥1.1B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Deferred Tax Liab. | ¥36M | ¥553M | ¥112M | ¥40M | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Equity | ¥929.6B | ¥1,021.7B | ¥901.8B | ¥941.1B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Capital Stock | ¥124.8B | ¥124.8B | ¥124.8B | ¥124.8B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Capital Surplus | ¥144.0B | ¥143.6B | ¥141.3B | ¥141.5B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Retained Earnings | ¥680.9B | ¥632.2B | ¥591.6B | ¥579.4B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Treasury Stock | ¥-5.6B | ¥-5.6B | ¥-8.1B | ¥-2.5B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| AOCI | ¥-14.9B | ¥125.3B | ¥50.8B | ¥97.7B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Equity (owners) | ¥944.1B | ¥895.0B | ¥849.6B | ¥843.2B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minority Interests | ¥410M | ¥1.4B | ¥1.3B | ¥131M | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| BV/Share | ¥4,987 | ¥4,728 | ¥4,521 | ¥4,436 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Metric |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
|---|---|---|---|---|
| Operating CF | ¥-503.9B | ¥1,480.9B | ¥-111.3B | ¥2,163.5B |
| Taxes Paid | ¥-22.7B | ¥3.9B | — | — |
| D&A | ¥13.6B | ¥12.6B | ¥12.0B | ¥12.3B |
| Investing CF | ¥-762.8B | ¥-790.1B | ¥3.1B | ¥-372.6B |
| CapEx | ¥6.3B | ¥10.3B | ¥3.5B | ¥4.5B |
| Financing CF | ¥-23.1B | ¥-20.7B | ¥-23.7B | ¥-27.0B |
| Dividends Paid | ¥-23.2B | ¥-20.7B | ¥-18.9B | ¥-17.1B |
| Share Buybacks | ¥-15M | ¥-17M | ¥-5.6B | ¥-8M |
| Free Cash Flow | ¥-510.2B | ¥1,470.6B | ¥-114.8B | ¥2,159.1B |
| Net Change in Cash | ¥-1,289.9B | ¥670.2B | ¥-131.9B | ¥1,764.0B |
| Metric |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
|---|---|---|---|---|
| ROE | 7.4% | 6.4% | 3.4% | 5.7% |
| ROA | 0.2% | 0.2% | 0.1% | 0.2% |
| EPS | ¥381.54 | ¥324.76 | ¥165.54 | ¥284.69 |
| DPS | ¥135.00 | ¥115.00 | ¥105.00 | ¥95.00 |
| BPS | ¥4,914.53 | ¥5,397.27 | ¥4,796.99 | ¥4,949.87 |
| FCF/Share | ¥-2,695 | ¥7,768 | ¥-611 | ¥11,358 |
| Payout Ratio | 35.4% | 35.4% | 63.4% | 33.4% |
Event Timeline
S Shareholder
A Capital Signal
Large Shareholder Reports 6
| # | Shareholder | Shares (thou.) | % of Total |
|---|---|---|---|
| 1 |
Japan Master Trust Bank
日本マスタートラスト信託銀行株式会社(信託口)
|
31,097 | 16.42% |
| 2 |
Japan Custody Bank
株式会社日本カストディ銀行 (信託口)
|
19,728 | 10.42% |
| 3 |
State Street Bank and Trust Company
STATE STREET BANK AND TRUST COMPANY 505001(常任代理人 株式会社みずほ銀行決済営業部)
|
5,759 | 3.04% |
| 4 |
Nippon Life Insurance
日本生命保険相互会社
|
4,277 | 2.25% |
| 5 |
Meiji Yasuda Life Insurance
明治安田生命保険相互会社
|
3,816 | 2.01% |
| 6 |
Sumitomo Life Insurance
住友生命保険相互会社
|
3,803 | 2.00% |
| 7 | JPモルガン証券株式会社 | 3,179 | 1.67% |
| 8 | 野村信託銀行株式会社(投信口) | 2,550 | 1.34% |
| 9 |
STATE STREET BANK AND TRUST COMPANY
STATE STREET BANK AND TRUST COMPANY 505103(常任代理人 株式会社みずほ銀行決済営業部)
|
2,366 | 1.25% |
| 10 | 株式会社麻生 | 2,355 | 1.24% |
as of 2025-03-31
Source: EDINET ↗
Ownership by year — hover bars for detail
Domestic Nominees
26.8%
+1.3% vs 2024
Trust bank custodians — GPIF, pensions, investment trusts
Foreign Custodians
4.3%
-0.3% vs 2024
Sub-custodians for foreign asset managers
Direct / Strategic
10.5%
+1.8% vs 2024
Named entities with disclosed investment intent
Bar = % of shares outstanding · top-10 covers 41.6% · grey = other shareholders · 2025
| Shareholder | Trend | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Japan Master Trust Bank 日本マスタートラスト信託銀行 | 16.16% | 16.25% | 16.42% +0.17% | |
| Japan Custody Bank 日本カストディ銀行 | 7.58% | 9.32% | 10.42% +1.10% | |
| State Street | 6.02% | 3.44% | 4.29% +0.85% | |
| Nippon Life Insurance 日本生命保険 | 2.27% | 2.25% | 2.25% | |
| Meiji Yasuda Life Insurance 明治安田生命保険 | 2.18% | 2.01% | 2.01% | |
| Sumitomo Life Insurance 住友生命保険 | 2.01% | 2.00% | 2.00% | |
| JPモルガン証券 NEW ENTRY | — | — | — | 1.67% NEW |
| 野村信託銀行株式会社(投信口) NEW ENTRY | — | — | — | 1.34% NEW |
| 式会社麻生 NEW ENTRY | — | — | — | 1.24% NEW |
| Dai-ichi Life Insurance 第一生命保険 last seen 2024 | Exited Top 10 | 1.56% | 1.24% | — |
| 式会社鹿児島銀行 last seen 2024 | Exited Top 10 | 1.22% | 1.21% | — |
| JP Morgan last seen 2024 | Exited Top 10 | 1.63% | 1.19% | — |
| Concentration (HHI) ⓘ | 375 | 380 | 416 |
3 fiscal years · top-10 holders per year · >2,500 HHI = high concentration · entity-resolved