8377
Hokuhoku Financial Group, Inc.
株式会社ほくほくフィナンシャルグループ
Financial Services · Banks - Regional
Hokuhoku Financial Group, Inc., through its subsidiaries, provides various banking products and services to individuals, and small and medium-sized enterprises. It offers various deposit products, including current, ordinary, savings, time, and installment savings, as well as deposits at notice and negotiable certificates of deposit; loans on bills and deeds; overdrafts; bills discounted; and loan products. The company also provides a range of services, including leases, credit cards, loan guarantees, and venture capital. In addition, it engages in software development; document management; concentrated business processing; and cash management activities, as well as research on regional economy, survey research, and consulting services. Hokuhoku Financial Group, Inc. was incorporated in 2003 and is headquartered in Toyama, Japan.
Price
¥6,456
Market Cap
¥1.1T
Ent. Value
¥-2,468,624M
Net Cash
est
¥3.5T
Shares Out.
165.6M
P / E
13.3×
EV / EBIT
—
P / Book
1.07×
P / NCAV
N/M
Div. Yield
0.70%
Financials
| Metric |
FY 2025
TDnet |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
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| Total Assets | ¥16,963.8B | ¥16,441.2B | ¥16,382.9B | ¥16,172.7B | ¥17,280.1B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| PP&E | ¥119.1B | ¥110.8B | ¥109.3B | ¥100.0B | ¥99.1B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Goodwill | — | — | ¥875M | ¥3.0B | ¥5.1B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Intangible Assets | — | ¥8.9B | ¥9.7B | ¥8.3B | ¥10.3B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Deferred Tax Assets | — | ¥5.4B | ¥438M | ¥7.6B | ¥3.3B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Liabilities | ¥16,231.3B | ¥15,782.5B | ¥15,718.0B | ¥15,560.5B | ¥16,657.2B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Pension Obligations | — | ¥425M | ¥634M | ¥3.4B | ¥3.7B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Deferred Tax Liab. | — | ¥11.8B | ¥20.6B | ¥7.8B | ¥13.9B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Equity | ¥732.5B | ¥658.7B | ¥664.9B | ¥612.2B | ¥622.8B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Capital Stock | — | ¥70.9B | ¥70.9B | ¥70.9B | ¥70.9B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Capital Surplus | — | ¥101.8B | ¥110.7B | ¥119.8B | ¥125.1B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Retained Earnings | ¥457.9B | ¥424.1B | ¥392.4B | ¥375.0B | ¥359.0B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Treasury Stock | — | ¥-1.4B | ¥-900M | ¥-675M | ¥-852M | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| AOCI | — | ¥58.4B | ¥87.4B | ¥43.2B | ¥64.7B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Equity (owners) | ¥614.2B | ¥595.4B | ¥573.1B | ¥565.0B | ¥554.2B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minority Interests | — | ¥4.3B | ¥3.9B | ¥3.6B | ¥3.4B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| BV/Share | — | ¥3,595 | ¥3,215 | ¥2,934 | ¥2,728 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Metric |
FY 2025
TDnet |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
|---|---|---|---|---|---|
| Operating CF | ¥85.5B | ¥-767.7B | ¥82.4B | ¥-1,466.6B | ¥462.4B |
| D&A | ¥8.4B | ¥7.5B | ¥6.0B | ¥6.0B | ¥6.7B |
| Goodwill Amort. | — | ¥875M | ¥2.1B | ¥2.1B | ¥2.1B |
| Investing CF | ¥311.9B | ¥-573.7B | ¥131.4B | ¥367.7B | ¥-82.7B |
| CapEx | ¥13.4B | ¥6.0B | ¥17.2B | ¥5.2B | ¥8.2B |
| Financing CF | ¥-40.7B | ¥-17.9B | ¥-15.1B | ¥-11.0B | ¥-14.5B |
| Dividends Paid | — | ¥-8.6B | ¥-5.7B | ¥-5.6B | ¥-5.9B |
| Share Buybacks | — | ¥-9.4B | ¥-9.4B | ¥-5.4B | ¥-8.6B |
| Free Cash Flow | ¥72.0B | ¥-773.6B | ¥65.2B | ¥-1,471.8B | ¥454.2B |
| Net Change in Cash | — | ¥-1,359.3B | ¥198.8B | ¥-1,109.8B | ¥365.3B |
| Metric |
FY 2025
TDnet |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
|---|---|---|---|---|---|
| ROE | 8.5% | 6.0% | 3.7% | 3.5% | 3.3% |
| ROA | 0.4% | 0.2% | 0.1% | 0.1% | 0.1% |
| EPS | ¥484.82 | ¥311.56 | ¥176.99 | ¥159.18 | ¥147.47 |
| DPS | ¥45.00 | ¥50.00 | ¥40.00 | ¥37.00 | ¥35.00 |
| BPS | ¥6,041.63 | ¥5,150.89 | ¥5,083.31 | ¥4,491.95 | ¥4,539.12 |
| FCF/Share | — | ¥-4,672 | ¥366 | ¥-7,643 | ¥2,236 |
| Payout Ratio | 9.3% | 16.0% | 22.6% | 23.2% | 23.7% |
Event Timeline
S Shareholder
A Capital Signal
Large Shareholder Reports 2
Capital Allocation Signals 1
| Date | Type | Amount | Summary | |
|---|---|---|---|---|
|
2026-05-11
14:30
|
Buyback | — | Board resolved to repurchase up to 2,200,000 shares. | |
|
Summary
Board resolved to repurchase up to 2,200,000 shares.
Shares: 2,200,000
Source (JP)
類 当社普通株式
(2)取得する株式の総数 2,200,000 株(上限)
(普通株式の発行済株式総数(自己株式を除く)に対する割合 1.82%)
(3)株式取得価額の総額 100 億円(上限)
(4)取得方法
自己株式取得に係る事項の決定及び自己株式の消却に関するお知らせ
TDnet PDF
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| # | Shareholder | Shares (thou.) | % of Total |
|---|---|---|---|
| 1 |
The Master Trust Bank of Japan, Ltd. (Trust Account)
日本マスタートラスト信託銀行株式会社(信託口)
|
14,867 | 8.97% |
| 2 |
Custody Bank of Japan, Ltd. (Trust Account)
株式会社日本カストディ銀行(信託口)
|
7,305 | 4.40% |
| 3 | 明治安田生命保険相互会社 | 3,395 | 2.04% |
| 4 |
Northern Trust Company
NORTHERN TRUST CO. (AVFC) RE FIDELITY FUNDS (常任代理人香港上海銀行東京支店カストディ業務部)
|
3,110 | 1.87% |
| 5 | BNY GCM CLIENT ACCOUNT JPRD AC ISG (FE-AC) (常任代理人株式会社三菱UFJ銀行決済事業部) | 3,022 | 1.82% |
| 6 | 住友生命保険相互会社 | 2,360 | 1.42% |
| 7 | 北陸電力株式会社 | 2,211 | 1.33% |
| 8 | ほくほくフィナンシャルグループ職員持株会 | 2,120 | 1.27% |
| 9 | 公益社団法人北海道栽培漁業振興公社 | 2,000 | 1.20% |
| 10 | 北海道旅客鉄道株式会社 | 1,968 | 1.18% |
as of 2025-03-31
Source: EDINET ↗
Ownership by year — hover bars for detail
Domestic Nominees
13.4%
-1.0% vs 2024
Trust bank custodians — GPIF, pensions, investment trusts
Foreign Custodians
1.9%
+1.9% vs 2024
Sub-custodians for foreign asset managers
Direct / Strategic
10.3%
-0.5% vs 2024
Named entities with disclosed investment intent
Bar = % of shares outstanding · top-10 covers 25.5% · grey = other shareholders · 2025
| Shareholder | Trend | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 日本マスタートラスト信託銀行 | 8.76% | 9.09% | 8.97% -0.12% | |
| 日本カストディ銀行 | 5.02% | 5.24% | 4.40% -0.84% | |
| 明治安田生命保険 | 1.76% | 1.90% | 2.04% +0.14% | |
| Northern Trust NEW ENTRY | — | — | — | 1.87% NEW |
| BNY GCM CLIENT ACCOUNT JPRD AC ISG (FE-AC) NEW ENTRY | — | — | — | 1.82% NEW |
| 住友生命保険 | 1.22% | 1.32% | 1.42% +0.10% | |
| 北陸電力 | 1.14% | 1.24% | 1.33% +0.09% | |
| ほくほくフィナンシャルグループ職員持株会 | 1.25% | 1.26% | 1.27% +0.01% | |
| 公益社団法人北海道栽培漁業振興公社 | 1.55% | 1.40% | 1.20% -0.20% | |
| 北海道旅客鉄道 | 1.53% | 1.37% | 1.18% -0.19% | |
| GOLDMAN SACHS INTERNATIONAL last seen 2024 | Exited Top 10 | — | 1.38% | — |
| JP MORGAN CHASE BANK 385781 last seen 2024 | Exited Top 10 | 0.85% | 0.90% | — |
| 損害保険ジャパン last seen 2023 | Exited Top 10 | 0.83% | — | — |
| Concentration (HHI) ⓘ | 116 | 125 | 119 |
3 fiscal years · top-10 holders per year · >2,500 HHI = high concentration · entity-resolved