8771
eGuarantee,Inc.
イー・ギャランティ株式会社
Other Financing Business
eGuarantee, Inc., together with its subsidiaries, engages in credit risk entrustment and securitization business in Japan. It offers services for business corporations that include undertaking the risk of uncollected commercial receivables arising between business companies, such as sales receivables. The company also provides services for financial institutions, including service to accept the risks associated with financial claims that arise when guaranteeing trade receivables for companies, and advance payment for corporations. It conducts sales activities through sales networks, such as trading companies, regional banks, financial institutions, leasing companies, insurance agency, and credit unions. The company was incorporated in 2000 and is headquartered in Tokyo, Japan.
Read more
← Companies
Overview
Filings & Signals
Ownership
Financials
▾ Collapse Charts
Income Statement
Balance Sheet
Cash Flow
Ratios & Per Share
Metric
FY 2024
EDINET ↗
FY 2023
EDINET ↗
FY 2022
EDINET ↗
FY 2021
EDINET ↗
Net Sales
¥10.2B
¥9.2B
¥8.5B
¥7.9B
Cost of Sales
¥2.4B
¥1.8B
¥1.7B
¥1.7B
Gross Profit
¥7.8B
¥7.4B
¥6.8B
¥6.2B
SG&A
¥2.7B
¥2.5B
¥2.6B
¥2.5B
Operating Income
¥5.1B
¥4.9B
¥4.2B
¥3.7B
Non-Operating Income
¥103M
¥58M
¥81M
¥29M
Interest Income
¥93M
¥53M
¥25M
¥13M
Non-Operating Expenses
¥4M
¥5M
¥0M
¥1M
Ordinary Income
¥5.2B
¥4.9B
¥4.2B
¥3.8B
Pre-tax Income
¥5.2B
¥4.9B
¥4.2B
¥3.7B
Income Taxes
¥1.6B
¥1.5B
¥1.3B
¥1.1B
Current Tax
¥1.7B
¥1.4B
¥1.3B
¥1.2B
Deferred Tax
¥-118M
¥67M
¥51M
¥-24M
Net Income (owners)
¥3.5B
¥3.3B
¥2.9B
¥2.5B
Minority Interest
¥124M
¥140M
¥60M
¥150M
Comprehensive Income
¥3.6B
¥3.4B
¥2.9B
¥2.6B
EBITDA
¥5.2B
¥4.9B
¥4.2B
¥3.8B
EPS
¥73.10
¥68.60
¥60.68
¥52.92
Shares Outstanding
47.9M
47.7M
47.5M
46.8M
Shares Issued (total)
47.9M
47.7M
47.5M
46.8M
Treasury Shares
0.0M
0.0M
0.0M
0.0M
Metric
FY 2024
EDINET ↗
FY 2023
EDINET ↗
FY 2022
EDINET ↗
FY 2021
EDINET ↗
Total Assets
¥33.0B
¥30.1B
¥28.0B
¥25.3B
Current Assets
¥18.9B
¥17.9B
¥19.0B
¥19.7B
Cash & Deposits
¥16.3B
¥15.0B
¥17.5B
¥17.3B
Trade Receivables
¥78M
¥81M
¥82M
¥75M
Non-Current Assets
¥14.1B
¥12.2B
¥9.0B
¥5.6B
PP&E
¥2.0B
¥1.9B
¥1.8B
¥1.4B
Intangible Assets
¥117M
¥149M
¥135M
¥125M
Investment Securities
¥11.3B
¥9.6B
¥6.4B
¥3.4B
Deferred Tax Assets
¥258M
¥140M
¥206M
¥258M
Total Liabilities
¥6.6B
¥6.0B
¥6.0B
¥5.5B
Current Liabilities
¥6.5B
¥5.9B
¥5.9B
¥5.4B
Taxes Payable
¥1.0B
¥820M
¥739M
¥699M
Non-Current Liabilities
¥115M
¥115M
¥115M
¥115M
Total Equity
¥26.4B
¥24.1B
¥22.0B
¥19.7B
Capital Stock
¥4.0B
¥3.9B
¥3.8B
¥3.5B
Capital Surplus
¥3.4B
¥3.3B
¥3.2B
¥2.9B
Retained Earnings
¥16.8B
¥15.0B
¥13.4B
¥11.7B
Treasury Stock
¥-1M
¥-1M
¥-1M
¥-1M
Equity (owners)
¥24.2B
¥22.2B
¥20.3B
¥18.2B
Minority Interests
¥2.0B
¥1.8B
¥1.5B
¥1.4B
Net Cash ⓘ
¥16.3B
¥15.0B
¥17.5B
¥17.3B
NCAV ⓘ
¥12.3B
¥11.9B
¥13.0B
¥14.2B
NCAV/Share
¥256
¥249
¥275
¥302
BV/Share
¥505
¥465
¥429
¥388
Metric
FY 2024
EDINET ↗
FY 2023
EDINET ↗
FY 2022
EDINET ↗
FY 2021
EDINET ↗
Operating CF
¥4.1B
¥3.1B
¥3.2B
¥2.7B
Taxes Paid
¥-1.5B
¥-1.4B
¥-1.2B
¥-1.4B
D&A
¥92M
¥87M
¥88M
¥82M
Investing CF
¥311M
¥-4.3B
¥-4.2B
¥-1.8B
CapEx
¥137M
¥161M
¥437M
¥47M
Purchase Investments
¥-2.0B
¥-4.0B
¥-3.0B
¥-1.2B
Proceeds from Invest.
—
—
¥48M
—
Financing CF
¥-1.4B
¥-1.3B
¥-713M
¥-88M
Dividends Paid
¥-1.7B
¥-1.6B
¥-1.2B
¥-1.0B
Share Buybacks
¥-0M
—
¥-0M
¥-0M
Free Cash Flow
¥4.0B
¥3.0B
¥2.8B
¥2.6B
Net Change in Cash
¥3.0B
¥-2.5B
¥-1.7B
¥751M
Metric
FY 2024
EDINET ↗
FY 2023
EDINET ↗
FY 2022
EDINET ↗
FY 2021
EDINET ↗
ROE
15.1%
15.3%
14.9%
14.5%
ROA
11.1%
11.2%
10.8%
9.8%
EPS
¥73.10
¥68.60
¥60.68
¥52.92
DPS
¥37.00
¥35.00
¥34.00
¥26.00
BPS
¥505.07
¥465.10
¥428.68
¥387.62
FCF/Share
¥83
¥62
¥59
¥56
NCAV/Share
¥256
¥249
¥275
¥302
Payout Ratio
50.6%
51.0%
56.0%
49.1%
Event Timeline
S Shareholder
A Capital Signal
▾ Hide Chart
Large Shareholder Reports 25
Date Activist Stake Event Flag Demands Source
2026-05-13
Ariake Capital Inc.
10.31%
+0.56%
change
Passive
—
2026-03-06
TriVista Capital Inc.
7.27%
+1.05%
change
Passive
—
2025-12-04
Ariake Capital Inc.
9.75%
+0.31%
change
Passive
—
2025-11-07
Ariake Capital Inc.
9.44%
+1.11%
change
Passive
—
2025-10-21
Ariake Capital Inc.
8.33%
+1.09%
change
Passive
—
2025-09-24
Ariake Capital Inc.
7.24%
initial_5pct
Passive
—
2025-08-22
TriVista Capital Inc.
6.22%
+1.12%
change
Passive
—
2025-06-20
Nomura Asset Management Co., Ltd.
4.72%
-2.13%
change
Passive
—
2025-03-27
Newton Investment Management Japan Ltd
3.94%
-1.13%
change
Passive
—
2025-03-25
Norges Bank
4.22%
-0.8%
change
Passive
—
2025-03-24
Nomura Securities Co.,Ltd.
5.77%
change
Passive
—
2025-02-27
Newton Investment Management Japan Ltd
5.07%
-1.21%
change
Passive
—
2025-01-08
TriVista Capital Inc.
5.1%
initial_5pct
Passive
—
2024-12-20
Nomura Asset Management Co., Ltd.
6.85%
-1.12%
change
Passive
—
2024-07-25
Newton Investment Management Japan Ltd
6.28%
+1.09%
change
Passive
—
2024-06-20
Norges Bank
5.02%
initial_5pct
Passive
—
2024-06-07
Mizuho Securities Co., Ltd.
3.22%
-1.79%
change
Passive
—
2024-04-22
Nomura Asset Management Co., Ltd.
7.97%
-1.16%
change
Passive
—
2024-02-06
Schroder Investment Management(Japan)Limited
4.85%
-1.07%
change
Passive
—
2024-01-11
Mizuho Securities Co., Ltd.
5.01%
initial_5pct
Passive
—
2023-11-30
Newton Investment Management Japan Ltd
5.19%
initial_5pct
Passive
—
2023-09-25
Nomura Asset Management Co., Ltd.
9.13%
+1.1%
change
Passive
—
2023-07-24
Asset Management One Co., Ltd.
4.04%
change
Passive
—
2023-07-06
Schroder Investment Management(Japan)Limited
5.92%
change
Passive
—
2023-06-07
Nomura Asset Management Co., Ltd.
8.03%
change
Passive
—
Capital Allocation Signals 2
Date
Type
Amount
Summary
2026-05-15
15:30
Div Increase
¥1.8B ¥40.0/sh
+8%
eGuarantee,Inc. (8771) announced a dividend increase to ¥40 per share for fiscal year ending March 31, 2026, up ¥2 from …
Summary
eGuarantee,Inc. (8771) announced a dividend increase to ¥40 per share for fiscal year ending March 31, 2026, up ¥2 from the prior guidance of ¥38 and ¥3 from prior year actual of ¥37. Total dividend payout is ¥1.776 billion, with effectiveness date June 29, 2026. The company maintains a progressive dividend policy targeting a payout ratio exceeding 50%.
Deadline: 2026-06-29
YoY: +8%
Source (JP)
2026年3月期の剰余金の配当につきましては、業績の動向及び配当性向等を総合的に勘案した結果、直近の配当予想の1株当たり38円に対し、2円増配の40円といたします。
2026-05-15
15:30
Capital Policy
¥10.0B ¥84.0/sh
+10%
eGuarantee,Inc. revised its shareholder return policy effective FY2027, raising the dividend payout ratio target from 50…
Summary
eGuarantee,Inc. revised its shareholder return policy effective FY2027, raising the dividend payout ratio target from 50% to 100% and introducing semi-annual dividend distributions (interim and year-end) in place of the prior annual-only structure. The company plans cumulative share buybacks of ¥10 billion through March 2028 while increasing total annual dividend to ¥84 per share for FY2027, representing a 10% increase from the prior ¥40 per share reference level.
Deadline: 2028-03-31
YoY: +10%
Source (JP)
配当性向 100%を目安としたうえで、増配もしくは配当の維持を行う累進配当を継続して実施するとともに、資本効率向上を目的として継続的かつ機動的な自己株取得を行うべく、2026 年 3 月期から 2028 年 3 月期末までの間に累計 100 億円の自己株式取得を目指します。
Top 10 Shareholders
Ownership DNA
#
Shareholder
Shares (thou.)
% of Total
1
Japan Master Trust Bank
日本マスタートラスト信託銀行株式会社(信託口)
7,144,100
14.90%
2
Itochu Corporation
伊藤忠商事株式会社
6,336,800
13.20%
3
Japan Custody Bank
株式会社日本カストディ銀行(信託口)
4,818,100
10.00%
4
江藤 公則
3,151,700
6.50%
5
株式会社帝国データバンク
2,870,400
5.90%
6
株式会社NTTデータ
1,440,000
3.00%
7
Citibank, N.A.
GOVERNMENT OF NORWAY(シティバンク、エヌ・エイ東京支店)
1,332,293
2.70%
8
Northern Trust Company
NORTHERN TRUST CO. (AVFC) RE USL NON-TREATY CLIENTS ACCOUNT(香港上海銀行東京支店)
1,188,400
2.40%
9
MSIP CLIENT SECURITIES (モルガン・スタンレーMUFG証券株式会社)
888,400
1.80%
10
GOLDMAN,SACHS & CO. REG (ゴールドマン・サックス証券株式会社)
752,158
1.50%
Domestic Nominees
24.9%
-1.3% vs 2024
Trust bank custodians — GPIF, pensions, investment trusts
Foreign Custodians
5.1%
-1.6% vs 2024
Sub-custodians for foreign asset managers
Direct / Strategic
31.9%
+1.9% vs 2024
Named entities with disclosed investment intent
Shareholder
Trend
2023
2024
2025
Japan Master Trust Bank
日本マスタートラスト信託銀行
18.10%
16.20%
14.90%
-1.30%
Itochu Corporation
伊藤忠商事
13.30%
13.20%
13.20%
Japan Custody Bank
日本カストディ銀行
9.10%
10.00%
10.00%
江藤 公則
6.40%
6.50%
6.50%
式会社帝国データバンク
6.00%
6.00%
5.90%
-0.10%
式会社NTTデータ
—
3.00%
3.00%
Citibank
1.40%
3.80%
2.70%
-1.10%
Northern Trust
NEW ENTRY
—
—
—
2.40%
NEW
Morgan Stanley
NEW ENTRY
—
—
—
1.80%
NEW
Goldman Sachs
NEW ENTRY
—
—
—
1.50%
NEW
BNY Mellon
last seen 2024
Exited Top 10
1.60%
1.50%
—
JP Morgan
last seen 2024
Exited Top 10
1.60%
1.40%
—
CACEIS BANK,NETHERLANDS BRANCH AIF CLIENTS ASSETS (香港上海銀行東京支店)
last seen 2024
Exited Top 10
—
1.30%
—
式会社エヌ・ティ・ティ・データ
last seen 2023
Exited Top 10
3.00%
—
—
State Street
last seen 2023
Exited Top 10
5.60%
—
—
Concentration (HHI)
ⓘ
712
644
601
3 fiscal years · top-10 holders per year · >2,500 HHI = high concentration · entity-resolved