8798
Advance Create Co., Ltd.
株式会社アドバンスクリエイト
Insurance
Advance Create Co., Ltd. engages in the insurance agency, ASP, media, media rep, reinsurance, and BPO businesses in Japan. The company offers life and non-life insurance products; and short-term insurance, including medical, pension, corporate, fire, automobile, and other types of insurance products to general customers and corporations through direct marketing, telemarketing, face to face sales, and collaborative sales. It is involved in advertising sales; operation of insurance Market website; provision of reinsurance contract for medical insurance; sale of cloud services, such as customer management systems; and undertakes various insurance maintenance work. Advance Create Co., Ltd. was incorporated in 1995 and is headquartered in Chuo, Japan.
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Overview
Filings & Signals
Ownership
Financials
▾ Collapse Charts
Income Statement
Balance Sheet
Cash Flow
Ratios & Per Share
Metric
FY 2025
EDINET ↗
FY 2024
EDINET ↗
FY 2023
EDINET ↗
FY 2022
EDINET ↗
FY 2021
EDINET ↗
Net Sales
¥6.6B
¥7.9B
¥10.2B
¥11.9B
¥11.0B
Cost of Sales
¥1.4B
¥2.1B
¥4.0B
¥2.6B
¥2.5B
Gross Profit
¥5.2B
¥5.8B
¥6.2B
¥9.2B
¥8.6B
SG&A
¥5.8B
¥6.5B
¥8.2B
¥7.2B
¥6.5B
Operating Income
¥-606M
¥-711M
¥-2.0B
¥2.1B
¥2.0B
Non-Operating Income
¥23M
¥156M
¥31M
¥127M
¥23M
Dividend Income
¥0M
¥2M
¥2M
¥3M
¥3M
Interest Income
¥3M
¥2M
¥0M
¥0M
¥1M
Non-Operating Expenses
¥341M
¥253M
¥202M
¥173M
¥139M
Ordinary Income
¥-925M
¥-808M
¥-2.2B
¥2.0B
¥1.9B
Pre-tax Income
¥-1.5B
¥-2.2B
¥-2.2B
¥2.0B
¥1.9B
Income Taxes
¥25M
¥12M
¥-474M
¥662M
¥610M
Current Tax
¥25M
¥12M
¥191M
¥676M
¥645M
Deferred Tax
¥-0M
¥-0M
¥-665M
¥-14M
¥-35M
Net Income (owners)
¥-1.5B
¥-2.3B
¥-1.8B
¥1.3B
¥1.3B
Comprehensive Income
¥-1.5B
¥-2.3B
¥-1.8B
¥1.2B
¥1.3B
EBITDA
¥-540M
¥-629M
¥-1.4B
¥2.5B
¥2.5B
EPS
¥-59.80
¥-102.26
¥-80.82
¥59.97
¥59.66
Shares Outstanding
69.7M
22.9M
22.6M
22.6M
22.6M
Shares Issued (total)
69.7M
22.9M
22.6M
22.6M
22.6M
Treasury Shares
0.0M
0.0M
0.0M
0.0M
0.0M
Metric
FY 2025
EDINET ↗
FY 2024
EDINET ↗
FY 2023
EDINET ↗
FY 2022
EDINET ↗
FY 2021
EDINET ↗
Total Assets
¥10.3B
¥6.9B
¥10.5B
¥12.5B
¥11.8B
Current Assets
¥9.2B
¥5.6B
¥5.0B
¥7.9B
¥8.0B
Cash & Deposits
¥5.3B
¥994M
¥1.2B
¥2.3B
¥3.3B
Trade Receivables
¥2.8B
¥2.2B
¥1.7B
¥2.2B
—
Non-Current Assets
¥1.0B
¥1.2B
¥5.5B
¥4.6B
¥3.8B
PP&E
¥1M
¥2M
¥996M
¥1.1B
¥581M
Intangible Assets
¥79M
¥116M
¥1.3B
¥1.0B
¥793M
Investment Securities
¥17M
¥30M
¥138M
¥119M
¥329M
Deferred Tax Assets
¥126M
¥142M
¥1.1B
¥379M
¥317M
Total Liabilities
¥9.7B
¥11.8B
¥5.9B
¥5.3B
¥5.1B
Current Liabilities
¥7.9B
¥5.5B
¥3.9B
¥3.0B
¥3.3B
ST Debt
¥4.6B
¥2.7B
¥900M
—
—
Taxes Payable
¥20M
¥0M
¥106M
¥342M
¥532M
Non-Current Liabilities
¥1.9B
¥6.4B
¥2.0B
¥2.3B
¥1.8B
Total LT Borrowings
¥400M
¥515M
¥406M
¥656M
¥686M
Pension Obligations
¥388M
¥379M
¥419M
¥416M
¥393M
Total Equity
¥560M
¥-5.0B
¥4.6B
¥7.1B
¥6.7B
Capital Stock
¥100M
¥3.3B
¥3.2B
¥3.2B
¥3.2B
Capital Surplus
¥2.0B
¥461M
¥585M
¥585M
¥585M
Retained Earnings
¥-1.2B
¥-8.4B
¥1.3B
¥3.9B
¥3.3B
Treasury Stock
¥-378M
¥-424M
¥-506M
¥-552M
¥-404M
AOCI
¥0M
¥-0M
¥56M
¥46M
¥111M
Equity (owners)
¥559M
¥-5.0B
¥4.6B
¥7.1B
¥6.6B
Total Interest-Bearing Debt ⓘ
¥5.0B
¥3.2B
¥1.3B
¥656M
¥686M
Net Cash ⓘ
¥300M
¥-2.2B
¥-68M
¥1.6B
¥2.7B
NCAV ⓘ
¥-549M
¥-6.2B
¥-833M
¥2.5B
¥2.9B
NCAV/Share
¥-8
¥-272
¥-37
¥111
¥128
BV/Share
¥8
¥-217
¥203
¥315
¥293
Metric
FY 2025
EDINET ↗
FY 2024
EDINET ↗
FY 2023
EDINET ↗
FY 2022
EDINET ↗
FY 2021
EDINET ↗
Operating CF
¥-3.9B
¥-1.7B
¥-207M
¥365M
¥1.6B
Interest Paid
¥-93M
¥-33M
¥-17M
¥-15M
¥-10M
Interest Received
¥3M
¥4M
¥3M
¥3M
¥3M
D&A
¥66M
¥82M
¥577M
¥450M
¥435M
Investing CF
¥-136M
¥-117M
¥-669M
¥-392M
¥-486M
CapEx
¥4M
¥29M
¥93M
¥136M
¥47M
Purchase Investments
¥-1M
¥-13M
¥-4M
¥-3M
¥-3M
Proceeds from Invest.
—
¥135M
—
¥142M
—
Financing CF
¥8.4B
¥1.5B
¥-217M
¥-956M
¥-489M
Dividends Paid
¥-0M
¥-791M
¥-789M
¥-675M
¥-608M
Share Buybacks
—
—
¥-0M
¥-299M
—
LT Debt Repaid
¥-14M
¥-41M
¥-50M
¥-130M
¥-42M
Free Cash Flow
¥-3.9B
¥-1.7B
¥-300M
¥228M
¥1.6B
Net Change in Cash
¥4.3B
¥-251M
¥-1.1B
¥-936M
¥669M
Metric
FY 2025
EDINET ↗
FY 2024
EDINET ↗
FY 2023
EDINET ↗
FY 2022
EDINET ↗
FY 2021
EDINET ↗
ROE
-275.1%
—
-30.0%
18.9%
21.0%
ROA
-18.0%
-25.9%
-15.4%
10.8%
11.0%
EPS
¥-59.80
¥-102.26
¥-80.82
¥59.97
¥59.66
DPS
—
¥17.50
¥35.00
¥32.50
¥45.00
BPS
¥-157.20
¥-223.19
¥211.88
¥326.75
¥305.59
FCF/Share
¥-56
¥-74
¥-13
¥10
¥71
NCAV/Share
¥-8
¥-272
¥-37
¥111
¥128
Payout Ratio
—
—
—
54.2%
75.4%
Event Timeline
S Shareholder
A Capital Signal
▾ Hide Chart
Large Shareholder Reports 18
Date Activist Stake Event Flag Demands Source
2026-02-18
FWD Life Insurance Company, Limited
4.99%
-1.01%
change
Passive
—
2026-01-26
YOSHIHARU HAMADA
9.3%
change
Passive
—
2026-01-26
YOSHIHARU HAMADA
9.3%
change
Passive
—
2026-01-26
YOSHIHARU HAMADA
9.3%
change
Passive
—
2025-09-12
SBI Holdings., Inc.
58.0%
initial_5pct
Passive
—
2025-09-08
FWD Life Insurance Company, Limited
6.0%
initial_5pct
Passive
—
2025-08-21
Daiwa Asset Management Co.Ltd.
0.93%
change
Passive
—
2025-08-06
YOSHIHARU HAMADA
30.21%
correction
Passive
—
2025-07-25
YOSHIHARU HAMADA
30.21%
-0.53%
change
Passive
—
2025-01-15
YOSHIHARU HAMADA
30.7%
correction
Passive
—
2025-01-15
YOSHIHARU HAMADA
30.74%
+0.04%
correction
Passive
—
2024-12-03
YOSHIHARU HAMADA
30.34%
-0.36%
correction
Passive
—
2024-12-03
YOSHIHARU HAMADA
30.7%
change
Passive
—
2024-12-03
YOSHIHARU HAMADA
30.74%
+0.04%
change
Passive
—
2024-09-25
YOSHIHARU HAMADA
30.34%
-1.06%
change
Passive
—
2024-09-05
Daiwa Securities Co.Ltd.
7.8%
-1.17%
change
Passive
—
2024-07-04
Daiwa Securities Co.Ltd.
8.97%
initial_5pct
Passive
—
2024-04-18
YOSHIHARU HAMADA
31.4%
change
Passive
—
Top 10 Shareholders
Ownership DNA
Cross-Holdings Tracker 1
#
Shareholder
Shares (thou.)
% of Total
1
ライフネット生命保険株式会社
20,250,000
29.07%
2
SBIホールディングス株式会社
20,000,000
28.71%
3
有限会社濱田ホールディングス
4,412,400
6.33%
4
FWD生命保険株式会社
4,178,300
5.99%
5
メットライフ生命保険株式会社 (常任代理人 シティバンク、エヌ・エイ東京支店)
2,989,200
4.29%
6
濱田 佳治
1,583,500
2.27%
7
ブロードマインド株式会社
1,333,400
1.91%
8
Japan Master Trust Bank
日本マスタートラスト信託銀行株式会社(信託口)
1,140,900
1.63%
9
Sumitomo Life Insurance
住友生命保険相互会社 (常任代理人 株式会社日本カストディ銀行)
989,200
1.42%
10
第一生命ホールディングス株式会社
989,200
1.42%
Domestic Nominees
1.6%
-5.0% vs 2024
Trust bank custodians — GPIF, pensions, investment trusts
Foreign Custodians
0.0%
+0.0% vs 2024
Sub-custodians for foreign asset managers
Direct / Strategic
81.4%
+31.5% vs 2024
Named entities with disclosed investment intent
Shareholder
Trend
2023
2024
2025
ライフネット生命保険
NEW ENTRY
—
—
—
29.07%
NEW
SBIホールディングス
NEW ENTRY
—
—
—
28.71%
NEW
限会社濱田ホールディングス
19.56%
19.24%
6.33%
-12.91%
FWD生命保険
↑
2.85%
3.68%
5.99%
+2.31%
メットライフ生命保険
4.38%
4.31%
4.29%
-0.02%
濱田 佳治
7.00%
6.90%
2.27%
-4.63%
ブロードマインド
NEW ENTRY
—
—
—
1.91%
NEW
Japan Master Trust Bank
日本マスタートラスト信託銀行
3.67%
4.83%
1.63%
-3.20%
Sumitomo Life Insurance
住友生命保険
4.38%
4.31%
1.42%
-2.89%
第一生命ホールディングス
NEW ENTRY
—
—
—
1.42%
NEW
ネオファースト生命保険
last seen 2024
Exited Top 10
4.38%
4.31%
—
濱田 亜季子
last seen 2024
Exited Top 10
4.21%
4.14%
—
Fukoku Mutual Life Insurance
富国生命保険相互会社
last seen 2024
Exited Top 10
3.10%
3.05%
—
Japan Custody Bank
日本カストディ銀行
last seen 2024
Exited Top 10
1.92%
1.83%
—
Concentration (HHI)
ⓘ
542
540
1779
3 fiscal years · top-10 holders per year · >2,500 HHI = high concentration · entity-resolved
Portfolio Book Value
¥2M
-98% since 2023
Holdings
1
1 exited
Trend
1 unwinding
vs 2023
Held Company
FY2025
¥2M total
FY2023
¥118M total
Book Val ¥M
Shares
Book Val ¥M
Shares
QUICK CO.,LTD.
株式会社クイック
2
-98.2%
↓
904
104
49,216
CDG Co.,Ltd.
株式会社CDG
—
−100%
Exit
—
14
10,800
Portfolio total
2
118
Book value in ¥M · ↓ reduced · ↑ increased vs prior year · M = mutual holding