* Please describe our initiatives and current status regarding "implementation measures toward realizing management with awareness of capital cost and stock price." We recognize the realization of returns exceeding capital cost and the sustained enhancement of corporate value as important management issues, and we are engaged in management with awareness of capital cost and stock price. In our medium-term management plan, we establish ROE improvement as one of our financial targets, aiming to achieve over 8% in fiscal year 2027 and over 10% in fiscal year 2030. To achieve these targets, we are strengthening earnings capability in existing businesses while advancing investments in new ventures with high growth and stability potential, and promoting business portfolio transformation. Additionally, we are working to reduce capital cost through suppression of earnings fluctuations and to improve negative equity spreads. As part of capital efficiency improvements, we have established a minimum annual dividend (80 yen) to implement stable and predictable shareholder returns. We simultaneously enhance IR activities and strengthen investor engagement, aiming to improve PBR and secure appropriate valuation from capital markets.