8303
SBI Shinsei Bank, Limited
株式会社SBI新生銀行
Banks
SBI Shinsei Bank, Limited provides banking and financial products and services to individual customers, corporations, public-sector entities, and financial institutions in Japan. It offers Yen/foreign currency deposits, and structured deposits; mortgage loans; corporate loans, shopping credit, real estate non-recourse finance, project finance, renewable energy finance, shipping and aircraft finance, healthcare finance, merger and acquisition (M&A) related finance, and specialty finance; and loan syndication. The company also provides foreign exchange and derivatives, M&A advisory, private equity and asset-backed investment, business succession finance, and venture business-related services, as well as credit cards and payment services. In addition, it provides trust services, leasing related financial products and services, equity related and other capital markets transactions, securities, asset and wealth management, unsecured loans, housing loans, investment trusts, brokerage, life and non-life insurance, consumer finance products and services, credit guarantee services, installment sales finance, and treasury services. SBI Shinsei Bank, Limited was formerly known as Shinsei Bank, Limited and changed its name to SBI Shinsei Bank, Limited in January 2023. The company was founded in 1952 and is based in Chuo, Japan. SBI Shinsei Bank, Limited operates as a subsidiary of SBI Regional Bank Holdings Co., Ltd.
Price
¥1,398
Market Cap
¥285.4B
Ent. Value
¥-4,094,545M
Net Cash
¥4.4T
Shares Out.
204.1M
P / E
10.2×
EV / EBIT
—
P / Book
1.01×
P / NCAV
N/M
Div. Yield
3.00%
Financials
| Metric |
FY 2025
TDnet |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
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| Total Assets | ¥24,741.4B | ¥13,694.8B | ¥10,311.4B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| PP&E | ¥59.3B | ¥57.9B | ¥61.0B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Goodwill | — | ¥10.7B | ¥11.0B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Intangible Assets | — | ¥61.1B | ¥62.6B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Deferred Tax Assets | — | ¥9.6B | ¥10.7B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Liabilities | ¥23,508.3B | ¥12,728.3B | ¥9,387.1B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total LT Borrowings | ¥243.7B | ¥367.1B | ¥380.1B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Pension Obligations | — | ¥8.4B | ¥8.1B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Deferred Tax Liab. | — | ¥522M | ¥472M | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Equity | ¥1,233.0B | ¥966.5B | ¥924.3B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Capital Stock | — | ¥512.2B | ¥512.2B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Capital Surplus | — | ¥73.0B | ¥73.0B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Retained Earnings | ¥589.9B | ¥390.3B | ¥449.5B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Treasury Stock | — | ¥-1.6B | ¥-98.6B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| AOCI | — | ¥-11.8B | ¥-15.8B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Equity (owners) | ¥1,175.9B | ¥973.8B | ¥936.1B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minority Interests | — | ¥4.5B | ¥4.1B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Interest-Bearing Debt ⓘ | ¥243.7B | ¥367.1B | ¥380.1B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Cash ⓘ | ¥4,379.9B | ¥1,546.6B | ¥1,187.0B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| BV/Share | — | ¥4,770 | ¥4,561 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Metric |
FY 2025
TDnet |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
|---|---|---|---|
| Operating CF | ¥1,895.8B | ¥1,307.0B | ¥-470.6B |
| Goodwill Amort. | — | ¥3.1B | ¥2.8B |
| Investing CF | ¥-1,171.0B | ¥-955.6B | ¥251.0B |
| Financing CF | ¥127.0B | ¥-4.6B | ¥-19.9B |
| Dividends Paid | — | ¥-2.5B | ¥-2.6B |
| Share Buybacks | — | ¥-2.6B | ¥-17.4B |
| Free Cash Flow | ¥1,895.8B | ¥1,307.0B | ¥-470.6B |
| Net Change in Cash | — | ¥346.8B | ¥-239.4B |
Event Timeline
S Shareholder
A Capital Signal
Large Shareholder Reports 8
Capital Allocation Signals 1
| Date | Type | Amount | Summary | |
|---|---|---|---|---|
|
2026-05-13
13:00
|
Div Increase | ¥37.3B ¥42.0/sh +5% | SBI Shinsei Bank, announced a dividend of ¥42.00 per share for fiscal year ended March 31, 2026, with total dividend amo… | |
|
Summary
SBI Shinsei Bank, announced a dividend of ¥42.00 per share for fiscal year ended March 31, 2026, with total dividend amount of ¥37,254 million. This represents a 5% increase from the prior year dividend of ¥40.00 per share (adjusted for the 1:14,000,000 stock split executed in July 2025). The dividend aligns with the company's capital allocation policy emphasizing stable dividend growth through earnings expansion while maintaining financial soundness.
YoY: +5%
Source (JP)
2026年3月期の期末配当につきまして、上記方針および2026年3月期の業績等を総合的に勘案した結果、1株当たり42円00銭の配当といたしました。
剰余金の配当に関するお知らせ
TDnet PDF
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| # | Shareholder | Shares (thou.) | % of Total |
|---|---|---|---|
| 1 | SBI地銀ホールディングス株式会社 | 102,159 | 50.04% |
| 2 | 預金保険機構 | 26,912 | 13.18% |
| 3 | 株式会社整理回収機構 | 20,000 | 9.79% |
| 4 |
The Master Trust Bank of Japan, Ltd. (Trust Account)
日本マスタートラスト信託銀行株式会社(信託口)
|
9,174 | 4.49% |
| 5 | JPLLC CLIENT ASSETS-SK J (常任代理人 シティバンク、エヌ・エイ東京支店) | 3,655 | 1.79% |
| 6 | GOLDMAN SACHS INTERNATIONAL (常任代理人 ゴールドマン・サックス証券株式会社) | 3,446 | 1.68% |
| 7 |
Custody Bank of Japan, Ltd. (Trust Account)
株式会社日本カストディ銀行(信託口)
|
2,951 | 1.44% |
| 8 | ML PRO SEGREGATION ACCOUNT (常任代理人 BOFA証券株式会社) | 2,801 | 1.37% |
| 9 | MSIP CLIENT SECURITIES (常任代理人 モルガン・スタンレーMUFG証券株式会社) | 2,372 | 1.16% |
| 10 | JPモルガン証券株式会社 | 1,765 | 0.86% |
as of 2023-03-31
Source: EDINET ↗
Portfolio Book Value
¥25,057M
Holdings
16
| Held Company | FY2023 ¥25,057M total | ||
|---|---|---|---|
| Book Val ¥M | Shares | ||
| Latitude Group Holdings Limited | 17,062 |
159,403,313
|
|
|
Mitsui Chemicals, Inc.
三井化学㈱
|
2,549 |
747,800
|
|
|
YAMAZAKI BAKING CO., LTD.
山崎製パン㈱
|
1,604 |
1,000,000
|
|
|
ANA HOLDINGSINC.
ANAホールディングス㈱
|
862 |
300,000
|
|
|
ISHIHARA SANGYO KAISHA, LTD.
石原産業㈱
|
557 |
500,000
|
|
|
MIROKU JYOHO SERVICE CO.,LTD
㈱ミロク情報サービス
|
493 |
300,000
|
|
| 南海電気鉄道㈱ | 479 |
164,000
|
|
|
KANSAI FOOD MARKET LTD.
㈱関西フードマーケット
|
449 |
300,000
|
|
|
Nippon Piston Ring Co.,Ltd.
日本ピストンリング㈱
|
221 |
165,000
|
|
|
SEIBU HOLDINGS INC.
㈱西武ホールディングス
|
216 |
159,500
|
|
|
繧サ繧ォ繝ウ繝峨し繧、繝医い繝翫Μ繝�繧」繧ォ譬ェ蠑丈シ夂、セ
セカンドサイトアナリティカ㈱
|
174 |
114,000
|
|
|
Senshu Ikeda Holdings,Inc.
㈱池田泉州ホールディングス
|
123 |
532,800
|
|
|
Intimate Merger Co., Ltd.
㈱インティメート・マージャー
|
120 |
50,000
|
|
|
THE TOTTORIBANK,LTD.
㈱鳥取銀行
|
74 |
64,700
|
|
|
LANCERS,INC.
ランサーズ㈱
|
49 |
160,900
|
|
|
TOMATO BANK,LTD.
㈱トマト銀行
|
25 |
25,000
|
|
| Portfolio total | 25,057 | ||
Book value in ¥M · ↓ reduced · ↑ increased vs prior year · M = mutual holding
· Only one fiscal year available