8349
THE TOHOKU BANK,LTD.
株式会社 東北銀行
Financial Services · Banks - Regional
The Tohoku Bank, Ltd. provides various banking and financial services for individual and corporate customers in Japan. The company provides regular deposit/combined, fixed term deposits, investment trust, government bonds, and individual defined contribution pension plan services; store and atm services; togin card services; internet banking; debit card services; and payment collection services. It also offers various loans, such as web-based, mortgage, easy business, interest rate simulation, housing, car, card, free, education, life support, renovation, senior, housing support, refinancing, apartment, and reconstruction support loans. In addition, the company provides medical/cancer, individual annuity, whole life, term, employment income protection, and long-term care insurance products; and inheritance services. Further, the company engages in the credit card business; rental of various machinery and equipment; development and sale of computer software; and sale of renewable energy. The Tohoku Bank, Ltd. was incorporated in 1950 and is headquartered in Morioka, Japan.
Price
¥1,391
Market Cap
¥18.7B
Ent. Value
—
Net Cash
est
—
Shares Out.
13.5M
P / E
12.4×
EV / EBIT
—
⚠ TSE Capital Mandate
P / Book
0.52×
P / NCAV
N/M
Div. Yield
3.59%
Financials
| Metric |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | ¥1,009.6B | ¥1,012.7B | ¥968.1B | ¥1,027.0B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| PP&E | ¥7.1B | ¥7.0B | ¥7.0B | ¥7.4B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Intangible Assets | ¥343M | ¥214M | ¥257M | ¥335M | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Deferred Tax Assets | ¥4.2B | ¥2.2B | ¥1.8B | ¥959M | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Liabilities | ¥974.2B | ¥973.3B | ¥929.4B | ¥987.1B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Pension Obligations | ¥7M | ¥7M | ¥8M | ¥17M | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Equity | ¥35.4B | ¥39.4B | ¥38.7B | ¥39.9B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Capital Stock | ¥13.2B | ¥13.2B | ¥13.2B | ¥13.2B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Capital Surplus | ¥12.0B | ¥12.0B | ¥12.0B | ¥12.0B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Retained Earnings | ¥15.9B | ¥15.3B | ¥14.4B | ¥13.0B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Treasury Stock | ¥-69M | ¥-23M | ¥-33M | ¥-46M | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| AOCI | ¥-5.7B | ¥-1.1B | ¥-861M | ¥1.7B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Equity (owners) | ¥41.1B | ¥40.5B | ¥39.6B | ¥38.2B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| BV/Share | ¥3,052 | ¥3,002 | ¥2,935 | ¥2,835 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Metric |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
|---|---|---|---|---|
| Operating CF | ¥-15.1B | ¥59.9B | ¥-110.9B | ¥11.1B |
| D&A | ¥409M | ¥452M | ¥404M | ¥531M |
| Investing CF | ¥-4.5B | ¥-19.3B | ¥-11.3B | ¥-916M |
| CapEx | ¥412M | ¥632M | ¥481M | ¥89M |
| Financing CF | ¥-534M | ¥-477M | ¥-475M | ¥-474M |
| Dividends Paid | ¥-476M | ¥-476M | ¥-474M | ¥-474M |
| Share Buybacks | ¥-58M | ¥0M | ¥0M | ¥0M |
| Free Cash Flow | ¥-15.5B | ¥59.3B | ¥-111.4B | ¥11.0B |
| Net Change in Cash | ¥-20.1B | ¥40.2B | ¥-122.7B | ¥9.7B |
| Metric |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
|---|---|---|---|---|
| ROE | 2.9% | 3.5% | 3.9% | 3.3% |
| ROA | 0.1% | 0.1% | 0.2% | 0.1% |
| EPS | ¥112.58 | ¥144.70 | ¥160.80 | ¥141.08 |
| DPS | ¥50.00 | ¥50.00 | ¥50.00 | ¥50.00 |
| BPS | ¥2,684.57 | ¥3,099.69 | ¥3,028.00 | ¥3,154.96 |
| FCF/Share | ¥-1,152 | ¥4,392 | ¥-8,255 | ¥814 |
| Payout Ratio | 44.4% | 34.6% | 31.1% | 35.4% |
No filings or capital allocation signals recorded for this company.
| # | Shareholder | Shares (thou.) | % of Total |
|---|---|---|---|
| 1 | 株式会社整理回収機構 | 4,000 | 29.73% |
| 2 | 株式会社十文字チキンカンパニー | 300 | 2.23% |
| 3 |
Custody Bank of Japan, Ltd. (Trust Account)
株式会社日本カストディ銀行 （信託口）
|
286 | 2.12% |
| 4 | 東北銀行従業員持株会 | 281 | 2.08% |
| 5 | 株式会社富士電業社 | 180 | 1.33% |
| 6 | ＣＡＣＥＩＳ ＢＡＮＫ／ＱＵＩＮＴＥＴ ＬＵＸＥＭＢＯＵＲＧ ＳＵＢ ＡＣ／ＵＣＩＴＳ ＣＵＳＴＯＭＥＲＳ ＡＣＣＯＵＮＴ （常任代理人） 香港上海銀行東京支店 | 113 | 0.84% |
| 7 | 木田 裕介 | 112 | 0.83% |
| 8 | 富国生命保険相互会社 | 110 | 0.82% |
| 9 | 大樹生命保険株式会社 | 107 | 0.79% |
| 10 | 中当建設株式会社 | 92 | 0.68% |
as of 2025-03-31
Source: EDINET ↗
Ownership by year — hover bars for detail
Domestic Nominees
2.1%
-4.1% vs 2024
Trust bank custodians — GPIF, pensions, investment trusts
Foreign Custodians
0.0%
+0.0% vs 2024
Sub-custodians for foreign asset managers
Direct / Strategic
39.3%
+2.6% vs 2024
Named entities with disclosed investment intent
Bar = % of shares outstanding · top-10 covers 41.4% · grey = other shareholders · 2025
| Shareholder | Trend | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 式会社整理回収機構 | 29.64% | 29.63% | 29.73% +0.10% | |
| 式会社十文字チキンカンパニー ↑ | — | 1.13% | 2.23% +1.10% | |
| 日本カストディ銀行 | 3.88% | 2.99% | 2.12% -0.87% | |
| 東北銀行従業員持株会 | 2.02% | 2.08% | 2.08% | |
| 式会社富士電業社 | 1.33% | 1.33% | 1.33% | |
| ＣＡＣＥＩＳ ＢＡＮＫ／ＱＵＩＮＴＥＴ ＬＵＸＥＭＢＯＵＲＧ ＳＵＢ ＡＣ／ＵＣＩＴＳ ＣＵＳＴＯＭＥＲＳ ＡＣＣＯＵＮＴ 香港上海銀行東京支店 | — | 0.96% | 0.84% -0.12% | |
| 木田 裕介 | — | 0.82% | 0.83% +0.01% | |
| 富国生命保険相互会社 | 0.81% | 0.81% | 0.82% +0.01% | |
| 大樹生命保険 NEW ENTRY | — | — | — | 0.79% NEW |
| 中当建設 NEW ENTRY | 0.66% | — | 0.68% NEW | |
| 日本マスタートラスト信託銀行 last seen 2024 | Exited Top 10 | 5.79% | 3.28% | — |
| 大樹生命保険株式会社会社 last seen 2023 | Exited Top 10 | 0.79% | — | — |
| あいおいニッセイ同和損害保険 last seen 2023 | Exited Top 10 | 0.69% | — | — |
| Concentration (HHI) ⓘ | 935 | 907 | 903 |
3 fiscal years · top-10 holders per year · >2,500 HHI = high concentration · entity-resolved
Portfolio Book Value
¥1,015M
+4% since 2023
Holdings
7
5 exited
Trend
1 building
vs 2023
| Held Company | FY2025 ¥1,015M total | FY2023 ¥973M total | |||
|---|---|---|---|---|---|
| Book Val ¥M | Shares | Book Val ¥M | Shares | ||
|
East Japan Railway Company
東日本旅客鉄道株式会社
|
425 |
+200.0%
↑
144,300
|
352 | 48,100 | |
|
Nittetsu Mining CO.,Ltd.
日鉄鉱業株式会社
|
289 |
44,000
|
157 | 44,000 | M |
|
ARCS COMPANY,LIMITED
株式会社アークス
|
199 |
68,562
|
153 | 68,562 | |
|
The Bank of Toyama,Ltd.
株式会社富山銀行
|
61 |
40,200
|
68 | 40,200 | M |
|
KAMEI CORPORATION
カメイ株式会社
|
41 |
21,000
|
30 | 21,000 | M |
|
Procrea Holdings, Inc.
株式会社プロクレアホールディングス
|
— | — | |||
|
Mizuho Financial Group, Inc.
株式会社みずほフィナンシャルグループ
|
— | — | |||
|
Daiwa Securities Group Inc.
株式会社大和証券グループ本社
|
— |
−100%
Exit
—
|
74 | 120,640 | M |
|
繝ｪ繝九Η繝ｼ繧｢繝悶Ν繝ｻ繧ｸ繝｣繝代Φ譬ｪ蠑丈ｼ夂､ｾ
リニューアブル・ジャパン株式会社
|
— |
−100%
Exit
—
|
50 | 112,000 | |
| ＭＳ＆ＡＤインシュアランス グループ ホールディングス 株式会社 | — |
−100%
Exit
—
|
8 | 2,072 | M |
|
Tokio Marine Holdings, Inc.
東京海上ホールディングス株式会社
|
— |
−100%
Exit
—
|
53 | 20,940 | |
|
Procrea Holdings, Inc.
株式会社プロクレアホールディングス（注３）
|
— |
−100%
Exit
—
|
28 | 13,570 | M |
| Portfolio total | 1,015 | 973 | |||
Book value in ¥M · ↓ reduced · ↑ increased vs prior year · M = mutual holding