8365
The Bank of Toyama,Ltd.
株式会社 富山銀行
Banks
The Bank of Toyama, Ltd. provides various banking products and services to individual and business customers in Japan. The company offers internet and comprehensive accounts; Super Regular, Super Regular 300, Large Regular, and Toyama Stage Plus; and settlement, current, savings, pension fixed, floating interest rate term, foreign currency fixed term, inheritance, and guardianship system support deposits. It also provides investment trusts, government bonds for individuals, insurance products, Toyama insurance plaza, NISA, individual defined contribution pension plan, financial products intermediary, inheritance, and Toyama Super Best Match products. In addition, the company offers home and renovation, car, educational, free, and card loans; support for formulating business plans and applying for subsidies new businesses, management consulting, and seminar services; business succession and m&a, business matching, recruitment, public assistance, and Toyama Bank Business Club. The company was formerly known as Toyama Industrial Bank and changed its name to The Bank of Toyama, Ltd. in August 1967. The Bank of Toyama, Ltd. was incorporated in 1954 and is headquartered in Takaoka, Japan.
Price
¥2,105
Market Cap
¥11.2B
Ent. Value
—
Net Cash
est
—
Shares Out.
5.3M
P / E
11.9×
EV / EBIT
—
⚠ TSE Capital Mandate
P / Book
0.39×
P / NCAV
N/M
Div. Yield
2.38%
Financials
| Metric |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
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|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | ¥548.4B | ¥552.2B | ¥551.3B | ¥569.9B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| PP&E | ¥8.4B | ¥8.5B | ¥8.6B | ¥8.6B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Intangible Assets | ¥345M | ¥360M | ¥335M | ¥244M | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Deferred Tax Assets | ¥1.0B | ¥31M | ¥266M | ¥40M | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Liabilities | ¥519.1B | ¥520.9B | ¥521.0B | ¥537.5B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Pension Obligations | ¥454M | ¥472M | ¥467M | ¥460M | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Deferred Tax Liab. | ¥1M | ¥72M | — | ¥990M | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Equity | ¥29.4B | ¥31.3B | ¥30.3B | ¥32.3B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Capital Stock | ¥6.7B | ¥6.7B | ¥6.7B | ¥6.7B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Capital Surplus | ¥6.2B | ¥6.2B | ¥6.2B | ¥6.2B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Retained Earnings | ¥14.6B | ¥13.9B | ¥13.6B | ¥12.8B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Treasury Stock | ¥-195M | ¥-56M | ¥-72M | ¥-84M | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| AOCI | ¥1.1B | ¥3.6B | ¥2.9B | ¥5.7B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Equity (owners) | ¥27.4B | ¥26.8B | ¥26.5B | ¥25.7B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minority Interests | ¥905M | ¥877M | ¥854M | ¥831M | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| BV/Share | ¥5,139 | ¥4,952 | ¥4,889 | ¥4,757 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Metric |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
|---|---|---|---|---|
| Operating CF | ¥-4.0B | ¥2.6B | ¥-19.2B | ¥11.3B |
| D&A | ¥496M | ¥489M | ¥490M | ¥449M |
| Investing CF | ¥1.9B | ¥972M | ¥13.8B | ¥-13.3B |
| CapEx | ¥296M | ¥319M | ¥419M | ¥82M |
| Financing CF | ¥-454M | ¥-272M | ¥-272M | ¥-341M |
| Dividends Paid | ¥-271M | ¥-270M | ¥-270M | ¥-271M |
| Share Buybacks | ¥-181M | ¥0M | ¥0M | ¥-68M |
| Free Cash Flow | ¥-4.3B | ¥2.3B | ¥-19.6B | ¥11.2B |
| Net Change in Cash | ¥-2.6B | ¥3.3B | ¥-5.7B | ¥-2.4B |
| Metric |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
|---|---|---|---|---|
| ROE | 3.2% | 2.1% | 3.2% | 1.0% |
| ROA | 0.2% | 0.1% | 0.2% | 0.1% |
| EPS | ¥177.35 | ¥116.68 | ¥179.72 | ¥61.32 |
| DPS | ¥50.00 | ¥50.00 | ¥50.00 | ¥50.00 |
| BPS | ¥5,339.53 | ¥5,613.08 | ¥5,430.82 | ¥5,820.01 |
| FCF/Share | ¥-814 | ¥428 | ¥-3,628 | ¥2,070 |
| Payout Ratio | 28.2% | 42.9% | 27.8% | 81.5% |
Capital Allocation Signals 1
| Date | Type | Amount | Summary | |
|---|---|---|---|---|
|
2026-05-12
14:30
|
Div Increase | ¥160M ¥30.0/sh +20% | Toyama Bank announced a dividend policy revision and increased FY2026 year-end dividend by ¥5 per share to ¥30 (up 20% Y… | |
|
Summary
Toyama Bank announced a dividend policy revision and increased FY2026 year-end dividend by ¥5 per share to ¥30 (up 20% YoY), bringing total annual dividend to ¥55 per share. The company established a new dividend policy targeting ¥50 annual stable dividend with ~30% payout ratio, representing a shift to enhance shareholder returns while maintaining financial soundness.
YoY: +20%
Source (JP)
2026年3月期の期末配当金について１株当たり5円増配し、30円の配当を実施することといたしました。これにより2026年3月期の１株当たり年間配当金は55円となります。
株主還元方針の変更及び剰余金の配当に関するお知らせ
TDnet PDF
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| # | Shareholder | Shares (thou.) | % of Total |
|---|---|---|---|
| 1 | 株式会社北陸銀行 | 233 | 4.38% |
| 2 | 株式会社ホクタテ | 178 | 3.35% |
| 3 |
Tonami Holdings Co.,Ltd.
トナミホールディングス株式会社
|
161 | 3.02% |
| 4 |
Employee Stock Ownership Plan
富山銀行従業員持株会
|
142 | 2.66% |
| 5 |
Sankyo Tateyama,Inc.
三協立山株式会社
|
140 | 2.63% |
| 6 | 日本海ガス絆ホールディングス株式会社 | 115 | 2.16% |
| 7 | 株式会社クスリのアオキ | 110 | 2.06% |
| 8 |
Japan Custody Bank
株式会社日本カストディ銀行（信託口）
|
96 | 1.80% |
| 9 |
Sompo Japan Insurance Inc.
損害保険ジャパン株式会社
|
94 | 1.76% |
| 10 | 北陸電気工業株式会社 | 78 | 1.47% |
as of 2025-03-31
Source: EDINET ↗
Ownership by year — hover bars for detail
Domestic Nominees
1.8%
-5.9% vs 2024
Trust bank custodians — GPIF, pensions, investment trusts
Foreign Custodians
0.0%
+0.0% vs 2024
Sub-custodians for foreign asset managers
Direct / Strategic
23.5%
+4.2% vs 2024
Named entities with disclosed investment intent
Bar = % of shares outstanding · top-10 covers 25.3% · grey = other shareholders · 2025
| Shareholder | Trend | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 式会社北陸銀行 | 4.31% | 4.31% | 4.38% +0.07% | |
| 式会社ホクタテ | 3.30% | 3.29% | 3.35% +0.06% | |
| Tonami Holdings Co.,Ltd. トナミホールディングス | 2.97% | 2.97% | 3.02% +0.05% | |
| Employee Stock Ownership Plan 富山銀行従業員持株会 ↑ | 2.11% | 2.19% | 2.66% +0.47% | |
| Sankyo Tateyama,Inc. 三協立山 | 2.58% | 2.58% | 2.63% +0.05% | |
| 日本海ガス絆ホールディングス ↑ | 2.12% | 2.12% | 2.16% +0.04% | |
| 式会社クスリのアオキ NEW ENTRY | — | — | — | 2.06% NEW |
| Japan Custody Bank 日本カストディ銀行 | 4.85% | 5.06% | 1.80% -3.26% | |
| Sompo Japan Insurance Inc. 損害保険ジャパン | 1.84% | 1.84% | 1.76% -0.08% | |
| 北陸電気工業 NEW ENTRY | — | — | — | 1.47% NEW |
| Japan Master Trust Bank 日本マスタートラスト信託銀行 last seen 2024 | Exited Top 10 | 3.26% | 2.59% | — |
| Concentration (HHI) ⓘ | 91 | 90 | 71 |
3 fiscal years · top-10 holders per year · >2,500 HHI = high concentration · entity-resolved
Portfolio Book Value
¥7,237M
-1% since 2023
Holdings
32
+5 new
4 exited
Trend
3 unwinding
vs 2023
| Held Company | FY2025 ¥7,237M total | FY2023 ¥7,292M total | |||
|---|---|---|---|---|---|
| Book Val ¥M | Shares | Book Val ¥M | Shares | ||
|
GOLDWIN INC.
株式会社ゴールドウイン
|
1,691 |
204,776
|
2,580 | 204,776 | M |
|
Tonami Holdings Co.,Ltd.
トナミホールディングス株式会社
|
940 |
92,134
|
379 | 92,134 | M |
|
Hokuhoku Financial Group, Inc.
株式会社ほくほくフィナンシャルグループ
|
596 |
232,293
|
214 | 232,293 | M |
|
ZENKOKU HOSHO Co.,Ltd
全国保証株式会社
|
592 |
-33.3%
↓
200,000
|
1,498 | 300,000 | M |
|
Sumitomo Realty & Development Co.,Ltd.
住友不動産株式会社
|
559 |
NEW
New
100,000
|
— | M | |
|
CK SAN-ETSU METALS Co.,Ltd.
株式会社ＣＫサンエツ
|
289 |
76,100
|
331 | 76,100 | M |
|
Hokuriku Electric Power Company
北陸電力株式会社
|
286 |
NEW
New
343,211
|
— | M | |
|
ALBIS Co.,Ltd.
アルビス株式会社
|
278 |
100,000
|
249 | 100,000 | M |
|
JACCS CO., LTD.
株式会社ジャックス
|
225 |
57,800
|
253 | 57,800 | M |
|
HOKURIKU ELECTRIC INDUSTRY CO., LTD.
北陸電気工業株式会社
|
206 |
139,800
|
190 | 139,800 | M |
|
Tokyo Kiraboshi Financial Group, Inc.
株式会社東京きらぼしフィナンシャルグループ
|
161 |
-26.5%
↓
27,777
|
99 | 37,777 | M |
|
ASAHI PRINTING CO.,LTD.
朝日印刷株式会社
|
160 |
178,000
|
155 | 178,000 | M |
|
The Musashino Bank, Ltd.
株式会社武蔵野銀行
|
159 |
48,800
|
108 | 48,800 | M |
|
Sankyo Tateyama,Inc.
三協立山株式会社
|
144 |
237,712
|
170 | 237,712 | M |
|
KUSURI NO AOKI HOLDINGS CO., LTD.
株式会社クスリのアオキホールディングス
|
117 |
NEW
New
34,500
|
— | M | |
|
NACHI-FUJIKOSHI CORP.
株式会社不二越
|
110 |
32,300
|
127 | 32,300 | M |
|
THE TAIKO BANK,LTD.
株式会社大光銀行
|
95 |
66,900
|
74 | 66,900 | M |
|
THE TOHOKU BANK,LTD.
株式会社東北銀行
|
82 |
74,500
|
73 | 74,500 | M |
|
COSEL CO.,LTD.
コーセル株式会社
|
81 |
77,560
|
88 | 77,560 | M |
|
Daiwa Securities Group Inc.
株式会社大和証券グループ本社
|
77 |
78,345
|
48 | 78,345 | M |
|
hokuriku electrical construction co.,ltd.
北陸電気工事株式会社
|
68 |
56,618
|
43 | 56,618 | M |
| 株式会社八十二銀行 | 68 |
NEW
New
64,770
|
— | M | |
|
Mitsubishi UFJ Financial Group, Inc.
株式会社三菱ＵＦＪフィナンシャル・グループ
|
58 |
29,099
|
24 | 29,099 | M |
|
Fushiki Kairiku Unso Co.,Ltd.
伏木海陸運送株式会社
|
52 |
31,200
|
54 | 31,200 | M |
|
The Miyazaki Taiyo Bank,Ltd.
株式会社宮崎太陽銀行
|
47 |
37,500
|
37 | 37,500 | M |
|
Chuetsu Pulp & Paper Co., Ltd.
中越パルプ工業株式会社
|
45 |
31,900
|
32 | 31,900 | M |
|
Procrea Holdings, Inc.
株式会社プロクレアホールディングス
|
26 |
15,640
|
32 | 15,640 | M |
|
The Fukui Bank, Ltd.
株式会社福井銀行
|
13 |
NEW
New
7,600
|
— | M | |
|
Mizuho Financial Group, Inc.
株式会社みずほフィナンシャルグループ
|
8 |
-87.5%
↓
2,149
|
32 | 17,149 | M |
|
Oji Holdings Corporation
王子ホールディングス株式会社
|
3 |
6,300
|
3 | 6,300 | |
|
TAKAGI SEIKO CORPORATION
株式会社タカギセイコー
|
1 |
1,000
|
1 | 1,000 | M |
|
Nichi-Iko Pharmaceutical Co.
日医工株式会社
|
— | — | M | ||
|
Sompo Holdings, Inc.
ＳＯＭＰＯホールディングス株式会社
|
— |
−100%
Exit
—
|
163 | 31,140 | M |
|
MS&AD Insurance Group Holdings, Inc.
ＭＳ＆ＡＤインシュアランスグループホールディングス株式会社
|
— |
−100%
Exit
—
|
99 | 24,261 | M |
|
Okinawa Financial Group,Inc.
株式会社おきなわフィナンシャルグループ
|
— |
−100%
Exit
—
|
100 | 48,360 | M |
| 株式会社長野銀行 | — |
−100%
Exit
—
|
36 | 25,500 | M |
| Portfolio total | 7,237 | 7,292 | |||
Book value in ¥M · ↓ reduced · ↑ increased vs prior year · M = mutual holding