7184
THE FIRST BANK OF TOYAMA, LTD.
株式会社 富山第一銀行
Financial Services · Banks - Regional
The First Bank Of Toyama, Ltd. provides banking and financial services for individual, corporate, and business customers in Japan. It operates through the Banking Business and Leasing Business segments. The company's deposit accounts include regular, fixed, term, savings, foreign currency, and other deposits. It also provides mortgage loans, such as refinancing, new loans, and loans for current customers; car and education loans; renovation loans; and free, housing, and employee loans. In addition, the company offers investment trust, asset management, safe deposit box, remittance, payment, and internet banking and app services, as well as is involved in insurance consultation for medical insurance, whole life insurance, and individual pension insurance. The First Bank Of Toyama, Ltd. was incorporated in 1944 and is headquartered in Toyama, Japan.
Price
¥2,498
Market Cap
¥159.2B
Ent. Value
—
Net Cash
est
—
Shares Out.
63.7M
P / E
12.0×
EV / EBIT
—
P / Book
1.04×
P / NCAV
N/M
Div. Yield
1.36%
Financials
| Metric |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | ¥1,594.2B | ¥1,580.8B | ¥1,485.7B | ¥1,466.3B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| PP&E | ¥8.0B | ¥7.9B | ¥8.3B | ¥9.2B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Intangible Assets | ¥1.8B | ¥881M | ¥762M | ¥778M | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Deferred Tax Assets | ¥138M | ¥44M | ¥59M | ¥76M | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Liabilities | ¥1,441.7B | ¥1,424.8B | ¥1,363.4B | ¥1,345.0B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Pension Obligations | ¥25M | ¥11M | ¥235M | ¥166M | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Deferred Tax Liab. | ¥12.4B | ¥17.8B | ¥4.3B | ¥4.8B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Equity | ¥152.5B | ¥156.0B | ¥122.3B | ¥121.3B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Capital Stock | ¥10.2B | ¥10.2B | ¥10.2B | ¥10.2B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Capital Surplus | ¥9.5B | ¥6.3B | ¥6.3B | ¥6.3B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Retained Earnings | ¥97.5B | ¥85.9B | ¥83.3B | ¥79.9B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Treasury Stock | ¥-101M | ¥-586M | ¥-1.3B | ¥-357M | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| AOCI | ¥35.5B | ¥46.9B | ¥16.6B | ¥18.0B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Equity (owners) | ¥117.1B | ¥101.8B | ¥98.5B | ¥96.0B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minority Interests | — | ¥7.3B | ¥7.2B | ¥7.2B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| BV/Share | ¥1,836 | ¥1,606 | ¥1,539 | ¥1,441 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Metric |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
|---|---|---|---|---|
| Operating CF | ¥3.4B | ¥8.2B | ¥-23.7B | ¥-4.3B |
| Taxes Paid | ¥-3.8B | ¥-1.3B | ¥-2.2B | ¥-1.9B |
| D&A | ¥1.2B | ¥988M | ¥971M | ¥1.0B |
| Investing CF | ¥11.2B | ¥-12.5B | ¥46.0B | ¥-14.6B |
| CapEx | ¥951M | ¥569M | ¥135M | ¥419M |
| Financing CF | ¥-2.6B | ¥-2.0B | ¥-2.0B | ¥-800M |
| Dividends Paid | ¥-1.8B | ¥-1.5B | ¥-977M | ¥-799M |
| Free Cash Flow | ¥2.4B | ¥7.6B | ¥-23.8B | ¥-4.7B |
| Net Change in Cash | ¥11.9B | ¥-6.3B | ¥20.4B | ¥-19.6B |
Capital Allocation Signals 2
| Date | Type | Amount | Summary | |
|---|---|---|---|---|
|
2026-05-12
15:00
|
Buyback | ¥5.5B ¥2750.0/sh 3.2% | TOYAMA, First Bank (7184) board approved share buyback of up to 2.0 million shares (3.18% of outstanding) for up to ¥5.5… | |
|
Summary
TOYAMA, First Bank (7184) board approved share buyback of up to 2.0 million shares (3.18% of outstanding) for up to ¥5.5 billion during May 13-29, 2026, using open market purchases including ToSTNeT-3. Concurrently, the bank will cancel 1,309,700 existing treasury shares (2.03% of issued total) on May 29, 2026, as part of flexible capital management in response to changing business conditions.
Deadline: 2026-05-29
% of Shares: 3.2%
Shares: 2,000,000
Source (JP)
当行は、2026年５月12日開催の取締役会において、会社法第165条第３項の規定により読み替えて適用される同法第156条の規定に基づき自己株式を取得すること及び会社法第178条の規定に基づく自己株式の消却を行うことについて決議いたしました
自己株式取得に係る事項の決定及び自己株式の消却に関するお知らせ
TDnet PDF
|
||||
|
2026-05-12
15:00
|
Div Increase | ¥3.5B ¥56.0/sh +195% | TOYAMA, First Bank announced a dividend increase for fiscal year ending March 31, 2026. The final dividend was raised by… | |
|
Summary
TOYAMA, First Bank announced a dividend increase for fiscal year ending March 31, 2026. The final dividend was raised by 6 yen per share from the prior forecast (50 yen) to 56 yen, resulting in total annual dividends of 84 yen per share (up 147% YoY from 34 yen). The increase reflects stronger-than-expected full-year earnings, with total dividend payout of 3,519 million yen aligned with the company's stable dividend policy targeting a 35%+ payout ratio.
Deadline: 2026-06-24
YoY: +195%
Source (JP)
１株当たりの期末配当金を直近の配当予想から６円増配し、１株当たり 56 円とすることにいたしました。これにより 2026 年３月期の年間配当金は、１株当たり 84 円となる予定であります。
剰余金の配当（増配）に関するお知らせ
TDnet PDF
|
||||
| # | Shareholder | Shares (thou.) | % of Total |
|---|---|---|---|
| 1 |
Japan Master Trust Bank
日本マスタートラスト信託銀行株式会社（信託口）
|
7,662 | 12.01% |
| 2 | 株式会社北陸銀行 | 1,941 | 3.04% |
| 3 |
The Fukui Bank, Ltd.
株式会社福井銀行
|
1,788 | 2.80% |
| 4 |
Japan Custody Bank
株式会社日本カストディ銀行（信託口）
|
1,713 | 2.68% |
| 5 |
Stock Ownership Plan
富山第一銀行職員持株会
|
1,402 | 2.20% |
| 6 |
Nippon Life Insurance
日本生命保険相互会社
|
1,310 | 2.05% |
| 7 |
Mitsui Sumitomo Insurance Company, Limited
三井住友海上火災保険株式会社
|
1,259 | 1.97% |
| 8 | 北日本放送株式会社 | 1,075 | 1.68% |
| 9 |
Tokio Marine & Nichido Fire Insurance Co., Ltd.
東京海上日動火災保険株式会社
|
1,041 | 1.63% |
| 10 | 株式会社インテック | 1,000 | 1.56% |
as of 2025-03-31
Source: EDINET ↗
Ownership by year — hover bars for detail
Domestic Nominees
14.7%
+1.2% vs 2024
Trust bank custodians — GPIF, pensions, investment trusts
Foreign Custodians
0.0%
+0.0% vs 2024
Sub-custodians for foreign asset managers
Direct / Strategic
16.9%
-0.3% vs 2024
Named entities with disclosed investment intent
Bar = % of shares outstanding · top-10 covers 31.6% · grey = other shareholders · 2025
| Shareholder | Trend | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Japan Master Trust Bank 日本マスタートラスト信託銀行 | 7.06% | 11.30% | 12.01% +0.71% | |
| 式会社北陸銀行 | 3.03% | 3.06% | 3.04% -0.02% | |
| The Fukui Bank, Ltd. 式会社福井銀行 | 2.79% | 2.82% | 2.80% -0.02% | |
| Japan Custody Bank 日本カストディ銀行 | — | 2.14% | 2.68% +0.54% | |
| Stock Ownership Plan 富山第一銀行職員持株会 | 2.42% | 2.35% | 2.20% -0.15% | |
| Nippon Life Insurance 日本生命保険 | 2.04% | 2.06% | 2.05% -0.01% | |
| Mitsui Sumitomo Insurance Company, Limited 三井住友海上火災保険 | 2.20% | 2.22% | 1.97% -0.25% | |
| 北日本放送 NEW ENTRY | — | — | — | 1.68% NEW |
| Tokio Marine & Nichido Fire Insurance Co., Ltd. 東京海上日動火災保険 | 1.62% | 1.64% | 1.63% -0.01% | |
| 式会社インテック | 1.56% | 1.57% | 1.56% -0.01% | |
| Sumitomo Life Insurance 住友生命保険 last seen 2024 | Exited Top 10 | 1.50% | 1.51% | — |
| 井村 俊哉 last seen 2023 | Exited Top 10 | 2.21% | — | — |
| Concentration (HHI) ⓘ | 94 | 172 | 189 |
3 fiscal years · top-10 holders per year · >2,500 HHI = high concentration · entity-resolved
Portfolio Book Value
¥8,339M
+227% since 2023
Holdings
17
+5 new
Trend
4 building
vs 2023
| Held Company | FY2025 ¥8,339M total | FY2023 ¥2,548M total | |||
|---|---|---|---|---|---|
| Book Val ¥M | Shares | Book Val ¥M | Shares | ||
|
Hokuriku Electric Power Company
北陸電力（株）
|
2,285 |
+1727.0%
↑
2,740,520
|
88 | 150,000 | M |
|
GOLDWIN INC.
（株）ゴールドウイン
|
2,021 |
NEW
New
244,796
|
— | M | |
|
NIPPON SEIKI CO.,LTD.
日本精機（株）
|
1,057 |
911,881
|
771 | 911,881 | M |
|
Tonami Holdings Co.,Ltd.
トナミホールディングス（株）
|
603 |
+23.9%
↑
59,085
|
196 | 47,685 | M |
|
ALBIS Co.,Ltd.
アルビス（株）
|
396 |
142,600
|
355 | 142,600 | M |
|
Hokuhoku Financial Group, Inc.
（株）ほくほくフィナンシャルグループ
|
385 |
NEW
New
150,155
|
— | M | |
|
TANAKA SEIMITSU KOGYO CO.,LTD.
田中精密工業（株）
|
272 |
270,000
|
180 | 270,000 | M |
|
ASAHI PRINTING CO.,LTD.
朝日印刷（株）
|
269 |
+114.3%
↑
300,000
|
122 | 140,000 | M |
|
The Fukui Bank, Ltd.
（株）福井銀行
|
269 |
NEW
New
150,000
|
— | M | |
|
Daito Pharmaceutical Co., Ltd.
ダイト（株）
|
264 |
+10.0%
↑
121,000
|
270 | 110,000 | M |
| （株）八十二銀行 | 179 |
NEW
New
170,434
|
— | M | |
|
譬ｪ蠑丈ｼ夂､ｾ繧ｷ繧ｭ繝弱ワ繧､繝�繝�繧ｯ
（株）シキノハイテック
|
105 |
100,000
|
375 | 100,000 | M |
|
NACHI-FUJIKOSHI CORP.
（株）不二越
|
100 |
29,310
|
115 | 29,310 | M |
|
Sankyo Tateyama,Inc.
三協立山（株）
|
62 |
NEW
New
102,879
|
— | M | |
|
COSEL CO.,LTD.
コーセル（株）
|
33 |
31,680
|
36 | 31,680 | |
|
TAKAGI SEIKO CORPORATION
（株）タカギセイコー
|
27 |
20,000
|
28 | 20,000 | M |
|
FUKUSHIMA PRINTING CO.,LTD.
福島印刷（株）
|
12 |
30,000
|
12 | 30,000 | M |
| Portfolio total | 8,339 | 2,548 | |||
Book value in ¥M · ↓ reduced · ↑ increased vs prior year · M = mutual holding