8537
THE TAIKO BANK,LTD.
株式会社大光銀行
Banks
The Taiko Bank,Ltd. provides various banking products and services in Japan. The company accepts deposits; and offers loans, credit cards and guarantee, leasing, foreign and domestic exchange, investment trust, and insurance services, as well as engages in the securities investment operations; and sells public bonds. The company was incorporated in 1942 and is headquartered in Nagaoka, Japan.
Price
¥2,834
Market Cap
¥27.0B
Ent. Value
—
Net Cash
est
—
Shares Out.
9.5M
P / E
10.8×
EV / EBIT
—
⚠ TSE Capital Mandate
P / Book
0.36×
P / NCAV
N/M
Div. Yield
2.29%
Financials
| Metric |
FY 2025
TDnet |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
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|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | — | ¥1,678.8B | ¥1,625.1B | ¥1,605.3B | ¥1,702.1B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| PP&E | — | ¥14.5B | ¥14.7B | ¥15.0B | ¥16.1B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Intangible Assets | — | ¥719M | ¥864M | ¥349M | ¥389M | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Deferred Tax Assets | — | ¥3.9B | ¥1.9B | ¥3.2B | ¥1.2B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Liabilities | — | ¥1,603.3B | ¥1,547.0B | ¥1,531.7B | ¥1,624.7B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Pension Obligations | — | — | — | ¥31M | ¥31M | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Equity | — | ¥75.5B | ¥78.2B | ¥73.6B | ¥77.4B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Capital Stock | — | ¥10.0B | ¥10.0B | ¥10.0B | ¥10.0B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Capital Surplus | — | ¥8.2B | ¥8.2B | ¥8.2B | ¥8.2B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Retained Earnings | — | ¥59.1B | ¥56.9B | ¥55.5B | ¥54.8B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Treasury Stock | — | ¥-294M | ¥-312M | ¥-441M | ¥-472M | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| AOCI | — | ¥-2.2B | ¥2.7B | ¥-344M | ¥4.2B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Equity (owners) | — | ¥77.0B | ¥74.8B | ¥73.2B | ¥72.5B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minority Interests | — | ¥541M | ¥516M | ¥493M | ¥460M | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| BV/Share | — | ¥8,078 | ¥7,856 | ¥7,742 | ¥7,681 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Metric |
FY 2025
TDnet |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
|---|---|---|---|---|---|
| Operating CF | — | ¥40.9B | ¥1.6B | ¥-139.4B | ¥-4.2B |
| D&A | — | ¥817M | ¥620M | ¥653M | ¥740M |
| Investing CF | — | ¥846M | ¥-19.4B | ¥6.6B | ¥10.6B |
| CapEx | — | ¥643M | ¥203M | ¥107M | ¥224M |
| Financing CF | — | ¥-649M | ¥-592M | ¥-589M | ¥-592M |
| Dividends Paid | — | ¥-523M | ¥-474M | ¥-472M | ¥-471M |
| Share Buybacks | — | ¥0M | ¥0M | ¥0M | ¥0M |
| Free Cash Flow | — | ¥40.3B | ¥1.4B | ¥-139.5B | ¥-4.4B |
| Net Change in Cash | — | ¥41.1B | ¥-18.4B | ¥-133.4B | ¥5.8B |
| Metric |
FY 2025
TDnet |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
|---|---|---|---|---|---|
| ROE | — | 3.3% | 2.3% | 1.7% | 2.6% |
| ROA | — | 0.2% | 0.1% | 0.1% | 0.1% |
| EPS | — | ¥261.93 | ¥180.55 | ¥135.45 | ¥216.51 |
| DPS | — | ¥65.00 | ¥50.00 | ¥50.00 | ¥50.00 |
| BPS | — | ¥7,849.60 | ¥8,140.59 | ¥7,705.97 | ¥8,130.54 |
| FCF/Share | — | ¥4,227 | ¥147 | ¥-14,747 | ¥-468 |
| Payout Ratio | — | 24.8% | 27.7% | 36.9% | 23.1% |
Event Timeline
S Shareholder
A Capital Signal
Large Shareholder Reports 6
Capital Allocation Signals 1
| Date | Type | Amount | Summary | |
|---|---|---|---|---|
|
2026-04-28
16:30
|
Div Increase | ¥89.0/sh +54% | TAIKO Bank (8537) raised FY2026 earnings guidance and increased full-year dividend by 19 yen per share to 89 yen, compri… | |
|
Summary
TAIKO Bank (8537) raised FY2026 earnings guidance and increased full-year dividend by 19 yen per share to 89 yen, comprising mid-term dividend of 35 yen and year-end dividend of 54 yen (raised from 35 yen). The dividend increase reflects upward business performance revision driven by higher lending interest income and securities portfolio rebalancing gains, with implied payout ratio of 30.2%.
YoY: +54%
Source (JP)
2026年３月期の期末配当予想を１株当たり35円から19円増配し、54円に修正いたします。これにより、2026年３月期の１株当たり年間配当金は、中間配当35円と合わせ89円となり、配当性向（連結）は30.2％となる見込みです。
業績予想の修正及び配当予想の修正（増配）に関するお知らせ
TDnet PDF
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| # | Shareholder | Shares (thou.) | % of Total |
|---|---|---|---|
| 1 |
Employee Stock Ownership Plan
大光従業員持株会
|
320 | 3.35% |
| 2 |
Japan Master Trust Bank
日本マスタートラスト信託銀行株式会社（信託口）
|
272 | 2.85% |
| 3 | SBI地銀ホールディングス株式会社 | 268 | 2.81% |
| 4 |
Daishi Hokuetsu Bank,Ltd.
株式会社第四北越銀行
|
224 | 2.35% |
| 5 | 鈴木 高幸 | 163 | 1.71% |
| 6 |
THE TOWA BANK,LTD.
株式会社東和銀行
|
148 | 1.55% |
| 7 |
THE DAITO BANK, LTD.
株式会社大東銀行
|
142 | 1.49% |
| 8 | セコム上信越株式会社 | 126 | 1.32% |
| 9 |
TOMATO BANK,LTD.
株式会社トマト銀行
|
118 | 1.24% |
| 10 | 株式会社長野銀行 | 113 | 1.19% |
as of 2025-03-31
Source: EDINET ↗
Ownership by year — hover bars for detail
Domestic Nominees
2.9%
-9.0% vs 2024
Trust bank custodians — GPIF, pensions, investment trusts
Foreign Custodians
0.0%
+0.0% vs 2024
Sub-custodians for foreign asset managers
Direct / Strategic
17.0%
+1.2% vs 2024
Named entities with disclosed investment intent
Bar = % of shares outstanding · top-10 covers 19.9% · grey = other shareholders · 2025
| Shareholder | Trend | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Employee Stock Ownership Plan 大光従業員持株会 | 3.39% | 3.38% | 3.35% -0.03% | |
| Japan Master Trust Bank 日本マスタートラスト信託銀行 | 6.86% | 5.96% | 2.85% -3.11% | |
| SBI地銀ホールディングス | 2.83% | 2.81% | 2.81% | |
| Daishi Hokuetsu Bank,Ltd. 式会社第四北越銀行 | 2.37% | 2.35% | 2.35% | |
| 鈴木 高幸 | — | 1.71% | 1.71% | |
| THE TOWA BANK,LTD. 式会社東和銀行 | 1.56% | 1.55% | 1.55% | |
| THE DAITO BANK, LTD. 式会社大東銀行 | 1.50% | 1.49% | 1.49% | |
| セコム上信越 | 1.33% | 1.32% | 1.32% | |
| TOMATO BANK,LTD. 式会社トマト銀行 | — | 1.24% | 1.24% | |
| 式会社長野銀行 NEW ENTRY | — | — | — | 1.19% NEW |
| 日本カストディ銀行 last seen 2024 | Exited Top 10 | 7.59% | 5.84% | — |
| BBH BOSTON FOR NOMURA JAPAN SMALLER CAPITALIZATION FUND last seen 2023 | Exited Top 10 | 3.52% | — | — |
| Concentration (HHI) ⓘ | 149 | 105 | 45 |
3 fiscal years · top-10 holders per year · >2,500 HHI = high concentration · entity-resolved
Portfolio Book Value
¥5,749M
-8% since 2023
Holdings
24
+2 new
6 exited
Trend
3 building
vs 2023
| Held Company | FY2025 ¥5,749M total | FY2023 ¥6,226M total | |||
|---|---|---|---|---|---|
| Book Val ¥M | Shares | Book Val ¥M | Shares | ||
|
Daishi Hokuetsu Financial Group,Inc.
株式会社第四北越フィナンシャルグループ
|
1,177 |
+100.0%
↑
373,140
|
539 | 186,570 | |
|
NIPPON SEIKI CO.,LTD.
日本精機株式会社
|
1,174 |
1,012,453
|
856 | 1,012,453 | M |
| アクシアルリテイリング株式会社 | 581 |
+300.0%
↑
602,172
|
516 | 150,543 | |
|
FUKUDA CORPORATION
株式会社福田組
|
420 |
80,797
|
375 | 80,797 | M |
|
SBI Holdings, Inc.
SBIホールディングス株式会社
|
418 |
105,000
|
275 | 105,000 | |
|
UEKI CORPORATION
株式会社植木組
|
265 |
149,452
|
200 | 149,452 | M |
|
BOURBON CORPORATION
株式会社ブルボン
|
253 |
100,000
|
213 | 100,000 | M |
| 株式会社八十二銀行 | 171 |
NEW
New
162,052
|
— | ||
|
OKASAN SECURITIES GROUP INC.
株式会社岡三証券グループ
|
168 |
254,400
|
119 | 254,400 | |
|
BSN MEDIA HOLDINGS,INC.
株式会社BSNメディアホールディングス
|
165 |
NEW
New
90,000
|
— | M | |
|
TOMATO BANK,LTD.
株式会社トマト銀行
|
158 |
131,200
|
133 | 131,200 | M |
|
Aozora Bank, Ltd.
株式会社あおぞら銀行
|
146 |
71,000
|
170 | 71,000 | |
|
IWATSUKA CONFECTIONERY CO.,LTD.
岩塚製菓株式会社
|
113 |
+100.0%
↑
40,000
|
94 | 20,000 | M |
|
THE TOCHIGI BANK, LTD.
株式会社栃木銀行
|
95 |
300,000
|
82 | 300,000 | M |
|
THE TOWA BANK,LTD.
株式会社東和銀行
|
85 |
139,554
|
75 | 139,554 | M |
|
The Bank of Toyama,Ltd.
株式会社富山銀行
|
83 |
54,600
|
92 | 54,600 | M |
|
THE DAITO BANK, LTD.
株式会社大東銀行
|
81 |
115,100
|
73 | 115,100 | M |
|
Hokuriku Gas Co.
北陸瓦斯株式会社
|
68 |
20,000
|
58 | 20,000 | |
|
HOKUETSU METAL Co.,Ltd.
北越メタル株式会社
|
38 |
28,600
|
49 | 28,600 | |
|
Jimoto Holdings,Inc.
株式会社じもとホールディングス
|
36 |
104,420
|
40 | 104,420 | |
|
KITAC CORPORATION
株式会社キタック
|
29 |
90,500
|
27 | 90,500 | M |
| 株式会社リンコー・コーポレーション | 25 |
14,500
|
22 | 14,500 | M |
|
Tokio Marine Holdings, Inc.
東京海上ホールディングス株式会社
|
— | — | |||
| 第一生命ホールディングス株式会社 | — | — | |||
|
ZENKOKU HOSHO Co.,Ltd
全国保証株式会社
|
— |
−100%
Exit
—
|
1,884 | 377,200 | M |
|
The Bank of Nagoya, Ltd.
株式会社名古屋銀行
|
— |
−100%
Exit
—
|
52 | 16,500 | M |
| 株式会社新潟放送 | — |
−100%
Exit
—
|
133 | 90,000 | M |
| 株式会社長野銀行 | — |
−100%
Exit
—
|
92 | 63,800 | M |
|
Tohoku Electric Power Company,Incorporated
東北電力株式会社
|
— |
−100%
Exit
—
|
49 | 75,447 | |
|
JACCS CO., LTD.
株式会社ジャックス
|
— |
−100%
Exit
—
|
8 | 2,000 | |
| Portfolio total | 5,749 | 6,226 | |||
Book value in ¥M · ↓ reduced · ↑ increased vs prior year · M = mutual holding