8544
The Keiyo Bank, Ltd.
株式会社 京葉銀行
Financial Services · Banks - Regional
The Keiyo Bank, Ltd. offers various banking products and services to individual, corporate, and business customers in Japan. It offers current, ordinary, savings, time, separate, tax payment reserve, and foreign currency deposits; loans of bill and deeds; overdraft; bill discounting; trading account securities; loand; securities investment services; domestic and foreign exchange services; and bonds and fiduciary services. The company also provides custody and safe-deposit box services; debt guarantee; underwriting of government bonds; commercial paper; brokerage services; insurance and trust services; over-the-counter sales of bonds and investment trust; and personal referral and agency business. The Keiyo Bank, Ltd. was incorporated in 1943 and is based in Chiba, Japan.
Price
¥2,581
Market Cap
¥315.9B
Ent. Value
—
Net Cash
est
—
Shares Out.
122.4M
P / E
24.8×
EV / EBIT
—
P / Book
1.03×
P / NCAV
N/M
Div. Yield
1.16%
Financials
| Metric |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
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|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | ¥6,561.7B | ¥6,547.2B | ¥6,575.9B | ¥6,903.2B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| PP&E | ¥55.9B | ¥56.5B | ¥57.0B | ¥58.1B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Intangible Assets | ¥20.7B | ¥18.5B | ¥16.8B | ¥11.5B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Deferred Tax Assets | ¥5.1B | ¥18M | ¥8.1B | ¥6.7B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Liabilities | ¥6,251.0B | ¥6,218.3B | ¥6,279.8B | ¥6,607.2B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Pension Obligations | ¥9M | ¥9M | ¥935M | ¥240M | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Deferred Tax Liab. | ¥1.2B | ¥6.0B | ¥651M | ¥575M | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Equity | ¥310.7B | ¥328.9B | ¥296.1B | ¥296.0B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Capital Stock | ¥49.8B | ¥49.8B | ¥49.8B | ¥49.8B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Capital Surplus | ¥39.7B | ¥39.7B | ¥39.7B | ¥39.7B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Retained Earnings | ¥204.4B | ¥195.0B | ¥189.0B | ¥183.1B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Treasury Stock | ¥-7.9B | ¥-6.1B | ¥-6.6B | ¥-7.3B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| AOCI | ¥18.0B | ¥44.3B | ¥18.7B | ¥25.6B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Equity (owners) | ¥286.0B | ¥278.4B | ¥271.9B | ¥265.2B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minority Interests | ¥6.7B | ¥6.2B | ¥5.5B | ¥5.2B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| BV/Share | ¥2,337 | ¥2,237 | ¥2,147 | ¥2,069 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Metric |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
|---|---|---|---|---|
| Operating CF | ¥-83.4B | ¥-181.7B | ¥-510.2B | ¥1,331.1B |
| D&A | ¥4.3B | ¥3.2B | ¥3.6B | ¥3.7B |
| Investing CF | ¥-40.3B | ¥-1.4B | ¥26.7B | ¥-118.6B |
| CapEx | ¥2.3B | ¥2.1B | ¥1.6B | ¥1.5B |
| Financing CF | ¥-5.1B | ¥-4.4B | ¥-3.7B | ¥-4.3B |
| Dividends Paid | ¥-3.3B | ¥-2.8B | ¥-2.8B | ¥-2.6B |
| Share Buybacks | ¥-2.0B | ¥-1.5B | ¥-1.0B | ¥-1.7B |
| Free Cash Flow | ¥-85.7B | ¥-183.8B | ¥-511.7B | ¥1,329.6B |
| Net Change in Cash | ¥-128.9B | ¥-187.5B | ¥-487.2B | ¥1,208.2B |
| Metric |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
|---|---|---|---|---|
| ROE | 4.1% | 3.5% | 3.6% | 3.8% |
| ROA | 0.2% | 0.2% | 0.2% | 0.2% |
| EPS | ¥104.05 | ¥87.11 | ¥81.80 | ¥86.84 |
| DPS | ¥30.00 | ¥24.00 | ¥22.00 | ¥20.50 |
| BPS | ¥2,508.89 | ¥2,615.26 | ¥2,313.85 | ¥2,288.27 |
| FCF/Share | ¥-701 | ¥-1,477 | ¥-4,042 | ¥10,371 |
| Payout Ratio | 28.8% | 27.6% | 26.9% | 23.6% |
Event Timeline
S Shareholder
A Capital Signal
Large Shareholder Reports 2
Capital Allocation Signals 2
| Date | Type | Amount | Summary | |
|---|---|---|---|---|
|
2026-05-12
13:30
|
Div Increase | ¥2.8B ¥23.0/sh +44% | Keiyo Bank, (8544) announced a dividend increase for fiscal year ending March 31, 2026, raising the per-share dividend t… | |
|
Summary
Keiyo Bank, (8544) announced a dividend increase for fiscal year ending March 31, 2026, raising the per-share dividend to ¥23.00 (vs. prior guidance of ¥21.00 and prior year ¥16.00), representing a 43.75% year-over-year increase. The company also resolved to transfer ¥30 billion from reserve funds to retained earnings to enable flexible capital allocation and shareholder returns. Full-year dividend totals ¥42.00 per share including the interim dividend of ¥19.00.
Deadline: 2026-06-25
YoY: +44%
Source (JP)
当期の期末配当金につきましては、上記の方針や業績及び財政状況等を勘案し、前回予想の1株当たり21円から2円増額し23円とすることといたしました。
剰余金の配当（増配）及び別途積立金の取り崩しに関するお知らせ
TDnet PDF
|
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|
2026-05-12
13:30
|
Capital Policy | — | Keiyo Bank, modified its shareholder return policy effective fiscal year ending March 2027, shifting focus from total pa… | |
|
Summary
Keiyo Bank, modified its shareholder return policy effective fiscal year ending March 2027, shifting focus from total payout ratio (40%) to dividend payout ratio (40% or higher) as the primary metric. The Bank, emphasizes stable dividend growth per share driven by earnings growth while maintaining flexibility for opportunistic share buybacks based on capital efficiency, market conditions, and medium-to-long-term investment opportunities. This policy change reflects management's commitment to cost-of-capital consciousness and PBR improvement.
Source (JP)
株主還元については、安定配当を基本としつつ配当性向を40％以上とすることといたします。また自己株式取得は、資本効率や市場動向、中長期的な成長に向けた投資機会等を踏まえ機動的に実施いたします。
株主還元方針の変更に関するお知らせ
TDnet PDF
|
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| # | Shareholder | Shares (thou.) | % of Total |
|---|---|---|---|
| 1 |
Japan Master Trust Bank
日本マスタートラスト信託銀行株式会社（信託口)
|
11,448 | 9.35% |
| 2 |
The Chiba Bank, Ltd.
株式会社千葉銀行
|
5,606 | 4.58% |
| 3 |
Stock Ownership Plan
京葉銀行職員持株会
|
4,182 | 3.41% |
| 4 |
Japan Custody Bank
株式会社日本カストディ銀行（信託口）
|
3,966 | 3.24% |
| 5 |
Sumitomo Life Insurance
住友生命保険相互会社
|
3,561 | 2.90% |
| 6 | 千葉県民共済生活協同組合 | 3,100 | 2.53% |
| 7 |
Meiji Yasuda Life Insurance
明治安田生命保険相互会社
|
2,969 | 2.42% |
| 8 |
Sompo Japan Insurance Inc.
損害保険ジャパン株式会社
|
2,702 | 2.20% |
| 9 |
Sumitomo Realty & Development Co.,Ltd.
住友不動産株式会社
|
2,509 | 2.05% |
| 10 |
Mitsui Sumitomo Insurance Company, Limited
三井住友海上火災保険株式会社
|
2,405 | 1.96% |
as of 2025-03-31
Source: EDINET ↗
Ownership by year — hover bars for detail
Domestic Nominees
12.6%
+1.0% vs 2024
Trust bank custodians — GPIF, pensions, investment trusts
Foreign Custodians
0.0%
+0.0% vs 2024
Sub-custodians for foreign asset managers
Direct / Strategic
22.1%
-1.1% vs 2024
Named entities with disclosed investment intent
Bar = % of shares outstanding · top-10 covers 34.6% · grey = other shareholders · 2025
| Shareholder | Trend | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Japan Master Trust Bank 日本マスタートラスト信託銀行 | 9.37% | 8.23% | 9.35% +1.12% | |
| The Chiba Bank, Ltd. 式会社千葉銀行 | 4.82% | 4.90% | 4.58% -0.32% | |
| Stock Ownership Plan 京葉銀行職員持株会 | 3.52% | 3.43% | 3.41% -0.02% | |
| Japan Custody Bank 日本カストディ銀行 | 5.00% | 3.38% | 3.24% -0.14% | |
| Sumitomo Life Insurance 住友生命保険 | 2.81% | 2.86% | 2.90% +0.04% | |
| 千葉県民共済生活協同組合 | 2.44% | 2.49% | 2.53% +0.04% | |
| Meiji Yasuda Life Insurance 明治安田生命保険 | 2.34% | 2.38% | 2.42% +0.04% | |
| Sompo Japan Insurance Inc. 損害保険ジャパン | 2.66% | 2.71% | 2.20% -0.51% | |
| Sumitomo Realty & Development Co.,Ltd. 住友不動産 | 1.98% | 2.01% | 2.05% +0.04% | |
| Mitsui Sumitomo Insurance Company, Limited 三井住友海上火災保険 | 2.73% | 2.41% | 1.96% -0.45% | |
| Concentration (HHI) ⓘ | 186 | 152 | 164 |
3 fiscal years · top-10 holders per year · >2,500 HHI = high concentration · entity-resolved
Portfolio Book Value
¥29,353M
-10% since 2023
Holdings
22
+5 new
11 exited
Trend
1 unwinding
vs 2023
| Held Company | FY2025 ¥29,353M total | FY2023 ¥32,781M total | |||
|---|---|---|---|---|---|
| Book Val ¥M | Shares | Book Val ¥M | Shares | ||
|
Sumitomo Realty & Development Co.,Ltd.
住友不動産株式会社
|
5,879 |
1,051,200
|
3,134 | 1,051,200 | M |
|
ORIENTAL LAND CO.,LTD.
株式会社オリエンタルランド
|
3,828 |
+400.0%
↑
1,300,000
|
5,886 | 260,000 | M |
|
MS&AD Insurance Group Holdings, Inc.
ＭＳ＆ＡＤインシュアランスグループホールディングス株式会社 （注）４
|
3,734 |
NEW
New
1,158,094
|
— | ||
|
Sompo Holdings, Inc.
ＳＯＭＰＯホールディングス株式会社 （注）５
|
3,309 |
NEW
New
732,071
|
— | ||
|
Shin Nippon Construction Co., Ltd.
新日本建設株式会社
|
2,691 |
-15.0%
↓
1,722,169
|
1,896 | 2,026,169 | M |
|
East Japan Railway Company
東日本旅客鉄道株式会社 （注）６
|
2,214 |
NEW
New
750,000
|
— | ||
|
TECHNO RYOWA LTD.
株式会社テクノ菱和
|
1,899 |
723,800
|
630 | 723,800 | M |
|
Central Japan Railway Company
東海旅客鉄道株式会社
|
1,427 |
+400.0%
↑
500,000
|
1,581 | 100,000 | |
|
Keisei Electric Railway Co.
京成電鉄株式会社 （注）７
|
1,374 |
NEW
New
1,020,000
|
— | M | |
|
K&O Energy Group Inc.
Ｋ＆Ｏエナジーグループ株式会社
|
718 |
240,065
|
506 | 240,065 | M |
|
The Musashino Bank, Ltd.
株式会社武蔵野銀行
|
487 |
149,451
|
332 | 149,451 | M |
|
Aichi Financial Group Co., Ltd.
株式会社あいちフィナンシャルグループ
|
463 |
NEW
New
162,171
|
— | ||
|
JACCS CO., LTD.
株式会社ジャックス
|
421 |
108,034
|
474 | 108,034 | M |
|
Aoyama Zaisan Networks Company,Limited
株式会社青山財産ネットワークス
|
382 |
200,000
|
212 | 200,000 | M |
|
AEON Co.,Ltd.
イオン株式会社
|
227 |
60,786
|
155 | 60,786 | M |
|
NANSO Transport Co., Ltd.
南総通運株式会社
|
130 |
+100.0%
↑
120,000
|
79 | 60,000 | M |
|
Mizuho Financial Group, Inc.
株式会社みずほフィナンシャルグループ
|
81 |
20,000
|
37 | 20,000 | |
|
ITOKI CORPORATION
株式会社イトーキ
|
54 |
33,187
|
24 | 33,187 | M |
|
CVS Bay Area Inc.
株式会社シー・ヴイ・エス・ベイエリア
|
29 |
52,800
|
22 | 52,800 | |
|
ICHISHIN HOLDINGS CO., LTD.
株式会社市進ホールディングス
|
6 |
15,000
|
6 | 15,000 | M |
| 株式会社愛知銀行 （注４） | — | — | |||
|
Tsukuba Bank, Ltd.
株式会社筑波銀行
|
— | — | |||
|
The Bank of Nagoya, Ltd.
株式会社名古屋銀行
|
— |
−100%
Exit
—
|
160 | 51,000 | M |
|
The Chiba Bank, Ltd.
株式会社千葉銀行
|
— |
−100%
Exit
—
|
8,710 | 10,187,518 | M |
|
MS&AD Insurance Group Holdings, Inc.
ＭＳ＆ＡＤインシュアランスグループホールディングス株式会社
|
— |
−100%
Exit
—
|
2,643 | 643,798 | |
|
East Japan Railway Company
東日本旅客鉄道株式会社
|
— |
−100%
Exit
—
|
1,833 | 250,000 | |
|
Sompo Holdings, Inc.
ＳＯＭＰＯホールディングス株式会社
|
— |
−100%
Exit
—
|
1,602 | 305,057 | |
|
Keisei Electric Railway Co.
京成電鉄株式会社
|
— |
−100%
Exit
—
|
1,385 | 340,000 | M |
|
Sumitomo Mitsui Financial Group, Inc.
株式会社三井住友フィナンシャルグループ
|
— |
−100%
Exit
—
|
454 | 85,800 | |
|
Aichi Financial Group Co., Ltd.
株式会社あいちフィナンシャルグループ（注）４
|
— |
−100%
Exit
—
|
348 | 162,171 | |
|
Mitsubishi UFJ Financial Group, Inc.
株式会社三菱ＵＦＪフィナンシャル・グループ
|
— |
−100%
Exit
—
|
339 | 400,000 | |
|
Resona Holdings, Inc.
株式会社りそなホールディングス
|
— |
−100%
Exit
—
|
249 | 389,673 | |
| 三井住友トラスト・ホールディングス株式会社 | — |
−100%
Exit
—
|
84 | 18,625 | |
| Portfolio total | 29,353 | 32,781 | |||
Book value in ¥M · ↓ reduced · ↑ increased vs prior year · M = mutual holding