8392
THE OITA BANK, LTD.
株式会社大分銀行
Financial Services · Banks - Regional
The Oita Bank, Ltd. provides various banking products and services to individual and corporate clients primarily in Japan. The company offers general saving, fixed deposit, and foreign currency deposit accounts; mortgage; housing, business, free, card, car, education, renovation, and vacant house demolition and utilization loans; reverse mortgage; and insurance services. It also provides safe deposit box; internet banking; payment; foreign currency; mail order; web account transfer reception and fund transfer acceptance; automatic pension payment; forex web; debit and credit card; and foreign remittance services. In addition, the company offers management consulting, business consulting, financial advice, medical, nursing and welfare consultation, domestic exchange services; foreign exchange services; and business and management consulting services; and other ancillary services. Further, the company provides debt guarantee and computer-related businesses. The Oita Bank, Ltd. was founded in 1893 and is headquartered in Oita, Japan.
Price
¥2,254
Market Cap
¥34.7B
Ent. Value
—
Net Cash
est
—
Shares Out.
15.4M
P / E
4.6×
EV / EBIT
—
⚠ TSE Capital Mandate
P / Book
0.17×
P / NCAV
N/M
Div. Yield
4.88%
Financials
| Metric |
FY 2025
TDnet |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
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|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | — | ¥4,506.7B | ¥4,554.2B | ¥4,324.4B | ¥4,310.6B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| PP&E | — | ¥29.4B | ¥29.5B | ¥30.3B | ¥29.6B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Intangible Assets | — | ¥842M | ¥618M | ¥689M | ¥895M | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Deferred Tax Assets | — | ¥4.7B | ¥1.1B | ¥10.4B | ¥4.4B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Liabilities | — | ¥4,298.1B | ¥4,336.3B | ¥4,136.9B | ¥4,112.5B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Pension Obligations | — | ¥5.3B | ¥6.0B | ¥6.8B | ¥6.6B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Deferred Tax Liab. | — | — | ¥1.9B | ¥12M | ¥11M | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Equity | — | ¥208.6B | ¥217.9B | ¥187.5B | ¥198.1B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Capital Stock | — | ¥19.6B | ¥19.6B | ¥19.6B | ¥19.6B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Capital Surplus | — | ¥13.8B | ¥13.8B | ¥13.8B | ¥13.8B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Retained Earnings | — | ¥160.8B | ¥157.1B | ¥151.7B | ¥147.4B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Treasury Stock | — | ¥-1.6B | ¥-2.0B | ¥-2.1B | ¥-2.1B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| AOCI | — | ¥15.6B | ¥29.1B | ¥4.2B | ¥19.1B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Equity (owners) | — | ¥192.6B | ¥188.4B | ¥183.0B | ¥178.6B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minority Interests | — | ¥68M | ¥69M | ¥68M | ¥67M | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| BV/Share | — | ¥12,522 | ¥11,925 | ¥11,597 | ¥11,325 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Metric |
FY 2025
TDnet |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
|---|---|---|---|---|---|
| Operating CF | — | ¥-118.2B | ¥132.7B | ¥-95.9B | ¥470.3B |
| D&A | — | ¥1.7B | ¥1.7B | ¥1.5B | ¥1.7B |
| Investing CF | — | ¥29.7B | ¥15.4B | ¥-120.1B | ¥-34.2B |
| CapEx | — | ¥1.5B | ¥1.4B | ¥2.8B | ¥1.2B |
| Financing CF | — | ¥-3.4B | ¥-1.5B | ¥-1.3B | ¥-1.2B |
| Dividends Paid | — | ¥-1.6B | ¥-1.5B | ¥-1.3B | ¥-1.3B |
| Share Buybacks | — | ¥-2.1B | ¥-3M | ¥-1M | ¥-2M |
| Free Cash Flow | — | ¥-119.7B | ¥131.3B | ¥-98.7B | ¥469.0B |
| Net Change in Cash | — | ¥-91.9B | ¥146.7B | ¥-217.3B | ¥434.9B |
| Metric |
FY 2025
TDnet |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
|---|---|---|---|---|---|
| ROE | — | 3.5% | 3.2% | 2.8% | 2.7% |
| ROA | — | 0.2% | 0.1% | 0.1% | 0.1% |
| EPS | — | ¥485.58 | ¥413.80 | ¥342.76 | ¥340.96 |
| DPS | — | ¥110.00 | ¥95.00 | ¥90.00 | ¥80.00 |
| BPS | — | ¥13,651.03 | ¥13,769.35 | ¥11,861.14 | ¥12,538.72 |
| FCF/Share | — | ¥-7,785 | ¥8,312 | ¥-6,256 | ¥29,736 |
| Payout Ratio | — | 22.7% | 23.0% | 26.3% | 23.5% |
Event Timeline
S Shareholder
A Capital Signal
Large Shareholder Reports 3
Capital Allocation Signals 1
| Date | Type | Amount | Summary | |
|---|---|---|---|---|
|
2026-05-12
14:00
|
Capital Policy | ¥50.0/sh +47% | Oita BANK, revised its shareholder return policy effective FY2026 (ending March 2027), increasing the total payout ratio… | |
|
Summary
Oita BANK, revised its shareholder return policy effective FY2026 (ending March 2027), increasing the total payout ratio target from 30% to 35% of net income attributable to parent company shareholders, with a dividend payout ratio floor of 30%. The Bank, announced a FY2026 dividend of ¥50 per share (post-5-for-1 split; ¥250 pre-split basis), representing an 80 yen increase versus the prior year.
YoY: +47%
Source (JP)
親会社株主に帰属する当期純利益に対する総還元性向 35％以上を目標とし、このうち配当部分については、配当性向 30％以上を目安とする。
株主還元方針の見直しに関するお知らせ
TDnet PDF
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| # | Shareholder | Shares (thou.) | % of Total |
|---|---|---|---|
| 1 |
Japan Master Trust Bank
日本マスタートラスト信託銀行株式会社(信託口）
|
1,570 | 10.21% |
| 2 |
Meiji Yasuda Life Insurance
明治安田生命保険相互会社
|
689 | 4.48% |
| 3 |
Japan Custody Bank
株式会社日本カストディ銀行（信託口）
|
563 | 3.66% |
| 4 |
Stock Ownership Plan
大分銀行行員持株会
|
466 | 3.03% |
| 5 |
Nippon Life Insurance
日本生命保険相互会社
|
357 | 2.32% |
| 6 |
Daido Life Insurance Co.
大同生命保険株式会社
|
263 | 1.71% |
| 7 | 膳所 英敏 | 223 | 1.45% |
| 8 | 大分中央保険株式会社 | 209 | 1.36% |
| 9 |
JPMorgan Chase Bank, N.A.
JP MORGAN CHASE BANK 385781(常任代理人 株式会社みずほ銀行決済営業部)
|
208 | 1.35% |
| 10 | 株式会社佐伯建設 | 201 | 1.31% |
as of 2025-03-31
Source: EDINET ↗
Ownership by year — hover bars for detail
Domestic Nominees
13.9%
+1.0% vs 2024
Trust bank custodians — GPIF, pensions, investment trusts
Foreign Custodians
1.4%
+0.1% vs 2024
Sub-custodians for foreign asset managers
Direct / Strategic
15.7%
+0.7% vs 2024
Named entities with disclosed investment intent
Bar = % of shares outstanding · top-10 covers 30.9% · grey = other shareholders · 2025
| Shareholder | Trend | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Japan Master Trust Bank 日本マスタートラスト信託銀行 | 9.39% | 8.66% | 10.21% +1.55% | |
| Meiji Yasuda Life Insurance 明治安田生命保険 | 4.36% | 4.36% | 4.48% +0.12% | |
| Japan Custody Bank 日本カストディ銀行 | 4.38% | 4.25% | 3.66% -0.59% | |
| Stock Ownership Plan 大分銀行行員持株会 | 2.81% | 2.83% | 3.03% +0.20% | |
| Nippon Life Insurance 日本生命保険 | 2.26% | 2.26% | 2.32% +0.06% | |
| Daido Life Insurance Co. 大同生命保険 | 1.66% | 1.66% | 1.71% +0.05% | |
| 膳所 英敏 | 1.41% | 1.41% | 1.45% +0.04% | |
| 大分中央保険 NEW ENTRY | — | — | — | 1.36% NEW |
| JP Morgan NEW ENTRY | — | — | — | 1.35% NEW |
| 式会社佐伯建設 | 1.27% | 1.27% | 1.31% +0.04% | |
| Northern Trust last seen 2024 | Exited Top 10 | 2.99% | 1.29% | — |
| 式会社アステム last seen 2024 | Exited Top 10 | 1.21% | 1.21% | — |
| Concentration (HHI) ⓘ | 156 | 135 | 163 |
3 fiscal years · top-10 holders per year · >2,500 HHI = high concentration · entity-resolved
Portfolio Book Value
¥25,022M
-1% since 2023
Holdings
33
14 exited
Trend
2 unwinding
vs 2023
| Held Company | FY2025 ¥25,022M total | FY2023 ¥25,313M total | |||
|---|---|---|---|---|---|
| Book Val ¥M | Shares | Book Val ¥M | Shares | ||
|
Sumitomo Realty & Development Co.,Ltd.
住友不動産株式会社
|
3,629 |
649,000
|
1,935 | 649,000 | M |
|
YASKAWA Electric Corporation
株式会社安川電機
|
3,498 |
937,000
|
5,411 | 937,000 | M |
|
NIPPON SANSO HOLDINGS CORPORATION
日本酸素ホールディングス株式会社
|
2,541 |
563,000
|
1,341 | 563,000 | |
|
Sanrio Company, Ltd.
株式会社サンリオ
|
2,061 |
+200.0%
↑
300,000
|
593 | 100,000 | |
|
T&D Holdings, Inc.
株式会社Ｔ＆Ｄホールディングス
|
1,894 |
596,000
|
979 | 596,000 | |
|
SANKI ENGINEERING CO.,LTD.
三機工業株式会社
|
1,890 |
560,000
|
819 | 560,000 | M |
|
Fukuoka Financial Group, Inc.
株式会社ふくおかフィナンシャルグループ
|
1,801 |
458,000
|
1,168 | 458,000 | |
|
Kyushu Railway Company
九州旅客鉄道株式会社
|
1,143 |
313,000
|
923 | 313,000 | |
|
Kyushu Financial Group,Inc.
株式会社九州フィナンシャルグループ
|
881 |
-31.4%
↓
1,197,000
|
832 | 1,745,000 | |
|
Keihan Holdings Co.,Ltd.
京阪ホールディングス株式会社
|
651 |
200,000
|
691 | 200,000 | |
|
Tokio Marine Holdings, Inc.
東京海上ホールディングス株式会社
|
565 |
-50.3%
↓
98,000
|
502 | 197,000 | |
|
YAMAE GROUP HOLDINGS CO.,LTD.
ヤマエグループホールディングス株式会社
|
477 |
200,000
|
362 | 200,000 | |
|
J-LEASE CO.,LTD.
ジェイリース株式会社
|
457 |
+100.0%
↑
320,000
|
342 | 160,000 | |
|
Resonac Holdings Corporation
株式会社レゾナック・ホールディングス
|
457 |
154,000
|
335 | 154,000 | |
|
DAIWA INDUSTRIES LTD.
大和冷機工業株式会社
|
425 |
250,000
|
345 | 250,000 | |
|
SAPPORO HOLDINGS LIMITED
サッポロホールディングス株式会社
|
305 |
40,000
|
136 | 40,000 | |
|
The Miyazaki Bank,Ltd.
株式会社宮崎銀行
|
294 |
88,000
|
208 | 88,000 | M |
|
DAIICHI KOUTSU SANGYO Co.,Ltd.
第一交通産業株式会社
|
248 |
325,000
|
260 | 325,000 | |
|
DAIHEN CORPORATION
株式会社ダイヘン
|
246 |
38,000
|
172 | 38,000 | M |
|
Rengo Co., Ltd.
レンゴー株式会社
|
237 |
300,000
|
257 | 300,000 | |
|
Nissui Corporation
株式会社ニッスイ
|
228 |
253,000
|
137 | 253,000 | |
|
Fujibo Holdings, Inc.
富士紡ホールディングス株式会社
|
221 |
45,000
|
148 | 45,000 | |
|
RETAIL PARTNERS CO., LTD.
株式会社リテールパートナーズ
|
204 |
151,000
|
206 | 151,000 | |
|
Future Innovation Group, Inc.
ＦＩＧ株式会社
|
163 |
600,000
|
180 | 600,000 | |
|
okano valve mfg.co.ltd.
岡野バルブ製造株式会社
|
160 |
30,000
|
87 | 30,000 | M |
| 株式会社九電工 | 140 |
29,000
|
98 | 29,000 | |
|
Sompo Holdings, Inc.
ＳＯＭＰＯホールディングス株式会社
|
48 |
+42.9%
↑
10,000
|
38 | 7,000 | |
|
Cotta Co., Ltd.
株式会社cotta
|
43 |
108,000
|
57 | 108,000 | |
|
ICHIKOH INDUSTRIES, LTD.
市光工業株式会社
|
38 |
91,000
|
42 | 91,000 | |
|
MATSUMOTO INC.
株式会社マツモト
|
36 |
+207.1%
↑
43,000
|
130 | 14,000 | M |
|
TAKADA CORPORATION
株式会社高田工業所
|
21 |
14,000
|
18 | 14,000 | |
|
Star Flyer Inc.
株式会社スターフライヤー
|
20 |
8,000
|
20 | 8,000 | |
| 株式会社アイエヌホールディングス | — | — | |||
|
NIPPON STEEL CORPORATION
日本製鉄株式会社
|
— |
−100%
Exit
—
|
2,204 | 706,000 | |
|
The Yamanashi Chuo Bank,Ltd.
株式会社山梨中央銀行
|
— |
−100%
Exit
—
|
395 | 346,000 | M |
|
Iyogin Holdings,Inc.
株式会社いよぎんホールディングス
|
— |
−100%
Exit
—
|
265 | 352,000 | |
|
SEIKA CORPORATION
西華産業株式会社
|
— |
−100%
Exit
—
|
164 | 80,000 | M |
|
ONOKEN CO.,LTD.
小野建株式会社
|
— |
−100%
Exit
—
|
693 | 466,000 | M |
|
THE BANK OF SAGA LTD.
株式会社佐賀銀行
|
— |
−100%
Exit
—
|
79 | 48,000 | M |
|
JACCS CO., LTD.
株式会社ジャックス
|
— |
−100%
Exit
—
|
26 | 6,000 | |
|
SUMITOMO CHEMICAL COMPANY, LIMITED
住友化学株式会社
|
— |
−100%
Exit
—
|
1,430 | 3,214,000 | M |
|
AEON KYUSHU CO., LTD.
イオン九州株式会社
|
— |
−100%
Exit
—
|
500 | 214,000 | |
|
Seibu Gas Holdings Co.
西部ガスホールディングス株式会社
|
— |
−100%
Exit
—
|
356 | 205,000 | |
|
Joyfull Co.,Ltd.
株式会社ジョイフル
|
— |
−100%
Exit
—
|
201 | 239,000 | |
|
MITSUI MATSUSHIMA HOLDINGS CO.,LTD.
三井松島ホールディングス株式会社
|
— |
−100%
Exit
—
|
164 | 50,000 | |
|
Amaze Co.,Ltd.
株式会社アメイズ
|
— |
−100%
Exit
—
|
45 | 45,000 | M |
| 株式会社三井Ｅ＆Ｓホールディングス | — |
−100%
Exit
—
|
19 | 46,000 | |
| Portfolio total | 25,022 | 25,313 | |||
Book value in ¥M · ↓ reduced · ↑ increased vs prior year · M = mutual holding