8393
The Miyazaki Bank,Ltd.
株式会社宮崎銀行
Banks
The Miyazaki Bank, Ltd., together with its subsidiaries, offers various banking products and services primarily in Japan. It operates through Banking Business and Leasing Business segments. The company offers account opening, and regular and fixed term deposits; deposits, including current, ordinary, notice deposits, time, installment savings, tax reserve, and non-resident yen deposits; card loan, consolidation loan, mortgage, free loan, reverse mortgage, and loan simulation apps and online banking; pet, online medical, death, life, and property insurance; and invests in government bonds, local government bonds, corporate bonds, stocks, and other securities. It also engages in the domestic exchange business activities, which include handling remittance exchanges, current account transfers, and collections; foreign exchange business activities, including various operations related to exports, imports, foreign remittances, and other foreign exchange; agency business; pension plans; cashless service; and M&A brokerage businesses. In addition, it is involved in the corporate online banking service, miyagin mikatano series, densai service, web slip creation service, change notification form creation service, collection service, pay-easy account transfer acceptance service, sales proceeds atm collection service, cashless payment service, night safe service, internet account transfer acceptance service, quick pc service, miyagin electronic delivery service, and warranty application service. Further, it engages in provision of leasing, credit guarantee, credit card, and other related services; funding; and provides management consulting services. The company was incorporated in 1932 and is headquartered in Miyazaki, Japan.
Price
¥1,856
Market Cap
¥31.5B
Ent. Value
—
Net Cash
est
—
Shares Out.
17.0M
P / E
3.2×
EV / EBIT
—
⚠ TSE Capital Mandate
P / Book
0.17×
P / NCAV
N/M
Div. Yield
5.93%
Financials
| Metric |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | ¥4,071.8B | ¥4,110.8B | ¥4,025.5B | ¥4,242.0B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| PP&E | ¥23.1B | ¥23.4B | ¥23.0B | ¥23.3B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Intangible Assets | ¥4.8B | ¥4.5B | ¥4.5B | ¥4.4B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Deferred Tax Assets | ¥2.4B | — | ¥7.7B | ¥6.1B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Liabilities | ¥3,882.1B | ¥3,921.0B | ¥3,862.5B | ¥4,082.8B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Pension Obligations | ¥957M | ¥1.5B | ¥2.1B | ¥3.3B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Deferred Tax Liab. | — | ¥139M | — | — | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Equity | ¥189.6B | ¥189.9B | ¥163.1B | ¥159.1B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Capital Stock | ¥14.7B | ¥14.7B | ¥14.7B | ¥14.7B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Capital Surplus | ¥12.8B | ¥12.8B | ¥12.8B | ¥12.8B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Retained Earnings | ¥145.8B | ¥139.5B | ¥133.9B | ¥127.7B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Treasury Stock | ¥-473M | ¥-977M | ¥-1.1B | ¥-1.2B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| AOCI | ¥16.6B | ¥23.7B | ¥2.6B | ¥4.9B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Equity (owners) | ¥172.8B | ¥166.0B | ¥160.3B | ¥154.0B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| BV/Share | ¥10,175 | ¥9,584 | ¥9,282 | ¥8,928 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Metric |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
|---|---|---|---|---|
| Operating CF | ¥-124.3B | ¥4.9B | ¥-196.3B | ¥487.7B |
| D&A | ¥2.9B | ¥3.0B | ¥2.8B | ¥2.8B |
| Investing CF | ¥30.5B | ¥-94.9B | ¥27.3B | ¥-14.9B |
| CapEx | ¥700M | ¥1.3B | ¥794M | ¥650M |
| Financing CF | ¥-2.9B | ¥-1.7B | ¥-1.9B | ¥-1.7B |
| Dividends Paid | ¥-1.8B | ¥-1.7B | ¥-1.9B | ¥-1.7B |
| Share Buybacks | ¥-1.1B | ¥-2M | ¥-1M | ¥-2M |
| Free Cash Flow | ¥-125.0B | ¥3.6B | ¥-197.1B | ¥487.0B |
| Net Change in Cash | ¥-96.6B | ¥-91.8B | ¥-170.9B | ¥471.1B |
| Metric |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
|---|---|---|---|---|
| ROE | 5.2% | 4.0% | 5.0% | 4.7% |
| ROA | 0.2% | 0.2% | 0.2% | 0.2% |
| EPS | ¥573.96 | ¥409.52 | ¥470.75 | ¥433.28 |
| DPS | ¥110.00 | ¥100.00 | ¥110.00 | ¥100.00 |
| BPS | ¥11,153.00 | ¥10,954.41 | ¥9,431.67 | ¥9,212.03 |
| FCF/Share | ¥-7,357 | ¥206 | ¥-11,412 | ¥28,236 |
| Payout Ratio | 19.2% | 24.4% | 23.4% | 23.1% |
Event Timeline
S Shareholder
A Capital Signal
Large Shareholder Reports 1
Capital Allocation Signals 1
| Date | Type | Amount | Summary | |
|---|---|---|---|---|
|
2026-05-12
12:20
|
Div Increase | ¥56.0/sh +40% | Miyazaki Bank announced a 40% dividend increase for fiscal year ending March 2027, raising annual dividend per share fro… | |
|
Summary
Miyazaki Bank announced a 40% dividend increase for fiscal year ending March 2027, raising annual dividend per share from 40 yen to 56 yen (16 yen increase). The increase reflects the company's shareholder return policy targeting a 40% dividend payout ratio by the final year of its medium-term management plan (March 2029).
YoY: +40%
Source (JP)
2027年3月期の年間配当予想につきましては、前期と比べ、16円増配(40%増配)となる年間56円といたします。
2027年3月期 配当予想(前期比増配)に関するお知らせ
TDnet PDF
|
||||
| # | Shareholder | Shares (thou.) | % of Total |
|---|---|---|---|
| 1 |
Japan Master Trust Bank
日本マスタートラスト信託銀行株式会社(信託口)
|
1,726 | 10.16% |
| 2 |
Japan Custody Bank
株式会社日本カストディ銀行(信託口)
|
569 | 3.35% |
| 3 |
Meiji Yasuda Life Insurance
明治安田生命保険相互会社
|
540 | 3.18% |
| 4 |
Employee Stock Ownership Plan
宮崎銀行従業員持株会
|
468 | 2.75% |
| 5 |
THE BANK OF FUKUOKA, LTD.
株式会社福岡銀行
|
457 | 2.69% |
| 6 |
Nippon Life Insurance
日本生命保険相互会社
|
441 | 2.59% |
| 7 | 株式会社鹿児島銀行 | 332 | 1.96% |
| 8 | 株式会社肥後銀行 | 311 | 1.83% |
| 9 |
Sumitomo Life Insurance
住友生命保険相互会社
|
289 | 1.70% |
| 10 | QRファンド投資事業有限責任組合 | 271 | 1.60% |
as of 2025-03-31
Source: EDINET ↗
Ownership by year — hover bars for detail
Domestic Nominees
13.5%
-0.5% vs 2024
Trust bank custodians — GPIF, pensions, investment trusts
Foreign Custodians
0.0%
+0.0% vs 2024
Sub-custodians for foreign asset managers
Direct / Strategic
18.3%
+2.4% vs 2024
Named entities with disclosed investment intent
Bar = % of shares outstanding · top-10 covers 31.8% · grey = other shareholders · 2025
| Shareholder | Trend | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Japan Master Trust Bank 日本マスタートラスト信託銀行 | 9.39% | 8.50% | 10.16% +1.66% | |
| Japan Custody Bank 日本カストディ銀行 | 5.47% | 5.47% | 3.35% -2.12% | |
| Meiji Yasuda Life Insurance 明治安田生命保険 ↑ | 2.54% | 2.54% | 3.18% +0.64% | |
| Employee Stock Ownership Plan 宮崎銀行従業員持株会 | 2.86% | 2.78% | 2.75% -0.03% | |
| THE BANK OF FUKUOKA, LTD. 式会社福岡銀行 | 2.65% | 2.64% | 2.69% +0.05% | |
| Nippon Life Insurance 日本生命保険 | 2.55% | 2.54% | 2.59% +0.05% | |
| 式会社鹿児島銀行 | 1.92% | 1.92% | 1.96% +0.04% | |
| 式会社肥後銀行 | 1.80% | 1.79% | 1.83% +0.04% | |
| Sumitomo Life Insurance 住友生命保険 | 1.67% | 1.67% | 1.70% +0.03% | |
| QRファンド投資事業有限責任組合 NEW ENTRY | — | — | — | 1.60% NEW |
| Concentration (HHI) ⓘ | 156 | 139 | 159 |
3 fiscal years · top-10 holders per year · >2,500 HHI = high concentration · entity-resolved
Portfolio Book Value
¥24,589M
+13% since 2023
Holdings
33
6 exited
Trend
2 unwinding
vs 2023
| Held Company | FY2025 ¥24,589M total | FY2023 ¥21,762M total | |||
|---|---|---|---|---|---|
| Book Val ¥M | Shares | Book Val ¥M | Shares | ||
|
Kyushu Financial Group,Inc.
株式会社九州フィナンシャルグループ
|
4,571 |
6,212,000
|
2,963 | 6,212,000 | |
|
Asahi Kasei Corporation
旭化成株式会社
|
4,030 |
3,850,000
|
3,566 | 3,850,000 | M |
|
Fukuoka Financial Group, Inc.
株式会社ふくおかフィナンシャルグループ
|
3,325 |
846,000
|
2,156 | 846,000 | |
|
Kyushu Electric Power Company, Incorporated
九州電力株式会社
|
1,964 |
1,504,000
|
1,139 | 1,504,000 | M |
|
ASAHI YUKIZAI CORPORATION
旭有機材株式会社
|
1,782 |
491,000
|
1,556 | 491,000 | M |
| 株式会社淀川製鋼所 | 1,281 |
230,000
|
625 | 230,000 | M |
|
Sumitomo Realty & Development Co.,Ltd.
住友不動産株式会社
|
1,213 |
217,000
|
647 | 217,000 | M |
|
SENKO Group Holdings Co.,Ltd.
センコーグループホールディングス株式会社
|
990 |
656,000
|
620 | 656,000 | M |
| 株式会社九電工 | 923 |
192,000
|
646 | 192,000 | M |
|
The Musashino Bank, Ltd.
株式会社武蔵野銀行
|
703 |
215,000
|
479 | 215,000 | M |
|
HANDSMAN CO., LTD.
株式会社ハンズマン
|
549 |
-2.0%
↓
687,000
|
787 | 701,000 | M |
|
RAITO KOGYO CO., LTD.
ライト工業株式会社
|
520 |
-20.1%
↓
211,000
|
516 | 264,000 | M |
|
YAMAE GROUP HOLDINGS CO.,LTD.
ヤマエグループホールディングス株式会社
|
519 |
217,000
|
393 | 217,000 | |
|
THE BANK OF SAGA LTD.
株式会社佐賀銀行
|
281 |
122,000
|
197 | 122,000 | M |
|
The Yamagata Bank, Ltd.
株式会社山形銀行
|
255 |
181,000
|
183 | 181,000 | M |
|
Electric Power Development Co., Ltd.
電源開発株式会社
|
253 |
100,000
|
213 | 100,000 | |
|
THE OITA BANK, LTD.
株式会社大分銀行
|
208 |
60,000
|
122 | 60,000 | M |
| 株式会社八十二銀行 | 193 |
183,000
|
105 | 183,000 | M |
|
MISUMI CO., LTD.
株式会社Misumi
|
177 |
104,000
|
177 | 104,000 | M |
|
The Miyazaki Taiyo Bank,Ltd.
株式会社宮崎太陽銀行
|
134 |
106,000
|
106 | 106,000 | M |
|
Tsukuba Bank, Ltd.
株式会社筑波銀行
|
115 |
458,000
|
97 | 458,000 | M |
|
MEDIKIT CO.,LTD
メディキット株式会社
|
104 |
40,000
|
97 | 40,000 | |
|
TOSOH CORPORATION
東ソー株式会社
|
101 |
49,000
|
89 | 49,000 | M |
|
GLORY LTD.
グローリー株式会社
|
78 |
30,000
|
86 | 30,000 | M |
|
SUBARU CO., LTD.
株式会社昴
|
67 |
9,000
|
49 | 9,000 | |
|
DAIICHI KOUTSU SANGYO Co.,Ltd.
第一交通産業株式会社
|
67 |
88,000
|
70 | 88,000 | M |
|
WASHHOUSE CO.,LTD.
WASHハウス株式会社
|
61 |
160,000
|
47 | 160,000 | |
|
譬ェ蠑丈シ夂、セ�ス包ス趣ス��ス抵ス抵ス�
株式会社unerry
|
55 |
30,000
|
118 | 30,000 | |
|
KOATSU KOGYO CO., LTD.
コーアツ工業株式会社
|
39 |
30,000
|
37 | 30,000 | M |
| 第一生命ホールディングス株式会社 | 21 |
+375.0%
↑
19,000
|
11 | 4,000 | |
|
The Minami-Nippon Bank,Ltd.
株式会社南日本銀行
|
10 |
12,000
|
8 | 12,000 | M |
|
譌・譛ャ驫陦�
日本銀行
|
— | — | |||
|
AEON KYUSHU CO., LTD.
イオン九州株式会社
|
— | — | |||
|
Tokio Marine Holdings, Inc.
東京海上ホールディングス株式会社
|
— |
−100%
Exit
—
|
2,292 | 900,000 | |
|
Sompo Holdings, Inc.
SOMPOホールディングス株式会社
|
— |
−100%
Exit
—
|
789 | 150,000 | |
| MS ADインシュアランスグループホールディングス株式会社 | — |
−100%
Exit
—
|
199 | 48,000 | |
|
Daiwa Securities Group Inc.
株式会社大和証券グループ本社
|
— |
−100%
Exit
—
|
341 | 550,000 | M |
|
Nomura Holdings Inc.
野村ホールディングス株式会社
|
— |
−100%
Exit
—
|
153 | 301,000 | M |
|
譬ェ蠑丈シ夂、セ隘ソ譌・譛ャ繝輔ぅ繝翫Φ繧キ繝」繝ォ繝帙�シ繝ォ繝�繧」繝ウ繧ー繧ケ
株式会社西日本フィナンシャルホールディングス
|
— |
−100%
Exit
—
|
83 | 77,000 | |
| Portfolio total | 24,589 | 21,762 | |||
Book value in ¥M · ↓ reduced · ↑ increased vs prior year · M = mutual holding