8524
North Pacific Bank,Ltd.
株式会社北洋銀行
Financial Services · Banks - Regional
North Pacific Bank,Ltd. provides various banking products and services for individuals and corporations in Japan. The company offers savings; fixed term deposits; fund wrap; investment trusts; financial product intermediary; online financial product intermediation; government and public bonds for individuals; and foreign currency deposits. It also provides mortgage, car loan, educational loan, renovation loan, card loan, and free loan; insurance and online insurance products; inheritance and trust related products; deposits for educational donations; and defined contribution pension. In addition, the company offers debit and credit cards; airpost; web account transfer reception services; bank pay; ATM service; and payment services. It also engages in the dispatching of general workers business. The company was formerly known as Hokuyo Sogo Bank, Ltd. and changed its name to North Pacific Bank,Ltd. in 1989. North Pacific Bank,Ltd. was incorporated in 1917 and is headquartered in Sapporo, Japan.
Price
¥973
Market Cap
¥367.5B
Ent. Value
—
Net Cash
est
—
Shares Out.
377.7M
P / E
18.0×
EV / EBIT
—
P / Book
0.96×
P / NCAV
N/M
Div. Yield
1.95%
Financials
| Metric |
FY 2025
TDnet |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | — | ¥13,446.7B | ¥13,244.6B | ¥12,521.0B | ¥13,543.8B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| PP&E | — | ¥71.7B | ¥70.6B | ¥72.3B | ¥73.5B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Intangible Assets | — | ¥15.8B | ¥18.7B | ¥22.0B | ¥3.4B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Deferred Tax Assets | — | ¥14.9B | ¥535M | ¥943M | ¥812M | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Liabilities | — | ¥13,062.3B | ¥12,797.1B | ¥12,113.6B | ¥13,122.8B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Pension Obligations | — | ¥1.5B | ¥1.3B | ¥1.4B | ¥961M | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Deferred Tax Liab. | — | ¥1.3B | ¥19.1B | ¥8.1B | ¥16.0B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Equity | — | ¥384.4B | ¥447.5B | ¥407.3B | ¥421.1B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Capital Stock | — | ¥121.1B | ¥121.1B | ¥121.1B | ¥121.1B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Capital Surplus | — | ¥74.8B | ¥74.8B | ¥74.8B | ¥74.8B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Retained Earnings | — | ¥193.2B | ¥176.9B | ¥167.9B | ¥162.0B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Treasury Stock | — | ¥-8.4B | ¥-3.9B | ¥-3.8B | ¥-3.1B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| AOCI | — | ¥-224M | ¥73.8B | ¥43.4B | ¥62.0B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Equity (owners) | — | ¥380.7B | ¥368.8B | ¥359.9B | ¥354.8B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minority Interests | — | ¥3.9B | ¥4.8B | ¥4.0B | ¥4.3B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| BV/Share | — | ¥1,008 | ¥955 | ¥932 | ¥910 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Metric |
FY 2025
TDnet |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
|---|---|---|---|---|---|
| Operating CF | — | ¥-67.5B | ¥988.1B | ¥-1,362.1B | ¥1,736.2B |
| D&A | — | ¥10.0B | ¥9.7B | ¥7.4B | ¥7.0B |
| Investing CF | — | ¥-328.5B | ¥-703.0B | ¥-172.0B | ¥-16.1B |
| CapEx | — | ¥5.3B | ¥2.3B | ¥2.8B | ¥1.6B |
| Financing CF | — | ¥-9.1B | ¥-19.2B | ¥-4.8B | ¥-4.0B |
| Dividends Paid | — | ¥-4.4B | ¥-3.9B | ¥-3.9B | ¥-3.9B |
| Share Buybacks | — | ¥-4.5B | ¥-164M | ¥-810M | ¥0M |
| Free Cash Flow | — | ¥-72.8B | ¥985.8B | ¥-1,365.0B | ¥1,734.5B |
| Net Change in Cash | — | ¥-405.1B | ¥266.0B | ¥-1,538.9B | ¥1,716.0B |
| Metric |
FY 2025
TDnet |
FY 2024
EDINET ↗ |
FY 2023
EDINET ↗ |
FY 2022
EDINET ↗ |
FY 2021
EDINET ↗ |
|---|---|---|---|---|---|
| ROE | — | 5.0% | 3.0% | 2.4% | 2.8% |
| ROA | — | 0.2% | 0.1% | 0.1% | 0.1% |
| EPS | — | ¥53.92 | ¥33.33 | ¥25.03 | ¥30.26 |
| DPS | — | ¥19.00 | ¥10.00 | ¥10.00 | ¥10.00 |
| BPS | — | ¥1,010.42 | ¥1,150.51 | ¥1,047.18 | ¥1,072.55 |
| FCF/Share | — | ¥-193 | ¥2,553 | ¥-3,535 | ¥4,451 |
| Payout Ratio | — | 35.2% | 30.0% | 40.0% | 33.0% |
Event Timeline
S Shareholder
A Capital Signal
Large Shareholder Reports 4
Capital Allocation Signals 1
| Date | Type | Amount | Summary | |
|---|---|---|---|---|
|
2026-04-28
14:00
|
Div Increase | ¥28.0/sh +48% | Hokkaido Bank revised FY2026 (ended March 2026) full-year earnings upward due to favorable securities trading results, a… | |
|
Summary
Hokkaido Bank revised FY2026 (ended March 2026) full-year earnings upward due to favorable securities trading results, and increased annual dividend guidance from 26.00 yen to 28.00 yen per share. The year-end dividend was raised from 6.50 yen to 8.50 yen per share, representing a 47.6% increase versus the prior year's total dividend of 19.00 yen.
YoY: +48%
Source (JP)
通期業績予想の上方修正および当行の株主還元方針を踏まえ、1株当たり期末配当金を前回予想6円50銭から8円50銭に修正するものです。これにより、当期の1株当たり年間配当予想は28円00銭になります。
通期業績予想の修正および配当予想の修正（増配）に関するお知らせ
TDnet PDF
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| # | Shareholder | Shares (thou.) | % of Total |
|---|---|---|---|
| 1 |
Japan Master Trust Bank
日本マスタートラスト信託銀行株式会社（信託口）
|
43,840,600 | 11.60% |
| 2 |
Nippon Life Insurance
日本生命保険相互会社
|
30,954,500 | 8.19% |
| 3 |
Meiji Yasuda Life Insurance
明治安田生命保険相互会社
|
30,954,000 | 8.19% |
| 4 |
Japan Custody Bank
株式会社日本カストディ銀行（信託口）
|
27,902,400 | 7.38% |
| 5 |
Hokkaido Electric Power Company, Incorporated
北海道電力株式会社
|
23,247,000 | 6.15% |
| 6 | 大樹生命保険株式会社 | 11,132,000 | 2.94% |
| 7 |
Dai-ichi Life Insurance
第一生命保険株式会社
|
7,451,700 | 1.97% |
| 8 |
Stock Ownership Plan
北洋銀行職員持株会
|
7,450,280 | 1.97% |
| 9 |
BNYM AS AGT/CLTS NON TREATY JASDEC
BNYM AS AGT/CLTS NON TREATY JASDEC （常任代理人 株式会社三菱UFJ銀行）
|
7,349,650 | 1.94% |
| 10 | 損害保険ジャパン株式会社 | 6,249,280 | 1.65% |
as of 2025-03-31
Source: EDINET ↗
Ownership by year — hover bars for detail
Domestic Nominees
19.0%
+1.4% vs 2024
Trust bank custodians — GPIF, pensions, investment trusts
Foreign Custodians
1.9%
-3.7% vs 2024
Sub-custodians for foreign asset managers
Direct / Strategic
31.1%
+1.8% vs 2024
Named entities with disclosed investment intent
Bar = % of shares outstanding · top-10 covers 52.0% · grey = other shareholders · 2025
| Shareholder | Trend | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Japan Master Trust Bank 日本マスタートラスト信託銀行 | 9.64% | 10.47% | 11.60% +1.13% | |
| Nippon Life Insurance 日本生命保険 | 8.01% | 8.01% | 8.19% +0.18% | |
| Meiji Yasuda Life Insurance 明治安田生命保険 | 8.01% | 8.01% | 8.19% +0.18% | |
| Japan Custody Bank 日本カストディ銀行 | 6.06% | 7.07% | 7.38% +0.31% | |
| Hokkaido Electric Power Company, Incorporated 北海道電力 | 6.02% | 6.02% | 6.15% +0.13% | |
| 大樹生命保険 | 2.88% | 2.88% | 2.94% +0.06% | |
| Dai-ichi Life Insurance 第一生命保険 | 2.70% | 2.31% | 1.97% -0.34% | |
| Stock Ownership Plan 北洋銀行職員持株会 | 2.11% | 2.01% | 1.97% -0.04% | |
| BNY Mellon | — | 1.87% | 1.94% +0.07% | |
| 損害保険ジャパン NEW ENTRY | 1.86% | — | 1.65% NEW | |
| State Street last seen 2024 | Exited Top 10 | 5.08% | 3.76% | — |
| Concentration (HHI) ⓘ | 344 | 359 | 384 |
3 fiscal years · top-10 holders per year · >2,500 HHI = high concentration · entity-resolved
Portfolio Book Value
¥120,789M
+1% since 2023
Holdings
50
+4 new
15 exited
Trend
7 unwinding
vs 2023
| Held Company | FY2025 ¥120,789M total | FY2023 ¥120,150M total | |||
|---|---|---|---|---|---|
| Book Val ¥M | Shares | Book Val ¥M | Shares | ||
|
Nitori Holdings Co., Ltd.
株式会社ニトリホールディングス
|
57,252 |
3,860,568
|
61,498 | 3,860,568 | M |
|
AIN HOLDINGS INC.
株式会社アインホールディングス
|
8,785 |
-0.0%
↓
1,743,500
|
9,677 | 1,743,700 | M |
|
AIR WATER INC.
エア・ウォーター株式会社
|
8,636 |
4,574,473
|
7,593 | 4,574,473 | M |
|
Hokkaido Electric Power Company, Incorporated
北海道電力株式会社
|
7,775 |
10,214,795
|
4,964 | 10,214,795 | M |
|
Tokio Marine Holdings, Inc.
東京海上ホールディングス株式会社
|
4,983 |
-16.7%
↓
868,823
|
2,655 | 1,042,623 | |
|
ARCS COMPANY,LIMITED
株式会社アークス
|
4,117 |
1,415,844
|
3,178 | 1,415,844 | |
|
NAGAWA Co .,Ltd.
株式会社ナガワ
|
4,100 |
683,400
|
4,667 | 683,400 | M |
|
Kanamoto Co., Ltd.
株式会社カナモト
|
2,472 |
763,008
|
1,662 | 763,008 | M |
|
The Japan Steel Works, Ltd.
株式会社日本製鋼所
|
2,256 |
430,900
|
1,068 | 430,900 | M |
|
Sumitomo Realty & Development Co.,Ltd.
住友不動産株式会社
|
2,237 |
400,000
|
1,192 | 400,000 | M |
|
Oji Holdings Corporation
王子ホールディングス株式会社
|
2,204 |
3,514,559
|
1,841 | 3,514,559 | |
|
SAPPORO HOLDINGS LIMITED
サッポロホールディングス株式会社
|
2,023 |
265,311
|
903 | 265,311 | M |
|
Hokkaido Gas Co., Ltd.
北海道瓦斯株式会社
|
1,734 |
+400.0%
↑
3,427,495
|
1,331 | 685,499 | M |
|
DAIWA HOUSE INDUSTRY CO., LTD.
大和ハウス工業株式会社
|
1,634 |
331,000
|
1,030 | 331,000 | |
|
NH Foods Ltd.
日本ハム株式会社
|
1,253 |
250,000
|
958 | 250,000 | M |
|
LOGINET JAPAN CO.,LTD.
株式会社ロジネットジャパン
|
817 |
-7.1%
↓
261,548
|
929 | 281,548 | M |
|
Oenon Holdings, Inc.
オエノンホールディングス株式会社
|
773 |
1,750,000
|
481 | 1,750,000 | M |
|
Hokuyaku Takeyama Holdings Co., Ltd.
株式会社ほくやく・竹山ホールディングス
|
717 |
808,858
|
512 | 808,858 | |
|
Mitsubishi Estate Company, Limited
三菱地所株式会社
|
656 |
-20.0%
↓
269,892
|
531 | 337,392 | |
|
Hokkaido Central Bus Co., Ltd.
北海道中央バス株式会社
|
561 |
144,000
|
467 | 144,000 | M |
|
TOMOKU CO.,LTD.
株式会社トーモク
|
480 |
200,000
|
319 | 200,000 | |
|
Idemitsu Kosan Co.,Ltd.
出光興産株式会社
|
480 |
+400.0%
↑
456,000
|
264 | 91,200 | |
|
SHOEI FOODS CORPORATION
正栄食品工業株式会社
|
417 |
-15.0%
↓
101,141
|
480 | 119,041 | M |
|
Narasaki Sangyo Corporation
ナラサキ産業株式会社
|
411 |
143,575
|
266 | 143,575 | M |
|
Nippon Beet Sugar Manufacturing Co.,Ltd.
日本甜菜製糖株式会社
|
393 |
172,200
|
287 | 172,200 | M |
|
Sompo Holdings, Inc.
SOMPOホールディングス株式会社
|
387 |
+161.0%
↑
85,606
|
172 | 32,802 | |
|
HOKKAN HOLDINGS LIMITED
ホッカンホールディングス株式会社
|
332 |
200,000
|
274 | 200,000 | |
|
Electric Power Development Co., Ltd.
電源開発株式会社
|
319 |
126,120
|
268 | 126,120 | |
|
TSUCHIYA HOLDINGS CO., LTD.
株式会社土屋ホールディングス
|
283 |
1,227,455
|
239 | 1,227,455 | M |
|
DAIICHI CO.,LTD.
株式会社ダイイチ
|
252 |
186,000
|
148 | 186,000 | M |
|
NICHIRYO BAKING CO.,LTD.
日糧製パン株式会社
|
229 |
103,842
|
212 | 103,842 | M |
|
Nakamichi Leasing Co., Ltd.
中道リース株式会社
|
229 |
410,728
|
209 | 410,728 | M |
|
WELLNET CORPORATION
ウェルネット株式会社
|
221 |
298,400
|
193 | 298,400 | |
|
Hokuyuu Lucky Co.
北雄ラッキー株式会社
|
186 |
62,000
|
182 | 62,000 | M |
|
Hokuryo Co., Ltd.
株式会社ホクリヨウ
|
183 |
132,000
|
106 | 132,000 | |
|
KIMURA CO.,LTD.
株式会社キムラ
|
180 |
386,100
|
199 | 386,100 | M |
|
KUWAZAWA Holdings Corporation
クワザワホールディングス株式会社
|
176 |
310,382
|
149 | 310,382 | M |
|
CE Holdings Co.,Ltd.
株式会社CEホールディングス
|
143 |
225,200
|
126 | 225,200 | M |
|
SAPPORO CLINICAL LABORATORY INC.
札幌臨床検査センター株式会社
|
110 |
113,200
|
143 | 113,200 | M |
|
譌･譛ｬ陬ｽ邏呎ｪ蠑丈ｼ夂､ｾ
日本製紙株式会社
|
100 |
-50.0%
↓
100,023
|
204 | 200,023 | M |
|
Maruha Nichiro Corporation
マルハニチロ株式会社
|
88 |
-70.1%
↓
27,100
|
214 | 90,500 | |
|
MEDICAL SYSTEM NETWORK Co., Ltd.
株式会社メディカルシステムネットワーク
|
78 |
200,000
|
80 | 200,000 | |
|
TAIHEIYO KOUHATSU INCORPORATED
太平洋興発株式会社
|
41 |
60,000
|
48 | 60,000 | M |
|
CAREER BANK CO.,LTD
キャリアバンク株式会社
|
30 |
24,000
|
30 | 24,000 | |
|
SOUGOU SHOUKEN CO.,LTD.
総合商研株式会社
|
18 |
20,000
|
17 | 20,000 | |
| 北海道歯科産業株式会社 | 15 |
NEW
New
144,000
|
— | ||
|
INSIGHT INC.
株式会社インサイト
|
11 |
NEW
New
30,000
|
— | ||
|
HOKKAIDENKO CORPORATION
株式会社北海電工
|
9 |
NEW
New
11,235
|
— | M | |
|
ECOMIC CO.,LTD
株式会社エコミック
|
3 |
NEW
New
8,000
|
— | ||
|
Hokuhoku Financial Group, Inc.
株式会社ほくほくフィナンシャルグループ
|
— | — | |||
|
Nomura Holdings Inc.
野村ホールディングス株式会社
|
— |
−100%
Exit
—
|
1,191 | 2,338,200 | M |
|
Daiwa Securities Group Inc.
株式会社大和証券グループ本社
|
— |
−100%
Exit
—
|
945 | 1,523,000 | M |
|
COMSYS Holdings Corporation
コムシスホールディングス株式会社
|
— |
−100%
Exit
—
|
986 | 404,000 | |
|
JACCS CO., LTD.
株式会社ジャックス
|
— |
−100%
Exit
—
|
895 | 204,082 | M |
|
Mitsui Fudosan Co., Ltd.
三井不動産株式会社
|
— |
−100%
Exit
—
|
428 | 172,700 | |
| MS ADインシュアランスグループホールディングス株式会社 | — |
−100%
Exit
—
|
313 | 76,406 | |
|
HOKKAIDO COCA-COLA BOTTLING CO.,LTD.
北海道コカ・コーラボトリング株式会社
|
— |
−100%
Exit
—
|
239 | 55,810 | M |
|
TOKYU CORPORATION
東急株式会社
|
— |
−100%
Exit
—
|
176 | 100,107 | |
|
NIPPON STEEL CORPORATION
日本製鉄株式会社
|
— |
−100%
Exit
—
|
148 | 47,640 | |
|
KITAKOUDENSHACorporation
株式会社北弘電社
|
— |
−100%
Exit
—
|
21 | 14,500 | M |
|
TSURUHA HOLDINGS INC.
株式会社ツルハホールディングス
|
— |
−100%
Exit
—
|
931 | 105,300 | |
|
taisei corporation
大成建設株式会社
|
— |
−100%
Exit
—
|
895 | 218,600 | M |
|
MEGMILK SNOW BRAND Co.,Ltd.
雪印メグミルク株式会社
|
— |
−100%
Exit
—
|
759 | 430,800 | M |
|
ARATA CORPORATION
株式会社あらた
|
— |
−100%
Exit
—
|
178 | 44,100 | M |
|
繧ｨ繧ｳ繝｢繝�繝域ｪ蠑丈ｼ夂､ｾ
エコモット株式会社
|
— |
−100%
Exit
—
|
79 | 132,000 | |
| Portfolio total | 120,789 | 120,150 | |||
Book value in ¥M · ↓ reduced · ↑ increased vs prior year · M = mutual holding